Debt-To-Income Ratio Overlays Versus Agency Guidelines
This guide covers debt-to-income ratio overlays versus agency mortgage guidelines. We will be discussing what debt-to-income ratio overlays by independent…
Refinancing NON-QM To Conforming Loans
This guide covers refinancing non-QM to conforming loans with lower mortgage rates. Mortgage rates hit the highest in 2023 since…
Chicago Housing Market Forecast For Homebuyers
This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…
Final Mortgage Underwriter Approval Prior To Clear To Close
This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…
What Are Common Lender Overlays on Government Mortgages
All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
Disabled Veterans Benefits on VA Loans
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
Conforming Underwriting Guidelines on Conventional Loans
This guide covers conforming underwriting guidelines on conventional loans. Conventional Loans are called conforming loans because they need to conform…
Qualifying For Mortgage With High Student Loan Debts
This guide covers qualifying for mortgage with high student loan debts. Every loan program has different guidelines on mortgage with…
Colorado Springs Housing Market For Home Buyers
This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…
Mortgage Timeline on Manual Underwriting
This guide covers the mortgage timeline on manual underwriting for clear to close and closing. When the COVID-19 coronavirus outbreak…
How High Should Homebuyers Go Over List Price In a Bidding War
How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.
Easy Tips That Work on How to Sell Your Home Fast
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…
Home-Buying Mistakes To Avoid By First-Time Homebuyers
This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….
UPDATED Non-QM Guidelines POST Coronavirus Outbreak
This guide covers the updated non-QM guidelines post-coronavirus outbreak and political scare. Non-QM guidelines are not uniform agency lending guidelines…
Income Guidelines To Qualify For Home Loan Programs
This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…
FHFA FNMA Guidelines UPDATE on Conventional Loans
This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…
Top Reasons To Buying a Home In Tennessee For Homebuyers
What New Residents Say About Tennessee After Moving There Gustan Cho Associates Mortgage Group is a national lender licensed in…
Buying a Home in Chicago: How to Buy and Finance a House
In this article, I provide a step-by-step guide for first-time buyers and answer common questions concerning a home purchase in the Chicago area.
What Is Lender-Paid Mortgage Insurance on Conventional Loans
In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…
Homebuying and Mortgage Process in a Sellers Market
The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The…
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Borrower Review of Gustan Cho Associates
In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…
How To Find The Best Realtor For First-Time Homebuyers
First-time homebuyers need to hire an experienced realtor who is not just accessible 24/7 but who knows the area where the subject property is located.
