Mortgage During and After Divorce on Purchase and Refinance
In this blog, we will cover and discuss qualifying for a mortgage during and after divorce on purchase and refinance…
Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage Processing And Underwriting | Videos
Chapter 13 Cash-Out Refinance Guidelines During Repayment
According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
Part-Time Income To Full-Time Income Mortgage Guidelines
There are strict rules regarding the part-time income to full-time income mortgage guidelines. For part-time income to be used, borrowers…
What is an FHA Case Number on FHA Home Loans
This blog will cover and discuss the FHA case number on new FHA mortgage applications. We will also discuss transfers…
Jumbo Loan vs Conventional Loan Comparison | Rates and LTV
In this article, we will cover and discuss the comparison between jumbo loan vs conventional loan programs and the…
Is Timeshare Foreclosure Considered Mortgage Foreclosure?
Is Timeshare Foreclosure Considered Mortgage Foreclosure? It’s important to understand that timeshare foreclosure is different from mortgage foreclosure. Agencies like…
FHA Loans | High Debt To Income Ratio | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Videos
Overlays on Debt To Income Ratio on FHA Loans
This guide covers overlays on debt-to-income ratio on FHA loans. Homebuyers who got issued pre-approval from a mortgage loan originator…
Eliminating FHA Mortgage Insurance Premium
This guide covers eliminating FHA mortgage insurance premium by refinancing FNMA. Borrowers taking out an FHA insurance mortgage loan, besides…
Non-QM Down Payment Guidelines on Home Purchase
This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on…
Mortgage Waiting Period Guidelines After Bankruptcy Dismissal
In this article, we will cover and discuss when you can get a mortgage approval after bankruptcy dismissal. There are…
How To Negotiate a Home Purchase Prior To Signing Contract
This guide covers how to negotiate a home purchase prior to signing a contract. How to negotiate a home purchase…
Conventional Loan Waiting Period After Deed-in-Lieu
The conventional loan waiting period after deed-in-lieu of foreclosure and short sale of four years is shorter than the 7-year…
Investor Cash-Flow Mortgage For Investment Properties
This guide covers investor cash-flow mortgage for investment properties. Gustan Cho Associates now offers investor cash-flow loan programs on investment…
Mortgage Guidelines After Bankruptcy on Home Purchase
In this blog, we will cover and discuss the mortgage guidelines after bankruptcy on home purchases and refinance transactions. There…
Lender Overlays on Credit Tradelines By Underwriters
This guide covers lender overlays on credit tradelines by mortgage underwriters. Do all mortgage companies have lender overlays on credit…
Automated Underwriting System | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos
VA Refer-Eligible Findings Versus AUS Approval Guidelines
In this blog, we will discuss and cover VA refer-eligible findings versus AUS approval guidelines. The United States Department of…
Debt-To-Income Ratio Limit To Qualify For Mortgage Loan
This GUIDE covers debt-to-income ratio limit to qualify for a mortgage loan. Home loans and debt-to-income ratio limit. Every mortgage…
Mortgage Rates on NON-QM Loans and No-Doc Mortgages
This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
Conventional Refinance Loan With No PMI
Homeowners With FHA Loans Should Consider A Conventional Refinance Loan While Mortgage Rates Are At Historic Lows And Avoid Paying FHA MIP. Mortgage rates are at historic lows and many home values have skyrocketed in the past several years. Many homeowners with FHA loans can benefit by refinancing to a conventional mortgage and avoid paying LPMI.
Lender Versus Borrower Paid Mortgage Transactions
In this blog, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
Increase Credit Scores Before Applying For Mortgage
This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
Importance of Mortgage Qualification and Pre-Approval
This guide covers the importance of mortgage qualification and pre-approval. A pre-approval is when a home buyer or homeowner has…
