Upfront Costs For Mortgage Loans Prior To Closing
This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…
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First Time Home Buyers | Home Mortgages | Home Purchase | Qualifying & Getting Pre-approved | Videos
Is Homeownership The Best Way To Build Wealth?
This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
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How Mortgage Underwriters View Declining And Irregular Income?
In this blog, we will cover and discuss how mortgage underwriters view the declining and irregular income of borrowers. There…
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How Property Taxes in Mortgage Qualification Affects DTI
This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…
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Past Due Versus Collection And Charge Off Accounts Mortgage Guidelines
In this blog, we will discuss and cover Past Due Versus Collection And Charge Off Accounts when qualifying and getting…
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Self-Employed Relocation Mortgage Guidelines And Challenges
In this article, we will cover and discuss Self-Employed Relocation Mortgage Guidelines. Three primary categories of residential mortgages cater to…
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Acceptable Sources of Verifiable Funds for Closing
In this blog, we will cover and discuss the acceptable sources of verifiable funds for closing. With the majority of…
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NON-QM Loans After Bankruptcy With Bad Credit and Low FICO
Non-QM loans after bankruptcy and foreclosure allow homebuyers to purchase a home with no waiting period after bankruptcy and/or a…
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Refinance Into FHA 203k Loan From an Existing Mortgage
In this blog, we will cover and discuss how to refinance into FHA 203k loan from an existing home mortgage….
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What Is DU Automated Approval per AUS FINDINGS
In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
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How Do Mortgage Lenders View Charge-Offs
In this article, we will cover how do mortgage lenders view charge-offs. One of the frequently asked questions at Gustan…
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Clearing Conditions For Clear To Close on Home Purchase
This guide covers clearing conditions for clear to close on home purchases. Once mortgage borrowers have signed the mortgage application…
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Impact of Credit Score Changes During Mortgage Process
This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
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High-Cost Guidelines On Government And Conventional Loans
In this blog, we will discuss and cover high-cost guidelines on government and conventional loans. Some states have high-cost rules….
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Commercial Loans | Condominium Loans | Home Mortgages | Home Purchase | Investment Homes | Real Estate | Real Estate Topic | Second Homes
Investing in Real Estate in The Virgin Islands
In recent years, the United States Virgin Islands have seen an unprecedented boom in tourism. Money started trickling into the island through investments and tourism. This means that even the hospitality industry has directly
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NON-QM Loans | Bank Statement Loans | Jumbo Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
Using Non-QM Versus Jumbo Mortgages
In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
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FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Videos
Late Payments After Chapter 13 Bankruptcy Guidelines
This guide covers late payments after Chapter 13 bankruptcy mortgage guidelines. Mortgage lenders do not want to see any late…
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Jumbo Mortgage With 10% Down Payment and No PMI
In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…
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Videos | Conditional Loan Approval | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved
Home Loan Approval After Denied By a Bank For Your Mortgage
This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
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Mortgage Lenders For Bad Credit in Arkansas With No Overlays
In this article, we will cover and discuss finding the best mortgage lenders for bad credit in Arkansas to qualify…
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FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
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Videos | Bad Credit Mortgages | Conventional Loans | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit
Ways of Boosting Credit Before Applying For Mortgage
Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
