Best Mississippi FHA Lenders For Bad Credit With No Overlays
Mississippi has one of the hottest housing markets in the nation. The housing market in the state has been booming for many years.
FHA Mortgage Guidelines: Guide To FHA Loan Approval
FHA mortgage loans stand out as the leading choice among borrowers in the United States. The Federal Housing Administration (FHA)…
FHA Appraisal Transfer To A New Mortgage Lender
In this blog, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
How To Get Approved For FHA Loans With No Credit Scores
Gustan Cho Associates are experts when analyzing consumer credit reports. Since we do not have lender overlays, we see all…
FHA W-2 Income Only Mortgage With No Income Tax Returns
The FHA W-2 Income Only Mortgage Lending Guidelines provide a pathway for borrowers to qualify for an FHA loan based…
Manufactured Home Financing Requirements
This guide covers manufactured home financing requirements. Many home buyers of manufactured home financing have a difficult time getting it….
Fannie Mae Guidelines on Community Property States
This guide provides clear information about Fannie Mae’s rules for Community Property States, helping people looking for mortgage information. It…
FHA Guidelines on Manufactured Home Loans
This guide covers FHA Guidelines on Manufactured Home Loans. FHA Guidelines on manufactured home loans are released. HUD, the parent…
FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
FHA DTI Ratios on Manual Underwrites Mortgage Guidelines
This article will delve into the mortgage guidelines for FHA DTI ratios on manual underwrites. The key distinction between manual…
What is an FHA Case Number on FHA Home Loans
This blog will cover and discuss the FHA case number on new FHA mortgage applications. We will also discuss transfers…
Debt-To-Income Ratio Limit To Qualify For Mortgage Loan
This GUIDE covers debt-to-income ratio limit to qualify for a mortgage loan. Home loans and debt-to-income ratio limit. Every mortgage…
Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
This guide covers Fannie Mae and HUD Guidelines on conventional versus FHA loans. Fannie Mae and HUD guidelines on conventional…
The Pros and Cons of Conventional and FHA Loans
This guide covers the pros and cons of Conventional and FHA loans. The pros and cons of Conventional and FHA…
How Does FHA Define Family Member Co-Borrowers
This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…
Mortgage Approval With 580 FICO Credit Score
This guide covers mortgage approval with 580 FICO credit score. The Federal Housing Administration, a subsidiary of the United States…
Compensating Factors on Manual Underwriting
Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.
Credit Scores Required For FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
Solutions For No Credit Scores on Mortgage Approval
This guide covers solutions for no credit scores on mortgage loan approvals. There are cases where consumers do not have…
Bridging the Gap to Homeownership with FHA Down Payment Assistance Programs & Conventional Loan Programs
Today’s blog is a follow-up to last week’s blog, Opportunities for First-time Homebuyers in 2023. If you did not have a chance to read last week’s blog, I would suggest you do so. It is a quick and informative read. I will discuss the benefits of FHA down payment assistance programs for anyone who is…
FHA Versus Conforming Loans Mortgage Lending Guidelines
This guide will cover the difference between FHA versus conforming loans. We will discuss FHA versus conforming loans mortgage lending…
Credit Score Needed For Mortgage on Home Loans
This blog will cover the credit score needed for mortgage on home loans. We will cover the frequently asked question…
