ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByDale Elenteny, NMLS: 904444
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Why is the lender asking you to pay for an appraisal or credit report before you are fully approved? It…
ByGustan Cho, NMLS 873293
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Mortgage rates during the COVID-19 pandemic changed quickly and did not affect every borrower the same way. National averages eventually…
ByJohn Strange, NMLS: 230932
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Mortgage Loan Underwriting Process: Simple, Step-by-Step Guide The mortgage loan underwriting process is the lender’s review of your income, credit,…
ByGustan Cho, NMLS 873293
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This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
ByDale Elenteny, NMLS: 904444
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This article will cover traditional and non-QM mortgage programs for homebuyers and homeowners. The historically low mortgage rates fueling a…
ByGustan Cho, NMLS 873293
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A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
ByGustan Cho, NMLS 873293
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This guide covers 15-year versus 30-year fixed rate mortgages on loan programs. All residential mortgage loan programs have amortized terms. …
ByGustan Cho, NMLS 873293
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Changing Jobs During Mortgage Approval Process: What You Need to Know Changing jobs during mortgage approval process can be a…
ByAlex Carlucci, NMLS: 229891
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Buying a home involves paperwork, and it can be frustrating when your lender asks for additional documents after you have…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
ByGustan Cho, NMLS 873293
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1099-Income versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
ByMargarett Jurilla
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Closing costs on the loan estimate versus closing disclosure will most likely be different. The itemized closing costs on the…
ByGustan Cho, NMLS 873293
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Best Buyer Solutions to Multiple Offers on Home Purchase This guide covers buyers solutions to multiple offers on home purchase….
ByGustan Cho, NMLS 873293
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Most guidelines require lenders to average the most recent two years of income to qualify applicants. Some programs allow borrowers with newer businesses if they have experience
ByGustan Cho, NMLS 873293
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This guide covers reestablishing credit after bankruptcy and your step-by-step guide to homeownership. Going through bankruptcy is tough, but it…
ByMike Gracz, NMLS: 1160212
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In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…
ByGustan Cho, NMLS 873293
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Why is my FHA rate different from the rate I saw online? That is one of the most common questions…
ByGustan Cho, NMLS 873293
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In this guide, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. In…
ByGustan Cho, NMLS 873293
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The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
ByGustan Cho, NMLS 873293
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A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
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