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Gustan Cho Associates
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    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
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    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
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      • Refinance FHA To Conventional Loans
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      • FHA Loan With Judgment
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      • VA Manual Underwriting
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      • VA Loans For Bad Credit
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      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
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    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
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      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
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      • ITIN Mortgage Loans
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    • Jumbo Mortgage
    • FHA 203K Loans
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  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
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Call or Text: (800) 900-8569

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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 45
Choosing A Loan Officer
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Choosing a Loan Officer With No Mortgage Lender Overlays

ByJohn Strange Posted onDecember 1, 2023April 7, 2025

This guide covers choosing a loan officer with no mortgage lender overlays. This guide will discuss watching out for these…

Continue Reading Choosing a Loan Officer With No Mortgage Lender OverlaysContinue

Calculating Monthly Mortgage Payment On Home Purchase
Home Mortgages | High Debt To Income Ratio | Income And Employment | Videos

Calculating Monthly Mortgage Payment on Home Purchase

ByGustan Cho Posted onNovember 30, 2023July 26, 2024

This guide covers calculating monthly mortgage payment on a home purchase. Many first-time homebuyers think they need a lot of…

Continue Reading Calculating Monthly Mortgage Payment on Home PurchaseContinue

Home Loan Programs After Bankruptcy And Foreclosure
NON-QM Loans

Home Loan Programs after Bankruptcy and Foreclosure

ByGustan Cho Posted onNovember 30, 2023March 20, 2024

This guide covers home loan programs after bankruptcy and foreclosure. There are various home loan programs after bankruptcy and foreclosure….

Continue Reading Home Loan Programs after Bankruptcy and ForeclosureContinue

When Things Go Wrong During The Mortgage Process
Mortgage Processing And Underwriting | Videos

When Things Go Wrong During The Mortgage Process

ByGustan Cho Posted onNovember 27, 2023July 26, 2024

This guide covers solutions for when things go wrong during the mortgage process. The mortgage process can be very stressful….

Continue Reading When Things Go Wrong During The Mortgage ProcessContinue

Best Arizona Mortgage Lenders For Bad Credit With Low FICO
Videos | Mortgage Lender Overlays | VA Loans

Best Arizona Mortgage Lenders For Bad Credit With Low FICO

ByAlex Carlucci Posted onNovember 24, 2023July 26, 2024

This blog covers the best Arizona mortgage lenders for bad credit with low FICO credit scores. It is an important…

Continue Reading Best Arizona Mortgage Lenders For Bad Credit With Low FICOContinue

Steps of the Home Mortgage Process
Clear To Close | Mortgage Processing And Underwriting | Videos

Steps of the Home Mortgage Process

ByGustan Cho Posted onNovember 19, 2023July 26, 2024

This guide details the steps of the home mortgage process, from pre-approval to closing. Taking the proper steps of the…

Continue Reading Steps of the Home Mortgage ProcessContinue

Removing Judgments Off Credit Report
Judgment | Home Mortgages | Videos

Removing Judgments Off Credit Report For Mortgage

ByMargarett Jurilla Posted onNovember 15, 2023May 17, 2024

This guide covers removing judgments off credit report to qualify for and get approved for a mortgage. Borrowers can qualify…

Continue Reading Removing Judgments Off Credit Report For MortgageContinue

No-Ratio Mortgage Loans
No-Ratio Mortgage Loans | NON-QM Loans | Videos

No-Ratio Mortgage Loans

ByAlex Carlucci Posted onNovember 12, 2023May 12, 2025

In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…

Continue Reading No-Ratio Mortgage LoansContinue

Types of Jumbo Mortgage
Jumbo Loans | Bank Statement Loans | NON-QM Loans | Videos

Prime vs Nonprime Types of Jumbo Mortgage Options

ByAlex Carlucci Posted onNovember 12, 2023July 26, 2024

This blog will discuss and cover the types of jumbo mortgage loan programs available at Gustan Cho Associates for homebuyers….

Continue Reading Prime vs Nonprime Types of Jumbo Mortgage OptionsContinue

Getting More House For Your Money
Videos | Credit Scores | Home Purchase | Mortgage Rates | Property Taxes

Getting More House For Your Money With Low Property Taxes

ByGustan Cho Posted onNovember 11, 2023July 26, 2024

This guide covers getting more house for your money with low property taxes.  Getting more house for your money is…

Continue Reading Getting More House For Your Money With Low Property TaxesContinue

Online Payday Loans
Hard Money Loans | Income And Employment | Payday Loans

An Overview in the Best Online Payday Loans For Consumers

ByApril Ramirez Posted onNovember 10, 2023February 10, 2025

This guide covers an overview of the best online payday loans. The best online payday loans can instantly get your…

