Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho, NMLS 873293
Posted on
After experiencing financial difficulties, it can be overwhelming to navigate the intricacies of mortgage lending. The process can be complex…
ByMike Gracz, NMLS: 1160212
Posted on
In this blog, we will cover ARM versus fixed-rate mortgages. ARM stands for an adjustable-rate mortgage. Adjustable-Rate Mortgage is when…
ByGustan Cho, NMLS 873293
Posted on
This guide covers excluding debts from co-signed loans to qualify for mortgage loans. Mortgage borrowers who are co-signers on debts…
ByGustan Cho, NMLS 873293
Posted on
California FHA loans are a preferred mortgage solution for various borrowers, including first-time homebuyers, individuals with poor credit, and those…
ByAlex Carlucci, NMLS: 229891
Posted on
Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?
ByGustan Cho, NMLS 873293
Posted on
This blog will discuss FHA mortgage guidelines on credit disputes during the mortgage process. In general, you cannot have credit…
ByAlex Carlucci, NMLS: 229891
Posted on
Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
ByAlex Carlucci, NMLS: 229891
Posted on
This guide covers how to avoid delays in mortgage loan closings. When homebuyers enter a real estate purchase contract, the…
ByGustan Cho, NMLS 873293
Posted on
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
ByGustan Cho, NMLS 873293
Posted on
In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…
ByAlex Carlucci, NMLS: 229891
Posted on
In this blog, we will cover and discuss commercial real estate purchase using FHA financing. In the following paragraphs, we…
ByMike Gracz, NMLS: 1160212
Posted on
This article will tackle the Community Property States Mortgage Guidelines On DTI. Understanding marital property rights can be intricate, especially…
ByAlex Carlucci, NMLS: 229891
Posted on
Transitioning from monthly to bi-weekly mortgage loan payments can be a strategic move for homeowners looking to expedite their mortgage…
ByAlex Carlucci, NMLS: 229891
Posted on
More and more people are choosing self-employment or contract work as their source of income. This trend means that mortgage…
ByGustan Cho, NMLS 873293
Posted on
What Are The 3% Down Payment Conventional Loan Requirements And Guidelines? Fannie Mae and Freddie Mac allow a 3% down payment on conventional loans for first-time homebuyers. A first-time homebuyer is a buyer who had no ownership of a home in the past three years.
ByGustan Cho, NMLS 873293
Posted on
This blog will discuss and cover bank statement deposit only mortgage for self-employed borrowers with no income tax returns required….
ByGustan Cho, NMLS 873293
Posted on
This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
ByDale Elenteny, NMLS: 904444
Posted on
This article will cover HUD DACA mortgage guidelines on FHA loans for DREAMERS. Gustan Cho Associates have some good news…
ByAlex Carlucci, NMLS: 229891
Posted on
In this blog, we will discuss and cover appraisal issues during the home buying and mortgage process. The word “appraisal”…
ByGustan Cho, NMLS 873293
Posted on
In this blog, we will discuss and cover the mortgage guidelines for getting qualified and approved for an FHA loan…
ByMike Gracz, NMLS: 1160212
Posted on
It’s important to note that Mortgage Lender Complaints and Bad Reviews submitted by borrowers do exist, but readers should understand…
ByGustan Cho, NMLS 873293
Posted on
In this blog, we will cover and discuss manual underwriting versus automated underwriting guidelines. The Automated Underwriting System is a…
CALL NOW