Debt-To-Income Ratio Limit To Qualify For Mortgage Loan
This GUIDE covers debt-to-income ratio limit to qualify for a mortgage loan. Home loans and debt-to-income ratio limit. Every mortgage…
Mortgage Rates on NON-QM Loans and No-Doc Mortgages
This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
Conventional Refinance Loan With No PMI
Homeowners With FHA Loans Should Consider A Conventional Refinance Loan While Mortgage Rates Are At Historic Lows And Avoid Paying FHA MIP. Mortgage rates are at historic lows and many home values have skyrocketed in the past several years. Many homeowners with FHA loans can benefit by refinancing to a conventional mortgage and avoid paying LPMI.
Lender Versus Borrower Paid Mortgage Transactions
In this blog, we will discuss lender versus borrower-paid mortgage transactions. Mortgage brokers can often opt to go with a…
Increase Credit Scores Before Applying For Mortgage
This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
Importance of Mortgage Qualification and Pre-Approval
This guide covers the importance of mortgage qualification and pre-approval. A pre-approval is when a home buyer or homeowner has…
Home Loan With Job Offer Letter For New Employment
In this blog, we will discuss and cover qualifying for home loan with job offer letter. One of the frequently…
NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
In this article, we will cover and discuss new mortgage programs for homebuyers and real estate investors. We have over…
Profit and Loss Statement Only Mortgage Loans
In this article, we will cover qualifying for the Profit and Loss Statement Only Mortgage Loans with no-income verification and…
Self-Employed Mortgage Loans to Buy Homes
Most guidelines require lenders to average the most recent two years of income to qualify applicants. Some programs allow borrowers with newer businesses if they have experience
Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
This guide covers Fannie Mae and HUD Guidelines on conventional versus FHA loans. Fannie Mae and HUD guidelines on conventional…
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Things To Avoid When Repairing Your Credit For a Mortgage
This guide covers things to avoid when repairing your credit for a mortgage approval. There are things to avoid when…
VA Loan Denial Due to Overlays
This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…
Using Overtime Income To Qualify For Mortgage Loans
Can I Use Overtime Income As Qualified Income To Qualify For A Mortgage? You can use overtime and part-time income as qualified income as long as those other income has been seasoned for at least two years.
VA Guidelines on Seller Concessions To Cover Closing Costs
This guide covers VA guidelines on seller concessions to cover closing costs. VA loans is hands down the best mortgage…
Protecting Home With Insurance for Home Appliances
This guide covers protecting home with insurance for home appliances. Insurance for home appliances might be a good idea for…
Home Maintenance For First Time Home Buyers
This guide covers home maintenance for first time home buyers and homeowners. A home purchase is a life-changing event for…
Fix-and-Flip Mortgage Loans | Home Improvement/Renovations | House Flipping | Investment Homes | NON-QM Loans | Real Estate Topic | Videos
Investment LLC Property Mortgage Guidelines For Investors
Can You Close Your Investment Property Under A Limited Liability Corporation? Many wholesale real estate investors will not allow borrowers of investment properties to close
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
The Five C’s of Mortgage Underwriting Leading To CTC
This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…
Conforming Versus Government-Backed Loans
This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…
Non-QM Down Payment Requirements For Home Buyers
This article covers Non-QM down payment requirements for home buyers. Non-QM down payment requirements for home buyers is anywhere between…
Mortgage Denial After Conditional Approval
In this article, we will address the steps to take if you face mortgage denial following conditional approval. The home…
