When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? (Quick Answer for Borrowers) If you’re buying a home, you may be wondering when is…
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How to Stop Foreclosure Without Panic or Fear
If you’re behind on your mortgage and the letters are piling up, you’re not alone—and you have options. This easy-to-follow…
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Credit Score Mortgage Guidelines For Home Loans
Buying a home starts with one question: what mortgage can you qualify for with your credit score—and what will it…
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Buying House During Off Season: A Smart Guide
Buying when most people pause — late fall through winter — can mean less competition, more negotiating power, and sometimes…
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Changes In Mortgage Lending and How It Affects Buyers
Mortgage rules change all the time, and 2026 will be no different. There are increases in loan limits, easier student…
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Traditional and Non-Prime Investment Home Mortgage Loans
Investment Home Mortgage Loans: 2026 Guide to No Doc, DSCR, and Non-QM Options Getting the right investment home mortgage loan…
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FHA Bankruptcy Waiting Period and Mortgage Guidelines
Understanding the FHA Bankruptcy Waiting Period The FHA Bankruptcy Waiting Period determines how long a borrower must wait after filing…
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Steps In Buying A House And Getting Qualified For Mortgage
If you’ve been dreaming of owning a home, learning the exact steps in buying a house is the key to…
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Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
TL;DR: DTI Manual Underwriting Guidelines (2026 Update) If a computer system says “no” to your mortgage because your debt-to-income ratio…
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12 Home Buying Mistakes To Avoid By First-Time Homebuyers
12 Common Home Buying Mistakes and How to Avoid Them (2026 Guide) Buying a home is one of the biggest…
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Conforming Loan Underwriting Guidelines for Quick Approval
Conforming Loan Underwriting Guidelines: What You Need To Know in 2025 If you’re considering buying a home and want a…
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Self-Employed Mortgage Borrowers With No Income Tax Returns
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
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Why Underwriters Issue Denials and What You Can Do
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
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Buying a House During Recession: A Simple Guide for Buyers
Buying a house during a recession can feel scary. News headlines discuss job losses, high prices, and interest rate changes….
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Buying a Home During Economic Uncertainty: Smart Guide
Buying a home during economic uncertainty can feel scary. News headlines discuss layoffs, inflation, rising prices, and shifting interest rates….
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Waiting Period After CARES Act Forbearance Easy Loan Guide
When COVID-19 hit in early 2020, millions of homeowners used the CARES Act mortgage forbearance program to stay afloat. Years…
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FNMA Waiting Period Guidelines After Foreclosure For 2026
In this blog, we will cover and discuss FNMA waiting period guidelines after foreclosure for 2025. Conventional loans are often…
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Veteran Administration Loans: Complete VA Home Loan Guide
Veteran administration loans are one of the most powerful mortgage options available to the men and women who served our…
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Mortgage Processing And Underwriting | VA Loans | Videos
Bankruptcy Mortgage Guidelines on Waiting Period
In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…
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FHA Jumbo Loans While In Chapter 13 Bankruptcy
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in Chapter 13 Bankruptcy repayment plan….
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Home Loans in Virginia For Bad Credit and 550 FICO Scores
Homebuyers have many mortgage options when looking for home loans in Virginia for bad credit and low credit scores. The…
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Subprime Mortgages: Lifesaver Or Debt Trap For You?
Subprime mortgages never really disappeared—they evolved. Today, they live under labels like “non-prime” or “non-QM” (non–qualified mortgage), but the core…
