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Videos

Home / Videos - Page 6
VA Loan Information Guidelines UPDATES
VA Loans | Videos

VA Loan Information Guidelines UPDATES

ByDale Elenteny Posted onNovember 8, 2024November 13, 2024

VA Loan Information: Everything You Need to Know to Buy or Refinance a Home in 2024 Are you a veteran,…

Continue Reading VA Loan Information Guidelines UPDATESContinue

USDA One Credit Mortgage
USDA Loans | Videos

Get 100% Financing with a USDA One Credit Score Mortgage

ByGustan Cho Posted onNovember 7, 2024November 13, 2024

USDA One Credit Score Mortgage: What You Need to Know to Qualify in 2024 If you’ve been told you can’t…

Continue Reading Get 100% Financing with a USDA One Credit Score MortgageContinue

Low Credit Score Pricing Adjustments
Videos | Mortgage Rates

Low Credit Score Pricing Adjustments on Mortgage Loans

ByGustan Cho Posted onNovember 7, 2024November 13, 2024

2024 Guide to Low Credit Score Pricing Adjustments: Understanding Your Options to Save on Your Mortgage Ready to buy or…

Continue Reading Low Credit Score Pricing Adjustments on Mortgage LoansContinue

FHA Loans Chicago
FHA Loans | Bad Credit Mortgages | Condominium Loans | Condotel and Non-Warrantable Condos | First Time Home Buyers | Videos

FHA Loans Chicago With No Overlays on Government Loans

ByAnngelli Abenes Posted onNovember 7, 2024November 13, 2024

FHA Loans Chicago: Your 2024 Guide to Affordable Homeownership Buying a home in Chicago can be daunting, especially with rising…

Continue Reading FHA Loans Chicago With No Overlays on Government LoansContinue

Updated FHA Loan Requirements
Collection Accounts | FHA Loans | Qualifying & Getting Pre-approved | Regulations | Videos

Updated FHA Loan Requirements on HUD Guidelines

ByGustan Cho Posted onNovember 7, 2024January 29, 2025

Updated FHA Loan Requirements for 2024: What You Need to Know Are you considering an FHA loan to buy a…

Continue Reading Updated FHA Loan Requirements on HUD GuidelinesContinue

How Underwriters Calculate Debt-To-Income Ratio
High Debt To Income Ratio | Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Videos

How Underwriters Calculate Debt-To-Income Ratio

ByGustan Cho Posted onNovember 6, 2024November 7, 2024

How Underwriters Calculate Debt-to-Income Ratio (DTI) – 2024 Guide When it comes to buying a home, there are a few…

Continue Reading How Underwriters Calculate Debt-To-Income RatioContinue

Understanding Discount Points
Videos | Mortgage Rates

Understanding Discount Points Buying Down Mortgage Rates

ByAnngelli Abenes Posted onNovember 6, 2024November 7, 2024

Understanding Discount Points: Your Key to Big Savings on Your Mortgage When exploring your mortgage options, “discount points” often pop…

Continue Reading Understanding Discount Points Buying Down Mortgage RatesContinue

Verification of Employment
Income And Employment | Gaps In Employment | Verification of Employment | Videos

Verification Of Employment Before Mortgage Closing

ByGustan Cho Posted onNovember 5, 2024November 7, 2024

Verification of Employment (VOE): Why It’s Crucial for Securing Your Mortgage in 2024 Whether you’re ready to purchase your first…

Continue Reading Verification Of Employment Before Mortgage ClosingContinue

Clear to Close in 2 Weeks or Less
Clear To Close | Mortgage Processing And Underwriting | Videos

Clear To Close In 2 Weeks or Less Mortgage Process

ByGustan Cho Posted onNovember 4, 2024November 5, 2024

Clear to Close in 2 Weeks or Less: Here’s How to Fast-Track Your Mortgage Approval At Gustan Cho Associates, we…

Continue Reading Clear To Close In 2 Weeks or Less Mortgage ProcessContinue

Reestablishing Credit After Bankruptcy
Re-Establishing Credit | Mortgage After Bankruptcy and Foreclosure | Secured Credit Cards | Videos

Reestablishing Credit After Bankruptcy For Mortgage Loan Approval

ByAlex Carlucci Posted onOctober 29, 2024November 1, 2024

Reestablishing Credit After Bankruptcy: Your Step-by-Step Guide to Homeownership in 2024 Going through bankruptcy is tough, but it doesn’t mean…

Continue Reading Reestablishing Credit After Bankruptcy For Mortgage Loan ApprovalContinue

Rapid Rescore
Home Mortgages | Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Re-Establishing Credit | Videos

