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Videos

Home / Videos - Page 4
Home Loans in Wyoming
Bad Credit Mortgages | Home Mortgages | Videos

Quick Start to Home Loans in Wyoming: Apply Today

ByMike Gracz Posted onJanuary 6, 2025April 7, 2025

Unlocking Home Loans in Wyoming with Poor Credit: A Comprehensive Guide Are you based in Wyoming and struggling to secure…

Continue Reading Quick Start to Home Loans in Wyoming: Apply TodayContinue

Buying a House Near the Great Lakes Area
Home Purchase | Real Estate Topic | Videos

Guide To Buying a House Near The Great Lakes Area

ByMargarett Jurilla Posted onJanuary 3, 2025January 14, 2025

This guide covers buying a house near the Great Lakes area. You can enjoy coming from city life to buying…

Continue Reading Guide To Buying a House Near The Great Lakes AreaContinue

Balloon Mortgages
NON-QM Loans | Commercial Loans | Hard Money Loans | Investment Homes | Videos

Balloon Mortgages | What is a Balloon Mortgage

ByGustan Cho Posted onJanuary 3, 2025January 14, 2025

Understanding Balloon Mortgages: A Strategic Guide for 2024 In this article, we will discuss and cover balloon mortgages and how…

Continue Reading Balloon Mortgages | What is a Balloon MortgageContinue

NON-QM Versus Traditional Mortgage
NON-QM Loans | Videos

NON-QM Versus Traditional Mortgage Performance

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

NON-QM Versus Traditional Mortgage: Which is Right for You? Finding your way through the complex array of mortgage choices can…

Continue Reading NON-QM Versus Traditional Mortgage PerformanceContinue

What To Do With Proceeds From Sale Of A House
Home Sellers | Videos

What To Do With Proceeds From Sale of a House

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

What to Do with Proceeds from Sale of a House: Smart Financial Moves for 2024 Selling a home often elicits…

Continue Reading What To Do With Proceeds From Sale of a HouseContinue

Mortgage With No Income Documentation
Income And Employment | Bank Statement Loans | NON-QM Loans | Videos

Mortgage With No Income Documentation and No Tax Returns

ByGustan Cho Posted onDecember 26, 2024December 26, 2024

Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…

Continue Reading Mortgage With No Income Documentation and No Tax ReturnsContinue

What is an 80-10-10 or Piggyback Mortgage Loan
Home Mortgages | Videos

What Is An 80-10-10 Or Piggyback Mortgage Loan

ByGustan Cho Posted onDecember 26, 2024December 26, 2024

What Is an 80-10-10 or Piggyback Mortgage? Buying a home can be one of life’s most exciting yet challenging journeys….

Continue Reading What Is An 80-10-10 Or Piggyback Mortgage LoanContinue

Home Loan with Recent Late Payments
Bad Credit Mortgages | Letter Of Explanation | Videos

Home Loan With Recent Late Payments Mortgage Guidelines

ByDale Elenteny Posted onDecember 19, 2024December 26, 2024

Qualifying for a Home Loan with Recent Late Payments in 2024 Are you struggling with recent late payments but still…

Continue Reading Home Loan With Recent Late Payments Mortgage GuidelinesContinue

Manual Underwriting During Chapter 13
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | VA Loans | Videos

Manual Underwriting During Chapter 13 Mortgage Process

ByGustan Cho Posted onDecember 19, 2024December 26, 2024

In this article, we will discuss and cover manual underwriting during Chapter 13 mortgage process. Homebuyers can qualify for an…

Continue Reading Manual Underwriting During Chapter 13 Mortgage ProcessContinue

Mortgage with High DTI
High Debt To Income Ratio | Conventional Loans | FHA Loans | USDA Loans | VA Loans | Videos

Mortgage With High DTI Guidelines On Home Loans

ByGustan Cho Posted onDecember 18, 2024April 7, 2025

Mortgage with High DTI: Your Guide to Home Loans in 2024 In 2024, the world of home loans is changing….

