NON-QM Loans

Can I Buy a House in South Dakota With Poor Credit

ByGustan Cho Posted onApril 12, 2024April 15, 2024

In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…

NON-QM Loans | Videos

DSCR Mortgage Loans: Debt-Service Cover Ratio

ByMike Gracz Posted onApril 12, 2024April 15, 2024

DSCR mortgage loans, debt-service coverage ratio mortgages, is a type of no-income verification mortgage loan program. There is no income…

Bank Statement Loans | NON-QM Loans | Videos

Bank Statement Deposit Only Mortgage For Self-Employed Borrowers

ByGustan Cho Posted onApril 9, 2024April 10, 2024

This blog will discuss and cover bank statement deposit only mortgage for self-employed borrowers with no income tax returns required….

Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | NON-QM Loans | Videos

Mortgage Guidelines on Late Payments

ByAlex Carlucci Posted onApril 8, 2024April 11, 2024

This blog will discuss the mortgage guidelines on late payments in the past 12 months. Borrowers can qualify for home…

NON-QM Loans | Bank Statement Loans | video | Videos

12 Month Bank Statement Mortgage For Self-Employed Borrowers

ByGustan Cho Posted onApril 8, 2024April 9, 2024

This article covers 12 Month Bank Statement Mortgage For Self-Employed Borrowers Until recently, most self-employed home buyers had a difficult…

NON-QM Loans | Videos

What are Portfolio Loan Programs

ByGustan Cho Posted onApril 5, 2024April 10, 2024

This guide covers portfolio loan programs. We will cover what a portfolio loan is. We will compare the benefit of…

Bad Credit Mortgages | NON-QM Loans | Videos

Buying House After Selling Home With Late Payments

ByGustan Cho Posted onApril 1, 2024April 2, 2024

In this article, we will cover and discuss buying a house after selling home with late payments. One of the…

Refinancing NON-QM Loans To Traditional Mortgages

ByGustan Cho Posted onMarch 29, 2024March 30, 2024

In this blog, we will discuss and cover refinancing non-QM loans to government and conventional mortgages. Refinancing NON-QM loans to…

Bad Credit Mortgages | Bankruptcy | NON-QM Loans | Videos

NON-QM Loans After Bankruptcy With Bad Credit and Low FICO

ByMike Gracz Posted onMarch 28, 2024March 29, 2024

Non-QM loans after bankruptcy and foreclosure allow homebuyers to purchase a home with no waiting period after bankruptcy and/or a…

Income And Employment | Bank Statement Loans | NON-QM Loans | Videos

Self-Employed Mortgage Borrowers With No Income Tax Returns

ByAlex Carlucci Posted onMarch 25, 2024March 26, 2024

In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…

Using Non-QM Versus Jumbo Mortgages

ByGustan Cho Posted onMarch 24, 2024March 25, 2024

In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…

Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

How Bankruptcy Affects Mortgage Approval

ByGustan Cho Posted onMarch 24, 2024March 25, 2024

This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…

Bank Statement Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

Subprime Mortgages and Alternative Financing

ByGustan Cho Posted onMarch 24, 2024March 24, 2024

This guide covers subprime mortgages and alternative financing for homebuyers and homeowners. Subprime mortgages are mortgage loans available to homebuyers…

NON-QM Loans | Bank Statement Loans | Jumbo Loans | Videos

Jumbo Mortgage With 10% Down Payment and No PMI

ByGustan Cho Posted onMarch 23, 2024March 25, 2024

In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…

Condominium Loans | Condotel and Non-Warrantable Condos | NON-QM Loans | Real Estate Topic | Videos

Condominium Questionnaire For Condo Mortgage Loans

ByAlex Carlucci Posted onMarch 23, 2024March 25, 2024

This guide covers condominium questionnaire on warrantable, non-warrantable, and condo hotel condominium units. Warrantable, non-Warrantable and condotel financing are a…

NON-QM Loans | Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | Videos

Non-QM Loan Requirements and Mortgage Options

ByDale Elenteny Posted onMarch 21, 2024March 22, 2024

The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan programs.

