HUD DTI Guidelines on Manual vs AUS Findings on FHA Loans
HUD DTI Guidelines on Manual vs AUS Findings: What You Need to Know for 2024 When buying a home with…
FHA Appraisals Versus Home Inspections For Homebuyers
FHA Appraisals Versus Home Inspections: Why You Need Both to Make a Smart Home Purchase in 2024 When buying a…
FHA Income Guidelines: Simple Tips to Qualify for Home Loans
FHA mortgage guidelines have strict rules for calculating borrower’s wages. This article explains the different types of income and the income documents needed for an FHA mortgage.
FHA Guidelines on Student Loans: How to Qualify
FHA Guidelines on Student Loans: Your Path to Homeownership Student loans are a significant part of life for many Americans,…
FHA Loan Chapter 13 Bankruptcy Discharge Mortgage Guidelines
Just finished dealing with a Chapter 13 bankruptcy and thinking about getting a new house or refinancing the one you’ve…
FHA Loans With Low Credit Scores in Nebraska
FHA Loans With Low Credit Scores in Nebraska: Your Guide to Homeownership in 2024 Are you concerned your low credit…
What Are FHA Lender Overlays? Simple Guide 2024
If you are thinking about buying a home or refinancing your current mortgage, you may have heard about FHA loans….
Build Your Dream Home: FHA New Construction Guide
Building your dream home might seem daunting due to complexities and costs, but what if the process was more straightforward…
Bad Credit? Get an FHA Loan in Montana Today
In this detailed guide, we’re going to dive into everything you need to know about getting an FHA loan in…
Impact of FHA Guidelines on DTI and Student Loans Explained
Struggling with student loan debt can often feel like attempting to run a marathon with a heavy backpack, particularly when…
Mortgage After Bankruptcy and Foreclosure | Bankruptcy | FHA Loans | Re-Establishing Credit | Videos
FHA Loan After Chapter 7 Bankruptcy Mortgage Guidelines
Government and conventional loans require a mandatory waiting period after bankruptcy. Non-QM loans one day out of bankruptcy does not have waiting period requirements. However, a 30% down payment is required.
Simple Steps for FHA Chapter 13 Manual Underwriting
Today, our blog post will explore the FHA Chapter 13 Manual Underwriting Guidelines in detail. If you’re in the middle…
Your Guide to Qualifying for FHA Loan After Short Sale
If you are considering qualifying for FHA loan after short sale, know you’re not alone. Many people find themselves in…
California Housing Market Forecast
This article will discuss the California Housing Market Forecast for homebuyers of primary owner-occupant homes, second homes, investment homes, and…
The Ultimate Guide to Septic Inspections on Home Purchase
Buying a house is a big deal, and there’s a lot you need to check to make sure you’re making…
VA Cash-Out Guidelines: Save Big on Your Refinance
The Department of Veterans Affairs has lowered the maximum loan to value on cash-out refinance VA loans from 100% LTV to 90% LTV. This was brought on by the VA due to the booming housing market nationwide. HUD, the parent of FHA, also lowered the cash-out loan to value on FHA loans from 85% to 80% LTV.
NON-QM 95% LTV Debt-Consolidation Refinance Made Easy
Are you feeling overwhelmed managing several debt payments every month? If your home doesn’t hold much value but you’re looking…
FHA Chapter 13 Guidelines in Maryland on FHA Loans
In this blog, we will discuss the rules for getting an FHA loan in Maryland when paying back debt under…
Cash-Out Refinance Mortgage Guidelines on Home Loans
A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
Jumbo Mortgages For Self-Employed Borrowers
Are you looking for a big loan while running your own business? You’re in the right spot. Getting a big…
Conventional Loans Versus FHA Loans: Which One is Best?
If you’re considering buying a house and need a loan, getting the lowdown on the main types of loans is…
NON-QM Loans After Bankruptcy And Foreclosure
Many people reestablish themselves sooner than others after bankruptcy and foreclosure. These folks can qualify for a mortgage sooner than the mandatory waiting period on government and conventional loans. Gustan Cho Associates has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.