Continue Reading An Overview in the Best Online Payday Loans For ConsumersContinue

How The VA Mortgage Process Work
Mortgage Processing And Underwriting | VA Loans | Videos

How The VA Mortgage Process Work For Homebuyers

ByGustan Cho Posted onNovember 4, 2023June 24, 2024

This guide covers how the VA mortgage process work for homebuyers. How the VA mortgage process work? VA loans are…

Continue Reading How The VA Mortgage Process Work For HomebuyersContinue

Refinancing Home Loans With Low Rates
Mortgage Rates

Refinancing Home Loans With Low Rates

ByAlex Carlucci Posted onNovember 2, 2023July 26, 2024

This guide covers refinancing home loans with low rates. Thousands of homeowners were ready to refinance their mortgage loans last…

Continue Reading Refinancing Home Loans With Low RatesContinue

Housing Shortage
Headline News Archives | Videos

Skyrocketing Home Prices Due To Housing Shortage

ByAlex Carlucci Posted onNovember 1, 2023November 18, 2024

This guide covers skyrocketing home prices due to the housing shortage facing homebuyers. The U.S. is facing a severe housing…

Continue Reading Skyrocketing Home Prices Due To Housing ShortageContinue

Home Loan After Multiple Foreclosures
Mortgage After Bankruptcy and Foreclosure | Videos

Home Loan After Multiple Foreclosures Mortgage Guidelines

ByGustan Cho Posted onOctober 31, 2023March 11, 2024

This guide covers qualifying for a home loan after multiple foreclosures. Homebuyers can qualify for a home loan after foreclosure….

Continue Reading Home Loan After Multiple Foreclosures Mortgage GuidelinesContinue

Buying a house after bankruptcy discharge date.
Mortgage After Bankruptcy and Foreclosure | Videos

Buying a House After Bankruptcy Discharged Date

ByGustan Cho Posted onOctober 30, 2023April 22, 2024

This guide covers buying a house after bankruptcy discharge date. Buying a house after bankruptcy is possible. Many homebuyers think…

Continue Reading Buying a House After Bankruptcy Discharged DateContinue

HomeReady Versus Home Possible
Conventional Loans | Down Payment Assistance | Home Possible | HomeReady | Videos

HomeReady Versus Home Possible Mortgage Guidelines

ByAlex Carlucci Posted onOctober 30, 2023October 10, 2024

This article covers HomeReady versus Home Possible mortgage guidelines. Many homebuyers contact us at Gustan Cho Associates and want to…

Continue Reading HomeReady Versus Home Possible Mortgage GuidelinesContinue

Solutions For No Credit Scores
Credit Scores | FHA Loans | First Time Home Buyers | Manual Underwriting | Videos

Solutions For No Credit Scores on Mortgage Approval

ByAlex Carlucci Posted onOctober 28, 2023February 14, 2024

This guide covers solutions for no credit scores on mortgage loan approvals. There are cases where consumers do not have…

Continue Reading Solutions For No Credit Scores on Mortgage ApprovalContinue

Mortgage Denial By Underwriter
Mortgage Processing And Underwriting | Conditional Loan Approval | Videos

The Next Steps After a Mortgage Denial By Underwriter

ByGustan Cho Posted onOctober 28, 2023July 26, 2024

This guide covers taking the next steps after getting a mortgage denial by underwriter. There should be no mortgage denial…

Continue Reading The Next Steps After a Mortgage Denial By UnderwriterContinue

Choosing the Right Vacation for Your Family and How to Prepare For It
Second Homes | Videos

How To Prepare Choosing the Right Vacation for Your Family

ByAlex Carlucci Posted onOctober 26, 2023March 3, 2025

This guide covers preparing and choosing the right vacation for your family. Planning a family vacation takes work, but it…

Continue Reading How To Prepare Choosing the Right Vacation for Your FamilyContinue

How To Review Credit Report
Home Mortgages | Videos

How To Review Credit Report During The Mortgage Process

ByGustan Cho Posted onOctober 25, 2023February 6, 2024

This guide covers how to review credit report during the mortgage process.  We will be discussing how to review credit…

Continue Reading How To Review Credit Report During The Mortgage ProcessContinue

Paying Down Credit Card Balances
High Debt To Income Ratio | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Paying Down Credit Card Balances To Boost Credit Scores

ByGustan Cho Posted onOctober 25, 2023December 18, 2023

This guide covers paying down credit card balances to boost credit scores and lower high debt-to-income ratios to qualify for…

Continue Reading Paying Down Credit Card Balances To Boost Credit ScoresContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

  • FHA DTI Calculator
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  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

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  • GCA Mortgage Group
  • GCA Forum

Connect With Us

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Resources

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  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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