Mortgage Lender Complaints and Bad Reviews by Borrowers
It’s important to note that Mortgage Lender Complaints and Bad Reviews submitted by borrowers do exist, but readers should understand…
Documents Required For Mortgage Processing and Underwriting
This guide covers documents required for mortgage processing and underwriting. All documents required for mortgage processing and underwriting needs to…
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit | Secured Credit Cards | VA Loans | Videos
Rebuilding Credit During Chapter 13 Bankruptcy For a Mortgage
This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…
Federal Employee Mortgage Loan Programs
In this mortgage guide, we will cover and discuss federal employee mortgage loan programs offered at Gustan Cho Associates Gustan…
Puerto Rico Mortgage Calculator With PITI, PMI, and HOA
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Refinancing NON-QM Loans To Traditional Mortgages
In this blog, we will discuss and cover refinancing non-QM loans to government and conventional mortgages. Refinancing NON-QM loans to…
How Property Taxes in Mortgage Qualification Affects DTI
This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
How to Get a Mortgage With Short Employment History
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
Self-Employed Relocation Mortgage Guidelines And Challenges
In this article, we will cover and discuss Self-Employed Relocation Mortgage Guidelines. Three primary categories of residential mortgages cater to…
FHA Loan With Judgment Mortgage Guidelines For 2023
This blog will discuss qualifying for an FHA loan with judgment mortgage guidelines and requirements. A Judgment is probably the…
Collection Accounts | Bad Credit Mortgages | Charge Off Accounts | FHA Loans | Mortgage Processing And Underwriting | Videos
How Underwriters View Collections on Mortgage Loans
HUD, the parent of FHA, does not require you to pay off the outstanding unpaid collection account balances in order to qualify for FHA Home Loans. However, FHA will count a percentage of any outstanding non-medical collection account balances.
Delegated Versus Nondelegated Mortgage Underwriting
This article is on delegated versus nondelegated mortgage underwriting by lenders. We will cover the main difference between delegated and…
Condotel Financing Mortgage Guidelines
In this blog, we will discuss and cover condotel financing mortgage guidelines. Condotels are condominium units that are within a…
Impact of Credit Score Changes During Mortgage Process
This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
Changing Realtors During Home Buying And Mortgage Process
In this blog, we will cover and discuss changing realtors during the homebuying and mortgage process. Many home buyers and…
Best Mortgage Calculator | PITI, PMI, MIP, and DTI
Best Mortgage Calculator Powered by Alex Carlucci of Gustan Cho Associates Select a StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaPuerto…
FHA Mortgage Guidelines on Collection Accounts
In this blog, we will discuss and cover the FHA Mortgage Guidelines on Collection Accounts for qualifying for an FHA…
Mortgage Denied For Late Payments in Missouri After Approved
In this blog, we will cover and discuss how homebuyers can qualify for a mortgage with new lenders after having…
Home Mortgage | Conventional Loans | FHA Loans | First Time Home Buyers | Qualifying & Getting Pre-approved | Videos
How Do I Qualify For a Mortgage and Get Approved
This guide covers the frequently asked question how do I qualify for a mortgage loan and get approved. Mortgage lenders…
Self-Employed Mortgage Borrowers With No Income Tax Returns
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
