Loan Estimate Versus Closing Disclosure Closing Costs
Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
Videos | Bad Credit Mortgages | Compensating Factors | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit
HUD Bankruptcy Guidelines After Chapter 7 And Chapter 13
This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…
Statute of Limitations on Debt and Judgments
In this blog, we will cover and discuss the statute of limitations on debt and judgments. Thousands of hard-working people…
15 Year Versus 30 Year Fixed Rate Mortgages Comparison
This ARTICLE On 15 Year Versus 30 Year Fixed Rate Mortgages On Loan Programs. All residential mortgage loan programs have…
Late Mortgage Payment in the Past 12 Months Lending Guidelines
This guide covers qualifying for a home loan with a late mortgage payment in the past 12 months. Qualifying for…
What Are The Benefits of Refinance Mortgage
This guide covers the benefits of refinance mortgage loans. There are many benefits of refinance mortgage. Although the Federal Reserve…
Appraisal | FHA Loans | Home Purchase | VA Loans | Videos
Understanding the FHA and VA Amendatory Clause
This guide deep dives into the significance of the FHA and VA Amendatory Clause. We will explore the implications of…
Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos
FHA Credit Guidelines | Guide For FHA Loan Approval
In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
Conventional Refinance Mortgage Pricing Adjustments
Homeowners should explore how much money they can save with today’s historic low mortgage rates to refinance their home loans.
Lender Credit and Sellers Concessions For Closing Costs
This blog will explore the concepts of lender credit and seller concessions about closing costs. When securing a home purchase…
Videos | Bad Credit Mortgages | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | NON-QM Loans | Re-Establishing Credit
Mortgage With Recent Derogatory Credit in the Past 12 Months
In this article, we will cover and discuss qualifying for a mortgage with recent derogatory credit with our non-QM loan…
Property Tax Proration VA Guidelines on VA Home Loans
This guide covers property tax proration VA guidelines on VA home loans. There are certain states where property taxes are…
Buyers Solutions to Multiple Offers on Home Purchase
This guide covers buyers solutions to multiple offers on home purchase. There was a time where there were tons of…
Continuation of Income Guidelines of Mortgage Lenders
This guide covers continuation of income guidelines of mortgage lenders. The ability to repay is one of the most important…
Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Things To Know Before Filing Bankruptcy
This guide cover the things to know before filing bankruptcy for future homebuyers. There are things to know before filing…
HUD Guidelines on Multiple FHA Loans at Same Time
This guide covers HUD mortgage guidelines on having multiple FHA loans at the same time. One of the most frequently…
Changing Lenders During Underwriting Process
This guide covers changing lenders during underwriting process before closing. The mortgage approval process does not have to be stressful…
Bad Credit Mortgages | Income And Employment | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How To Buy a House With Bad Credit
This guide covers how to buy a house with bad credit. Many folks assume you cannot get a mortgage loan…
Buying House While In Chapter 13 Bankruptcy
This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
FHA Loans With 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
Can I Have Two FHA Loans at The Same Time
This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…
How Credit Repair Works During The Mortgage Process
This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…