Continue Reading Mortgage With High DTI Guidelines On Home LoansContinue

Upfront Costs Mortgage Application
Videos | Mortgage Processing And Underwriting

Upfront Costs Mortgage Application Versus Closing Costs

ByDale Elenteny Posted onDecember 18, 2024December 20, 2024

In this blog, we will discuss and cover the upfront costs mortgage application versus closing costs. All home buyers or…

Continue Reading Upfront Costs Mortgage Application Versus Closing CostsContinue

PMI on Conventional Loans
Mortgage Insurance | Conventional Loans | Videos

PMI on Conventional Loans With Higher Than 80% LTV

ByGustan Cho Posted onDecember 17, 2024December 18, 2024

Understanding PMI on Conventional Loans: Your Essential Guide for 2024 When you’re looking to buy a home or refinance one,…

Continue Reading PMI on Conventional Loans With Higher Than 80% LTVContinue

Avoiding Delays in Getting a Conditional Mortgage Approval
Mortgage Processing And Underwriting | Conditional Loan Approval | Videos

Avoiding Delays In Getting A Conditional Mortgage Approval

ByGustan Cho Posted onDecember 16, 2024December 18, 2024

Avoiding Delays in Getting Conditional Mortgage Approval: A Step-by-Step Guide Getting a mortgage is a big milestone, but it can…

Continue Reading Avoiding Delays In Getting A Conditional Mortgage ApprovalContinue

Changes in Credit Report During Mortgage Process
Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Videos

Changes In Credit Report During Mortgage Process

ByGustan Cho Posted onDecember 16, 2024December 20, 2024

This guide covers changes in credit report during mortgage process. Credit scores and debt-to-income ratios determine whether borrowers qualify for…

Continue Reading Changes In Credit Report During Mortgage ProcessContinue

Common Mortgage Overlays
Mortgage Lender Overlays | Videos

Common Mortgage Overlays on FHA, VA, Conventional Loans

ByGustan Cho Posted onDecember 12, 2024December 16, 2024

This guide covers common mortgage overlays on government and conventional loans. There are two types of mortgage guidelines. All borrowers…

Continue Reading Common Mortgage Overlays on FHA, VA, Conventional LoansContinue

1099-income-only mortgages
NON-QM Loans | Videos

1099-Income-Only Mortgages

ByAlex Carlucci Posted onDecember 10, 2024December 16, 2024

1099 Income Only Mortgages: A Game-Changer for Self-Employed Borrowers in 2024 Self-employed borrowers, freelancers, and independent contractors often face hurdles…

Continue Reading 1099-Income-Only MortgagesContinue

Unreimbursed Business Expenses
Income And Employment | Videos

How Unreimbursed Business Expenses Affect Mortgage Loans

ByGustan Cho Posted onDecember 10, 2024January 31, 2025

How Unreimbursed Business Expenses Affect Your Ability to Get a Mortgage in 2024 If you plan to buy a home…

Continue Reading How Unreimbursed Business Expenses Affect Mortgage LoansContinue

Home Loan With Bad Credit Ohio
Bad Credit Mortgages | Bankruptcy | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos

Home Loan With Bad Credit Ohio Mortgage Options

ByAlex Carlucci Posted onDecember 9, 2024April 7, 2025

Home Loan With Bad Credit Ohio: Your 2024 Guide to Buying a Home Owning a home is a dream for…

Continue Reading Home Loan With Bad Credit Ohio Mortgage OptionsContinue

HUD Manual Underwriting DTI Guidelines
Manual Underwriting | Compensating Factors | FHA Loans | Videos

HUD Manual Underwriting DTI Guidelines: Your Approval Guide

ByEric Jeanette Posted onDecember 6, 2024December 9, 2024

HUD Manual Underwriting DTI Guidelines: Everything You Need to Know in 2024 If you’ve been denied a mortgage because your…

Continue Reading HUD Manual Underwriting DTI Guidelines: Your Approval GuideContinue

Buying a Foreclosed Home
Mortgage After Bankruptcy and Foreclosure | Real Estate Topic | Videos

Buying a Foreclosed Home as First-Time Homebuyers

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

Buying a Foreclosed Home: A First-Time Homebuyer’s Guide for 2024 If you’re considering buying a foreclosed home as a first-time…

Continue Reading Buying a Foreclosed Home as First-Time HomebuyersContinue

Student Loans Mortgage Guidelines
Student Loans | Videos

Student Loans Mortgage Guidelines on Home Loans

ByGustan Cho Posted onDecember 5, 2024February 12, 2025

Student Loans Mortgage Guidelines: Qualify for a Mortgage Even with Student Debt Are you worried your student loans might stop…

Continue Reading Student Loans Mortgage Guidelines on Home LoansContinue

Changing Jobs During Mortgage Approval Process
Income And Employment | Gaps In Employment | Videos

Changing Jobs During Mortgage Approval Process

ByAlex Carlucci Posted onDecember 5, 2024February 26, 2025

Changing Jobs During Mortgage Approval Process: What You Need to Know in 2024 Changing jobs during the mortgage approval process…

Continue Reading Changing Jobs During Mortgage Approval ProcessContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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  • Conventional DTI Calculator
  • Jumbo DTI Calculator
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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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