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Check here daily for mortgage rates and lock recommendations. You’ll see what economic data and financial reports are affecting today's mortgage rates before choosing to lock or float your mortgage interest rate.

The Federal Open Market Committee (FOMC) concluded its monthly meeting and issued its statement minutes ago. The big news is no change in Treasury and mortgage-backed securities (MBS) purchases and no change in the Fed's target short-term…

To compete with motivated cash buyers, you may have to offer a little more. Just make sure you can afford the mortgage. And don't get caught up in the bidding and overpay.

The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan…

HUD UPDATED outstanding student loan guidelines in debt to income ratio calculations for FHA loans.

Today's mortgage programs are more flexible than they have been for some time. Here are the most popular programs updated for 2021.

You will probably have your mortgage for many years, so choosing the wrong product or mortgage lender could be very costly. Here's what you need to know about choosing the right mortgage for your situation.

Gustan Cho Associates can approve with manual underwriting files with a debt-to-income ratio as high as 65% on VA loans. This holds true as long as you have sufficient residual income. Residual income is another way to qualify borrowers by…

Why hire a real estate agent? Why not sell or buy a home FSBO (for sale by owner) and save thousands of dollars in commissions? The biggest reason to sell your home yourself is the commission savings. If you work with an unrepresented…

Mortgage lenders want to see how well you handle your housing expense before approving a home loan. That means verifying your rental history if you have a landlord.