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    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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    • RefinanceExpand
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    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
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  • CareersExpand
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Call or Text: (800) 900-8569

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NON-QM Loans

Home / NON-QM Loans - Page 2
Balloon Mortgages
NON-QM Loans | Commercial Loans | Hard Money Loans | Investment Homes | Videos

Balloon Mortgages | What is a Balloon Mortgage

ByGustan Cho Posted onJanuary 3, 2025January 14, 2025

Understanding Balloon Mortgages: A Strategic Guide for 2024 In this article, we will discuss and cover balloon mortgages and how…

Continue Reading Balloon Mortgages | What is a Balloon MortgageContinue

Conforming Loan Limits Versus NON-QM Loans
NON-QM Loans

Conforming Loan Limits Versus NON-QM Loans On Home Purchase

ByMike Gracz Posted onJanuary 3, 2025January 14, 2025

This BLOG On Conforming Loan Limits Versus NON-QM Loans On Home Purchase Was UPDATED On January 3rd, 2025. Understanding your…

Continue Reading Conforming Loan Limits Versus NON-QM Loans On Home PurchaseContinue

NON-QM Versus Traditional Mortgage
NON-QM Loans | Videos

NON-QM Versus Traditional Mortgage Performance

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

NON-QM Versus Traditional Mortgage: Which is Right for You? Finding your way through the complex array of mortgage choices can…

Continue Reading NON-QM Versus Traditional Mortgage PerformanceContinue

Mortgage With No Income Documentation
Income And Employment | Bank Statement Loans | NON-QM Loans | Videos

Mortgage With No Income Documentation and No Tax Returns

ByGustan Cho Posted onDecember 26, 2024August 6, 2025

Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…

Continue Reading Mortgage With No Income Documentation and No Tax ReturnsContinue

Bad credit Mortgage Loans Kansas
Bad Credit Mortgages | FHA Loans | NON-QM Loans

Bad Credit Mortgage Loans Kansas: Winning Strategies

ByAlex Carlucci Posted onDecember 18, 2024December 20, 2024

Unlock Your Dream Home in Kansas: A Guide to Bad Credit Mortgage Loans in 2024 If you’re eyeing a new…

Continue Reading Bad Credit Mortgage Loans Kansas: Winning StrategiesContinue

One-Time Construction Loan Close
NON-QM Loans | One-Time Close Construction Loans

One-Time Construction Loan Close Mortgage Program

ByMike Gracz Posted onDecember 16, 2024May 13, 2025

The one-time construction loan close for new construction homes enables homebuyers to purchase land, build, and permanently finance a new home.

Continue Reading One-Time Construction Loan Close Mortgage ProgramContinue

1099-income-only mortgages
NON-QM Loans | Videos

1099-Income-Only Mortgages

ByAlex Carlucci Posted onDecember 10, 2024December 16, 2024

1099 Income Only Mortgages: A Game-Changer for Self-Employed Borrowers in 2024 Self-employed borrowers, freelancers, and independent contractors often face hurdles…

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Home Loan With Bad Credit Ohio
Bad Credit Mortgages | Bankruptcy | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos

Home Loan With Bad Credit Ohio Mortgage Options

ByAlex Carlucci Posted onDecember 9, 2024July 29, 2025

Home Loan With Bad Credit Ohio: Your 2024 Guide to Buying a Home Owning a home is a dream for…

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Home Loan with Bad Credit in Iowa
Bad Credit Mortgages | Credit Scores | FHA Loans | Home Mortgages | Home Purchase | NON-QM Loans | USDA Loans | VA Loans

Home Loan With Bad Credit In Iowa With Competitive Rates

ByDale Elenteny Posted onDecember 9, 2024December 12, 2024

Home Loan With Bad Credit in Iowa: Your Complete Guide for 2024 Don’t lose hope if you have bad credit…

Continue Reading Home Loan With Bad Credit In Iowa With Competitive RatesContinue

Chicago Home Loan with Bad Credit
Bad Credit Mortgages | NON-QM Loans | Videos

Chicago Home Loan With Bad Credit

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

In this blog, we will discuss and cover qualifying and getting approved for a Chicago home loan with bad credit….

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Non-Permanent Residents
NON-QM Loans | Videos

Easy Mortgage Guide for Non-Permanent Residents in the U.S.

