Manual Downgrade From AUS Approval on FHA Loans
In this blog, we will discuss and cover the manual downgrade from AUS approval on FHA loans. Manual Downgrade From…
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In this blog, we will discuss and cover the manual downgrade from AUS approval on FHA loans. Manual Downgrade From…
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
Qualifying for FHA loan after foreclosure is now possible for homebuyers who meet the mandatory waiting period after foreclosure. Fannie…
In this blog, we will cover and discuss the difference between mortgage guidelines versus overlays on home loans. Many borrowers…
This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
This guide covers home inspection before proceeding with the mortgage process. A home inspection is an inspection of a home…
In this article, we will discuss VA AUS approval versus manual underwriting on VA loans. VA loans are the best…
This guide covers what is earnest money on home purchase. Earnest money is a deposit a homebuyer submits with the…
In this blog, we will discuss and cover HUD waiting period guidelines after Chapter 13 on FHA loans. Why is…
In this article, we will be covering the topic on are all mortgage lenders the same. Choosing the right mortgage…
In this blog, we’ll explore the process of working with a loan officer during your mortgage application. Choosing a loan…
We will be covering qualifying and getting approved for VA mortgage loans in Arizona. Arizona is one of the most…
In this blog, we will discuss and cover qualifying for a VA loan with prior mortgage included in bankruptcy. VA…
This guide will cover VA loan information guidelines updates for 2023. There are VA Loan Information UPDATES on Guidelines And…
This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
This guide covers what is PMI on conventional loans. What Is PMI? One of the most common questions I often…
Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.
This guide covers housing demand strong despite highest mortgage rates and surging inflation numbers. Home sales throughout the United States…
This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
All mortgage loan programs require a maximum front debt-income ratio and back debt to income ratio. However, conventional loans do not require a front debt to income ratio. VA loans do not have a debt to income ratio requirements. Lenders can have lender over lender overlays on debt to income ratios.
In this blog, we will discuss and cover understanding discount points and how discount points are used during the mortgage…