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Boarder Income Mortgage Guidelines for 2024: Boosting Your Income to Buy or Refinance a Home Are you wondering if the rent you collect from a roommate or boarder could help you qualify for a mortgage? With rising home prices, every bit of income can make a big difference. Let’s dive into how boarder income works…
Florida Condo Hotel Mortgage: Financing Your Dream Condo Hotel in 2024 Are you dreaming of owning a piece of luxury in Florida? Condo hotels, or “condotels,” offer a unique chance to invest in a high-end property you can enjoy yourself while earning income from hotel guests. However, financing a Florida condo hotel can be challenging…
Reestablishing Credit After Bankruptcy: Your Step-by-Step Guide to Homeownership in 2024 Going through bankruptcy is tough, but it doesn’t mean you’re locked out of a bright financial future. Reestablishing credit after bankruptcy is not only possible—it’s the key to unlocking new opportunities, including buying or refinancing a home. In this guide, we’ll walk you through…
How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your dream home, but your credit score is holding you back. Maybe you’ve been working hard to pay down debt, or there’s a mistake on your credit report making your score look lower than it should…
Exploring Portfolio Loan Programs for 2024: A Flexible Mortgage Option for Unique Borrowers In the world of mortgages, there isn’t always a one-size-fits-all solution. If conventional loans aren’t a fit, portfolio loan programs might be the answer. Whether you’re an investor, retiree, entrepreneur, or someone with unique financials, portfolio loans open doors that traditional lending…
Home Affordable Refinance Program Extended: What Happened and Your Options in 2024 If you’re a homeowner who’s been keeping up with your mortgage despite your home being worth less than what you owe, you may have heard about the Home Affordable Refinance Program (HARP). At one point, it was a lifesaver for millions of underwater…
HARP With Second Mortgage: Can You Refinance with a Second Mortgage Through HARP in 2024? If you have a second mortgage and feel stuck with an underwater home, you may wonder if refinancing is possible. The good news is that you can refinance your home through the Home Affordable Refinance Program (HARP) even if you…
Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning a home again is out of reach. The good news? It’s not! It’s possible to secure a mortgage even after experiencing bankruptcy and foreclosure; we’re here to guide you through the process. With the correct…
Advice and Tips for Home Buyers in 2024: How to Qualify for a Mortgage and Get the Home of Your Dreams Buying a home is one of the most important decisions you will make. Whether you are a first-time home buyer or looking to move, the process can seem complicated. But with the right advice…
How To Get a Mortgage in Puerto Rico: Your 2024 Guide Are you ready to trade chilly winters and high federal taxes for sunny beaches, a warm climate, and incredible tax savings? More people from the mainland United States are moving to Puerto Rico, and it’s easy to see why. With no federal income tax…
Mortgage Guidelines for Remote Workers in 2024: How to Qualify for a Home Loan Remote work has changed how people live, work, and—most importantly—buy homes. If you’re one of the millions of remote workers looking to buy or refinance a house, understanding mortgage guidelines for remote workers is key. With more flexibility to live anywhere,…
Issues With Condominium Financing And Mortgage Options in 2024 Financing a condominium can be a smart choice for many buyers. Condos often offer a mix of affordability and convenience. Still, getting a mortgage for one can come with unique challenges. At Gustan Cho Associates, we’re experts in helping buyers navigate the issues with condominium financing,…
Condotel Financing Mortgage Guidelines: Your 2024 Guide to Buying or Refinancing a Condotel. If you’ve ever dreamed of owning a vacation home that generates rental income, condotels might be your perfect solution. In this updated guide for 2024, we’ll break down everything you need to know about condotel financing mortgage guidelines—whether you’re a first-time buyer,…
Mortgage Guidelines with Unpaid Taxes: Qualifying for a Home Loan in 2024 Are you worried about unpaid taxes standing in the way of your dream home? The good news is that you can still qualify for a mortgage—even if you owe money to the IRS. However, the rules for mortgage guidelines with unpaid taxes depend…
Changing Realtors During the Home Buying and Mortgage Process in 2024 The home buying and mortgage process can be exciting but also stressful. You’re making one of the biggest financial decisions of your life, so it’s crucial to have the right team guiding you. Sometimes, this means realizing the real estate agent you started with…
Home Loan with Income Increase: Everything You Need to Know in 2024 Are you thinking about buying a home or refinancing your mortgage? Wondering if a recent income increase can help you qualify for a better loan or higher loan amount? You’re not alone! Many people are curious about how a new job, a promotion,…
Applying for Mortgage with Another Lender When Denied in 2024: Your Second Chance to Get Approved If you’ve been denied a mortgage, you’re not alone, and your journey isn’t over. At Gustan Cho Associates, we’ve helped countless homebuyers and homeowners secure financing after being turned down by their original lenders. If you’re stressed and wondering…
Your complete guide to VA loan with poor credit in 2024. Are you a veteran wondering if you can get a VA loan with poor credit? The answer is a resounding YES! Despite having less-than-perfect credit, many veterans can still qualify for a VA loan, one of the best mortgage programs available in the U.S….
The Role of the Loan Officer Assistant: How They Help You Get a Mortgage Buying a home or refinancing can be one of the most exciting times in your life—but it can also feel overwhelming. The mortgage process can seem complex, with many steps and paperwork. But what if we told you there’s someone dedicated…
Credit Repair During FHA Loan Process: What You Need to Know in 2024 If you’re considering buying a home using an FHA loan, you might wonder how credit repair could fit into the picture. Improving your credit score is crucial, but navigating credit repair during the FHA loan process requires careful consideration. This guide will…
For many homebuyers, buying a condo can be an excellent option due to its combination of affordability, convenience, and a sense of community. But if you’re considering using an FHA loan to finance your condo purchase, there’s a catch: the condo complex must be FHA-approved. Understanding the FHA condo mortgage guidelines is crucial to ensure…
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