Using Rapid Rescore To Qualify For a Mortgage

ByGustan Cho Posted onOctober 25, 2024October 28, 2024

How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your…

Continue Reading Using Rapid Rescore To Qualify For a MortgageContinue

Portfolio Loan Programs
Bank Statement Loans | NON-QM Loans | Videos

Portfolio Loan Programs: No Income Documentation Mortgages

ByGustan Cho Posted onOctober 25, 2024October 28, 2024

Exploring Portfolio Loan Programs for 2024: A Flexible Mortgage Option for Unique Borrowers In the world of mortgages, there isn’t…

Continue Reading Portfolio Loan Programs: No Income Documentation MortgagesContinue

Second Home Loans
Second Homes | Bank Statement Loans | Conventional Loans | NON-QM Loans | Videos

Second Home Loans: Easy Guide to Get Started Today

ByGustan Cho Posted onOctober 25, 2024October 28, 2024

Everything You Need to Know About Second Home Loans in 2024 Are you thinking of buying a second home? Maybe…

Continue Reading Second Home Loans: Easy Guide to Get Started TodayContinue

Conforming Loan Requirements
Conventional Loans | Videos

2024 Conforming Loan Requirements: What You Need to Know

ByGustan Cho Posted onOctober 23, 2024October 25, 2024

Conforming Loan Requirements: 2024 Guide for Homebuyers and Refinancers If you’re thinking about buying a home or refinancing your current…

Continue Reading 2024 Conforming Loan Requirements: What You Need to KnowContinue

Appraisal Review In Mortgage Underwriting Process
Appraisal | Videos

Home Appraisal Review In Mortgage Underwriting Process

ByMargarett Jurilla Posted onOctober 23, 2024October 25, 2024

Appraisal Review in Mortgage Underwriting Process: Your Guide to Success in 2024 Buying a home is one of the most…

Continue Reading Home Appraisal Review In Mortgage Underwriting ProcessContinue

FHA Streamline Refinance Illinois
FHA Loans | FHA and VA Streamline Refinance | Refinancing | Videos

FHA Streamline Refinance Illinois With No Closing Costs

ByAlex Carlucci Posted onOctober 23, 2024October 25, 2024

FHA Streamline Refinance Illinois: A Fast, Easy Way to Lower Your Mortgage Payments in 2024 If you’re an Illinois homeowner…

Continue Reading FHA Streamline Refinance Illinois With No Closing CostsContinue

Home Loan Closings
Clear To Close | Mortgage Processing And Underwriting | Videos

Ways to Avoid Stress and Delays in Home Loan Closings

ByGustan Cho Posted onOctober 21, 2024November 5, 2024

How to Avoid Stress and Delays in Home Loan Closings (Updated for 2024) Buying a home is one of the…

Continue Reading Ways to Avoid Stress and Delays in Home Loan ClosingsContinue

NON-QM Loan With Recent Late Payments
NON-QM Loans | Videos

NON-QM Loan With Recent Late Payments In The Past 12 Months

ByGustan Cho Posted onOctober 17, 2024November 5, 2024

Non-QM Loan with Recent Late Payments: Your Guide to Homeownership in 2024 If you’ve had recent late payments on your…

Continue Reading NON-QM Loan With Recent Late Payments In The Past 12 MonthsContinue

Mortgage Guidelines After Bankruptcy and Foreclosure
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | USDA Loans | VA Loans | Videos

Mortgage Guidelines After Bankruptcy and Foreclosure

ByGustan Cho Posted onOctober 17, 2024November 5, 2024

Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning…

Continue Reading Mortgage Guidelines After Bankruptcy and ForeclosureContinue

Credit Repair During Mortgage Underwriting
Mortgage Processing And Underwriting | Resources | Videos

Credit Repair During Mortgage Underwriting Can Halt Loan Process

ByGustan Cho Posted onOctober 15, 2024October 16, 2024

This guide covers how credit repair during mortgage underwriting can halt loan process . Mortgage borrowers should know the impact…

Continue Reading Credit Repair During Mortgage Underwriting Can Halt Loan ProcessContinue

Advice and Tips for Home Buyers
First Time Home Buyers | Videos

Advice And Tips For Home Buyers In Qualifying For Mortgage

ByGustan Cho Posted onOctober 14, 2024January 20, 2025

Advice and Tips for Home Buyers in 2024: How to Qualify for a Mortgage and Get the Home of Your…

Continue Reading Advice And Tips For Home Buyers In Qualifying For MortgageContinue

Mortgage Guidelines Versus Overlays
Mortgage Lender Overlays | Videos

Mortgage Guidelines Versus Overlays on Home Loans

ByDale Elenteny Posted onOctober 11, 2024October 15, 2024

Mortgage Guidelines Versus Overlays: What You Need to Know in 2024 When you’re ready to buy or refinance a home,…

Continue Reading Mortgage Guidelines Versus Overlays on Home LoansContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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