Conventional Loans | Bankruptcy | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans

Freddie Mac Bankruptcy Guidelines On Conventional Loans

ByGustan Cho Posted onMarch 21, 2024March 22, 2024

In this blog, we will discuss and cover Freddie Mac bankruptcy guidelines on conventional loans. Mortgage borrowers can qualify for…

Bad Credit Mortgages | NON-QM Loans | Videos

Non-QM Mortgage Lenders in Connecticut | Non-QM Loans

ByAlex Carlucci Posted onMarch 21, 2024March 21, 2024

In this blog, we will cover and discuss qualifying with non-QM mortgage lenders in Connecticut for borrowers who cannot qualify…

Bad Credit Mortgage Guidelines on Purchase and Refinance

ByGustan Cho Posted onMarch 20, 2024March 21, 2024

This guide covers bad credit mortgage guidelines on home purchase and refinance. Mortgage borrowers can qualify for home loans with…

Mortgage Processing And Underwriting | Income And Employment | NON-QM Loans | Videos

How Do Mortgage Underwriters Calculate Income of Borrowers

ByGustan Cho Posted onMarch 20, 2024March 21, 2024

This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…

Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

Mortgage After Foreclosure With No Waiting Period

ByDale Elenteny Posted onMarch 20, 2024March 21, 2024

In this blog, we will discuss and cover mortgage after foreclosure with no waiting period with non-QM loans. Non-QM loans…

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Excellent

Based on 66 reviews

James Strebel

2024-04-06

Very professional

Bill Burg

2024-04-06

Man it’s been great working with Gus and his amazing team. Their professionalism and attention to detail is second to none. I’ve never met anyone with more knowledge and skill at finding ways to help people into a home than him.

Rhonda Smith

2024-02-23

Amazing place

brent norkus

2024-02-23

Working with Gustan and his team has been an absolute pleasure. From start to finish, they have every client's best interest in mind to ensure they get the correct loan that fits their needs. Efficiency and accuracy are two words that describe my experience with Gus. Gus and his team over at Nexa are dominating the GAME! 5 stars is an understatement, and I would give ten stars if possible!

TCrumpCollinsParsonMcGinnis Frazier

2024-02-22

John and Angie are absolutely amazing! We had another lender and our loan fell through at the last minute. I called John and told him our issues and in 5 minutes he told me he could get it done. After 30 years of praying, moving and bankruptcy issues, these two got it done. It’s was fast and they answered all our questions. There are not enough words that could express how overwhelmed we are and how awesome they are. Do yourself a favor and call John, I promise you will thank me later. Please check out Gustan Cho’s videos. They are telling the truth and will walk thru fire with you. Thank you John and Angie! The Frazier’s.

Charlie G

2024-02-16

Gus is a great person, and a great loan officer with lots of experience and knowledge of many types of loans. Gus even takes calls after business hours unlike a lot of other companies. Gus has given me the best options available for a mortgage; he is honest and has integrity. I got to give Gus 5 stars due to he goes the extra mile to help you. Thanks Gus!!!

David Heckman

2024-02-15

John Strange and Angie Torres made this whole process seamless from start to finish. John would answer a text or call anytime and made sure to keep me updated the whole time. I would tell you that you are in good hands with these two!

jerry sears

2024-01-18

John Strange made the impossible possible for us. Courteous, professional, always available and an expert at the mortgage process, he never gave up on helping us attain a beautiful home with a shop for our business and a wonderful future! After being turned down several times by other lenders because I didn't have 2 years of tax returns for my business, I found John. He breezed through the process and delivered exactly what he said he was able to do. There are mortgage lenders, and then there's JOHN STRANGE. Thank you John! Also, thank you to Angie Torres who worked diligently until the final pen stroke.