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This ARTICLE On The Nine Illinois Communities Among Top Worst Housing Market Was PUBLISHED On September 16th, 2019 While the housing market is booming nationwide, Nine Illinois Communities Among Top Worst Housing Market in the U.S. Many cities nationwide are seeing double-digit housing appreciation year after year Illinois homeowners are not enjoying a housing recovery…
This ARTICLE On Illinois Versus Indiana Property Tax Comparison For Homeowners Was PUBLISHED On September 15th, 2019 Illinois is home to many including myself and Gustan Cho Associates Mortgage Group. Downtown Chicago is probably one of the most beautiful spots, if not the most beautiful, in the country Everything about Illinois is great The city…
This ARTICLE On Communities That Top Worst Housing Market In The U.S. Was PUBLISHED On September 14th, 2019 The overall housing market in the U.S. is booming. Home values have been increasing double digits year after year in most counties in the U.S. Due to rapidly growing home values, both HUD and the Federal Housing…
This BLOG On How Much Money Do I Need For A Home Purchase Was UPDATED On July 30th, 2019 One of the most common first time home buyer questions is How Much Money Do I Need For A Home Purchase. On all home purchase transactions, there are two types of funding a home buyer needs: The home…
This ARTICLE On Effective Ways To Finance Your Dream Condo Was PUBLISHED On May 27th, 2019 Acquiring a house or a condominium unit within the sprawling and bustling metropolitan area can be a young professional’s dream come true. Driving or commuting to and from work will no longer be a problem, especially if the location…
This BLOG On Buying Home Cash And Refinancing Afterwards To Get Better Deal Was PUBLISHED On May 8th, 2019 It is no secret that home sellers tend to accept a cash offer by home buyers. Often times, sellers will give cash buyers a better deal than buyers with mortgage contingencies Home buyers with less and/or no…
This BLOG On Qualifying For Home Loan In Placer County California Was Written By Arlene DiSessa Of Gustan Cho Associates Mortgage News Why I Moved to Placer County: I previously lived in a small bedroom community in a rural underdeveloped area north of Sacramento. I can say we did not move there for the schools. They…
This BLOG On What Are Payday Loans And Using It To Establish Credit Was UPDATED On January 26th, 2019 Payday loans are personal loans given by a private business that is other than a bank or credit union. These loans are not recommended due to the extremely high-interest rates they charge. However, for disciplined consumers, it…
This BLOG On Property Tax Appeal For Homeowners With High Property Taxes Was PUBLISHED On January 15th, 2019 Property Taxes are one of the highest expenses homeowners have. Not all properties that are like and similar have the same property taxes Property taxes vary from state to state, county to county, city to city Homeowners…
This ARTICLE On Top Cities in The United States To Invest In For Investors Was Written By Staff Writer at Gustan Cho Associates Mortgage Group It is no secret that the economy is not what it used to be. Things have become more expensive, salaries are pretty much the same, and you just get the…
This BLOG On Michigan Realtor Juanita Hawkins Was UPDATED On December 24th, 2018 A Condotel, also known as a Condo Hotel, is a condominium unit in a hotel where it is individually owned. The Condo Hotel management staff takes care of all the management and maintenance Tasks and duties such as daily rentals, bookkeeping, room…
This BLOG On Short Sale Home Purchase Process For Illinois Home Buyers Was UPDATED On December 4th, 2018 Due to the financial and credit collapse of 2008, foreclosures rates hit an all time historical high Real estate values plummeted more than 50% or more in some areas in the United States Millions of Americans lost…
This BLOG On Bridge Loans For Investment Properties Lending Guidelines Was UPDATED On November 24th, 2018 Hard money bridge loans are a great tool for real estate investors. Even investors with great financials and those who can qualify for traditional bankable commercial loans utilize hard money bridge loans in many cases Short term hard money loans is…
Home Buyer’s Down Payment Assistance Program For Educators With The California Extra Credit Teacher Home Purchase Program The California Extra Credit Teacher Home Purchase Program, commonly referred to as ECTP, is a home buyer assistance program for teachers: The following government employees in the state of California are eligible: school teachers school administration employees and…
Gustan Cho Associates empowered by Nexa Mortgage LLC ■ Licensed in all 48 states with branches from coast to coast ■ Ability to close loans in as few as 21 days or less ■ Conventional mortgages with adjustable and fixed interest rates ■ Bank statement program for self-employed borrowers ■ FHA home loans with a…
This BLOG On Housing Economic Outlook And How It Will Impact Home Buyers Was UPDATED On September 10th, 2018 Housing Economic Outlook For Home Buyers: 2018 is projected to be the year when the biggest number of boomers hit age 59, which is the mandatory minimum age for when distributions can begin on retirement accounts such as…
Can I Get Home Loan After Chapter 7 Bankruptcy? Home Loan After Chapter 7 Bankruptcy Bankruptcy rates soared at the start of the 2008 Real Estate and Credit Meltdown. Millions of hard working Americans have lost their jobs, businesses that have existed for decades and generations have closed their doors, whole industries like the mortgage industry…
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