FHA Versus Conforming Loan Limits on Home Purchase
This guide covers FHA versus conforming loan limits on home purchase and refinance transactions. FHA versus conforming loan limits on…
FHA Work History Guidelines on Non-Traditional Jobs and Gaps
FHA Work History Guidelines: Can You Qualify with Gaps in Employment? If you’ve been dreaming of owning a home but…
FHA Loans | Home Possible | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Selling Your Home | Videos
How to Buy and Sell a House While in Chapter 13 Bankruptcy
In this blog, we will cover and discuss how to buy and sella house while in Chapter 13 Bankruptcy. Borrowers…
Bad Credit Mortgages | Conventional Loans | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos
The Types of Residential Lending for Borrowers With Bad Credit
This guide covers the different types of residential lending for homebuyers with bad credit out in todays marketplace for owner-occupant…
Appraisal | FHA Loans | Home Purchase | VA Loans | Videos
Understanding the FHA and VA Amendatory Clause
This guide deep dives into the significance of the FHA and VA Amendatory Clause. We will explore the implications of…
Buying a Home In Tennessee With Bad Credit and Low FICO
HUD oversees the Federal Housing Administration (FHA) and helps homebuyers in buying a home in Tennessee with bad credit and…
Bad Credit Mortgages | Credit Disputes | Credit Scores | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos
FHA Credit Guidelines | Guide For FHA Loan Approval
In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
Can I Qualify For FHA Loan With Tax Lien
In this article, we will cover and discuss the frequently asked question can I qualify for FHA loan with tax…
HUD Guidelines on Multiple FHA Loans at Same Time
This guide covers HUD mortgage guidelines on having multiple FHA loans at the same time. One of the most frequently…
Buying House While In Chapter 13 Bankruptcy
This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
FHA Loans With 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
Can I Have Two FHA Loans at The Same Time
This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…
Manual Underwriting DTI Guidelines For FHA and VA Loans
This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
No Waiting Period on Short Sale Mortgage Guidelines
This article cover no waiting period on short sale mortgage guidelines. For those who were homeowners during the economic meltdown…
Bad Credit Mortgage Loans Alabama With 530 FICO
In this article, we will discuss and cover homebuyers qualifying for bad credit mortgage loans Alabama. Qualifying for bad credit…
Can I Have Two FHA Loans Due To Expanding Family Size?
This guide addresses common inquiries regarding the possibility of maintaining two FHA loans due to expanding family size. Typically, individuals…
Getting Approved For Home Loan in Community Property States
If you’re married and you buy a home in a community property state, you’ll face different rules for qualifying. Most of these rules come into play if you finance your home with a government-backed home loan like the FHA, VA or USDA programs.
Modular Homes Mortgage Guidelines For Homebuyers
This guide covers modular homes mortgage guidelines on purchase and refinance transactions. Modular homes are becoming more and more popular…
FHA MIP Versus Conventional PMI For Mortgage Borrowers
This guide covers FHA MIP versus conventional PMI for mortgage borrowers. Mortgage Insurance is mandatory on all FHA loans and…
HUD Guidelines versus Lender Overlays on FHA Loans
This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…
Difference Between FHA and Conventional Mortgage Guidelines
This guide covers the difference between FHA and Conventional mortgage guidelines. Many homebuyers, especially first-time buyers shopping for homes often…
Escrow Account Mortgage Guidelines on Home Mortgage Loans
This article covers escrow account mortgage guidelines and requirements. Lenders conduct periodic escrow analyses to ensure that the account balance…
