Benefits Of Refinancing During Historic Low Mortgage Rates
It is no secret that mortgage interest rates are at historic lows. The COVID-19 pandemic has affected every global market,…
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VA Loans With Under 620 Credit Scores Guidelines
In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…
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Mortgage Qualifications for Buying a Home In Another State
This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in…
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Steps To Buying a House in Washington DC
In this blog, we will cover the frequently asked question of what are the steps to buying a house in…
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Mortgage Rates During The COVID-19 Pandemic
This guide covers the volatility of mortgage rates during the Covid-19 pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….
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Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
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What Factors Are Considered Layered Risk In Manual Underwriting
In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…
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HUD Derogatory Credit Guidelines On FHA Home Loans
If you have lower credit scores and multiple prior derogatory credit tradelines, FHA loans are your best bet to get an approve/eligible per automated underwriting system (AUS).
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FHA AUS Approval Versus Manual Underwriting On FHA Loans
This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans HUD, the parent of the Federal Housing…
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Can I Buy House in Maine With 580 FICO with No Credit
In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…
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How Does Mortgage Process Work After Being Pre-Approved
This guide covers how does mortgage process work after being pre-approved. Most folks consult with a loan officer when they…
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High-Balance VA Loans (Jumbo VA Loans)
Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.
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Selling House in Bad Market
This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…
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Home Loan With Declining And Irregular Income Mortgage Guidelines
This Article Is About Home Loan With Declining And Irregular Income Mortgage Guidelines. There are ways on how mortgage underwriters…
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VA Guidelines on Co-Borrowers For VA Loans
This guide covers VA guidelines on co-borrowers for VA loans. We will discuss the VA guidelines on co-borrowers. Income is…
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What To Know Before Buying a Mountain House
This guide covers everything you need to know before buying a mountain house. Discover how to find your dream home…
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How Student And Car Loans Affect DTI For Mortgages
This article will explore how student and car loans affect DTI (Debt-to-Income) mortgage ratios. Auto loans are typically the second-largest…
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How Loan Officers Qualify Borrowers And Issue Pre-Approvals
This Article Is About How Loan Officers Qualify Borrowers And Issue Pre-Approvals. Understanding how loan officers qualify borrowers is crucial in the…
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Freddie Mac Part-Time Income Mortgage Guidelines
This guide explores the updated Freddie Mac part-time income mortgage guidelines for 2024. The new year has introduced significant changes…
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Refinance Waiting Period Mortgage Guidelines
In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…
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Home Buying Stress During Mortgage Underwriting Process
This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…
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HUD FHA 203k Loans Manual Underwriting Guidelines
This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…
