Paying Down Credit Cards During Mortgage Process Due To High DTI
This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. Debt-to-income ratios are one of…
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FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
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Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
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Why Do You Do a Final Walk-Through Prior To Home Closing
In this article, we will cover and discuss the final walk-through prior to home closing. A Final Walk-Through Prior To…
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Pre-Qualifying Borrowers With Bad Credit For Mortgage Loans
In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…
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How Credit Scores Affect Mortgage Rates When Locking Loan
This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
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Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
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NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
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VA Loans Mississippi Guidelines And Requirements On Home Purchase
Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.
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Getting Approved For VA Loans in New Mexico With Bad Credit
In this article, we will cover getting approved for VA loans in New Mexico. Are you an active duty military…
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Pest Inspection On VA Loans Mortgage Guidelines By State
This Article Is About Pest Inspection On VA Loans Mortgage Guidelines By State Pest Inspection On VA Loans Mortgage Guidelines…
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Checking Your Credit Before Buying Home
This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
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VA Renovation Mortgage Lending Guidelines On VA Loans
In this blog, we will cover and discuss VA renovation mortgage loans. Many of our veterans do not know they…
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VA Foreclosure Guidelines In Qualifying For VA Home Loans
In this article, we will cover and discuss VA foreclosure guidelines in qualifying for VA loans. VA Foreclosure Guidelines require…
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VA Loan Denial And Qualifying With Lender With No Overlays
This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…
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Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans
There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.
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HUD And Fannie Mae Guidelines On Credit Disputes
This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…
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Steps To Selling a House With a Realtor Fast For Top Dollar
In this article, we will cover and discuss the steps to selling a house with a realtor fast for top…
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Benefits Of Refinancing During Historic Low Mortgage Rates
It is no secret that mortgage interest rates are at historic lows. The COVID-19 pandemic has affected every global market,…
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VA Loans With Under 620 Credit Scores Guidelines
In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…
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Mortgage Qualifications for Buying a Home In Another State
This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in…
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Steps To Buying a House in Washington DC
In this blog, we will cover the frequently asked question of what are the steps to buying a house in…
