ByMargarett Jurilla
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Closing costs on the loan estimate versus closing disclosure will most likely be different. The itemized closing costs on the…
ByGustan Cho, NMLS 873293
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Best Buyer Solutions to Multiple Offers on Home Purchase This guide covers buyers solutions to multiple offers on home purchase….
ByGustan Cho, NMLS 873293
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Most guidelines require lenders to average the most recent two years of income to qualify applicants. Some programs allow borrowers with newer businesses if they have experience
ByGustan Cho, NMLS 873293
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This guide covers reestablishing credit after bankruptcy and your step-by-step guide to homeownership. Going through bankruptcy is tough, but it…
ByMike Gracz, NMLS: 1160212
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In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…
ByGustan Cho, NMLS 873293
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Why is my FHA rate different from the rate I saw online? That is one of the most common questions…
ByGustan Cho, NMLS 873293
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In this guide, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. In…
ByGustan Cho, NMLS 873293
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The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
ByGustan Cho, NMLS 873293
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A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
ByMike Gracz, NMLS: 1160212
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Many homeowners went into mortgage forbearance during COVID or another financial hardship because they needed time to catch up. Now…
ByGustan Cho, NMLS 873293
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VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
ByAlex Carlucci, NMLS: 229891
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In this guide, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
ByAlex Carlucci, NMLS: 229891
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Getting a loan to buy or renovate a house can be hard right now. High property prices and big upfront…
ByGustan Cho, NMLS 873293
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This blog will cover Fannie Mae Collection Guidelines on Conventional loans. Fannie Mae and Freddie Mac are the two mortgage…
ByGustan Cho, NMLS 873293
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Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
ByGustan Cho, NMLS 873293
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In this guide we will cover qualifying and getting approved for VA Loans with debt-to-income ratio. Are you a veteran…
ByGustan Cho, NMLS 873293
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In this guide, we will discuss how to refinance an existing home mortgage into an FHA 203k loan. Homeowners who…
ByGustan Cho, NMLS 873293
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Why Buyers and Sellers Need to Understand Canceling a Real Estate Purchase Contract Buying or selling a home is exciting,…
ByGustan Cho, NMLS 873293
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This guide covers VA late payment after bankruptcy mortgage guidelines on VA loans. VA loans were created and implemented to…
ByAlex Carlucci, NMLS: 229891
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In this guide, we will cover mortgage charge offs lending guidelines and requirements on home loans. Have you experienced a…
ByGustan Cho, NMLS 873293
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This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
ByGustan Cho, NMLS 873293
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Lender-paid mortgage insurance, also known as LPMI, is a conventional loan option that allows borrowers to avoid a separate monthly…
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