ByLaurie Cho Posted onDecember 3, 2024December 5, 2024

This guide covers lending guidelines and mortgage loan programs for non-permanent residents. Certain guidelines exist for non-permanent residents interested in…

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Fix-and-Flip Mortgage
NON-QM Loans | Fix-and-Flip Mortgage Loans | Hard Money Loans | Home Improvement/Renovations | House Flipping | Videos

Fix-and-Flip Mortgage Guidelines For Real Estate Investors

ByGustan Cho Posted onDecember 2, 2024December 5, 2024

Fix-and-Flip Mortgage: The Ultimate Guide for 2024 If you’re a real estate investor or thinking about diving into the world…

Continue Reading Fix-and-Flip Mortgage Guidelines For Real Estate InvestorsContinue

Home Loans of Over 5 Million
Hard Money Loans | Jumbo Loans | NON-QM Loans | Videos

Get Approved for Home Loans of Over 5 Million Today

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Home Loans of Over 5 Million: Your Ultimate Guide to Jumbo and Super Jumbo Mortgages in 2024 If you’re in…

Continue Reading Get Approved for Home Loans of Over 5 Million TodayContinue

How Underwriters Calculate Debt-To-Income Ratio
High Debt To Income Ratio | Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Videos

How Underwriters Calculate Debt-To-Income Ratio

ByGustan Cho Posted onNovember 6, 2024May 19, 2025

How Underwriters Calculate Debt-to-Income Ratio (DTI) – 2024 Guide When it comes to buying a home, there are a few…

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Portfolio Loan Programs
Bank Statement Loans | NON-QM Loans | Videos

Portfolio Loan Programs: No Income Documentation Mortgages

ByGustan Cho Posted onOctober 25, 2024July 17, 2025

Exploring Portfolio Loan Programs for 2024: A Flexible Mortgage Option for Unique Borrowers In the world of mortgages, there isn’t…

Continue Reading Portfolio Loan Programs: No Income Documentation MortgagesContinue

Second Home Loans
Second Homes | Bank Statement Loans | Conventional Loans | NON-QM Loans | Videos

Second Home Loans: Easy Guide to Get Started Today

ByGustan Cho Posted onOctober 25, 2024May 20, 2025

Everything You Need to Know About Second Home Loans in 2024 Are you thinking of buying a second home? Maybe…

Continue Reading Second Home Loans: Easy Guide to Get Started TodayContinue

NON-QM Loan With Recent Late Payments
NON-QM Loans | Videos

NON-QM Loan With Recent Late Payments In The Past 12 Months

ByGustan Cho Posted onOctober 17, 2024July 9, 2025

Non-QM Loan with Recent Late Payments: Your Guide to Homeownership in 2024 If you’ve had recent late payments on your…

Continue Reading NON-QM Loan With Recent Late Payments In The Past 12 MonthsContinue

Mortgage Guidelines After Bankruptcy and Foreclosure
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | USDA Loans | VA Loans | Videos

Mortgage Guidelines After Bankruptcy and Foreclosure

ByGustan Cho Posted onOctober 17, 2024May 20, 2025

Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning…

Continue Reading Mortgage Guidelines After Bankruptcy and ForeclosureContinue

GREAT CONTENT AUTHORITY FORUMS
Headline News Archives | Home Mortgages | Home Purchase | Investment Homes | Mortgage Processing And Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Regulations

Great Content Authority FORUMS: GCA FORUMS

ByAlex Carlucci Posted onSeptember 11, 2024September 11, 2024

This guide covers Great Content Authority FORUMS and Sub-FORUMS, commonly referred to GCA FORUMS. Great Content Authority FORUMS (GCA FORUMS)…

Continue Reading Great Content Authority FORUMS: GCA FORUMSContinue

NON-QM 95% LTV Debt-Consolidation Refinance
Mortgage Refinance | NON-QM Loans | Refinancing | Videos

NON-QM 95% LTV Debt-Consolidation Refinance Made Easy

ByAnngelli Abenes Posted onJuly 25, 2024July 28, 2025

Are you feeling overwhelmed managing several debt payments every month? If your home doesn’t hold much value but you’re looking…

Continue Reading NON-QM 95% LTV Debt-Consolidation Refinance Made EasyContinue

NON-QM Cash-Out Refinance Mortgage
NON-QM Loans | Jumbo Loans | Mortgage Refinance

NON-QM Cash-Out Refinance Mortgage Guidelines

ByAnngelli Abenes Posted onJuly 24, 2024July 28, 2025

Want to know about Non-QM cash-out refinance mortgage? If you’re a homeowner who wants to use your home’s value to…

Continue Reading NON-QM Cash-Out Refinance Mortgage GuidelinesContinue

Jumbo Mortgages For Self-Employed Borrowers
Jumbo Loans | Income And Employment | NON-QM Loans | Real Estate Topic | Videos

Jumbo Mortgages For Self-Employed Borrowers

ByAnngelli Abenes Posted onJuly 22, 2024June 3, 2025

Are you looking for a big loan while running your own business? You’re in the right spot. Getting a big…

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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