Buying a House in Savannah Georgia

Moving and Buying a House in Savannah Georgia

Gustan Cho Associates are mortgage brokers licensed in 48 states

In this guide, we will discuss buying a house in Savannah Georgia. This guide covers discovering the charm of Savannah Georgia. This is a guide to relocating to Georgia’s Coastal Gem. Savannah, Georgia, is a city that captures the hearts of all who visit. From its charming cobblestone streets to its iconic Spanish moss-draped trees, this coastal gem boasts an undeniable allure that makes it hard not to fall in love. Alaina Phillips, a dually licensed realtor and loan officer, explains why Americans in other states are moving and buying a house in Savannah Georgia:

More and more Americans are moving to Savannah Georgia, than any other small-town city in American. People are moving and buying a house in Savannah Georgia due to low cost of living, great job opportunities, great growing economy, affordable housing, beautiful climate, great place to raise a family, and great education.

And now, more and more people are discovering the charm of Savannah as they choose to relocate here for work or retirement; if you’re considering moving to this picturesque Southern town but need help figuring out where to start, fear not! This guide shows you everything you need buying a house in Savannah Georgia. We will discuss what you need to know to relocate and experience what Savannah offers. Prepare for a journey filled with history, culture, delicious food, and unforgettable experiences!

Overview of Savannah, Georgia

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Savannah is the oldest city in Georgia and one of the most charming cities in the southeastern United States. The city is rich in history, culture, and natural beauty. Savannah is also great for living, working, and raising a family.

The city was founded in 1733 by James Oglethorpe, the founder of the colony of Georgia. Savannah was the first capital of Georgia and remained the capital until 1868 when Atlanta became the new capital after the American Civil War. The city’s historic district is one of the largest National Historic Landmarks in the United States.

Savannah’s climate is subtropical, with hot, humid summers and mild winters. The average high temperature in July is 91 degrees Fahrenheit (33 degrees Celsius), and the average low temperature in January is 49 degrees Fahrenheit (9 degrees Celsius). Savannah is home to many different cultural attractions. The city has a vibrant arts scene with several art galleries, museums, and theaters. Numerous festivals happen yearly, including the Savannah Jazz Festival, Savannah Music Festival, and Tybee Island Pirate Fest.

Why So Many Americans Are Moving and Buying a House in Savannah Georgia

If you’re looking for a place to relocate to with everything from rich history to great weather to a vibrant cultural scene, be sure to check out Savannah, Georgia! John Strange, a senior loan officer at Gustan Cho Associates, explains the great school and university system in and near Savannah Georgia:

The city is also home to several universities and colleges, including Armstrong State University, Savannah College of Art & Design, and Savannah Technical College. And for those who love the outdoors, there are plenty of parks and trails to explore. The Savannah National Wildlife Refuge is great for observing birds, deer, and alligators.

Savannah has something for everyone, whether looking for a relaxing place or an exciting adventure. Savannah is a beautiful, vibrant city with something for everyone who chooses to explore or live there. With its rich history and culture, there are plenty of things to do and enjoy. Whether you live, work, or visit Savannah, you will be captivated by its beauty and charm.

Reasons to Relocate and Buying a House in Savannah Georgia

Savannah is a charming coastal city located in the southeastern United States. The city is renowned for its historic architecture, beautiful scenery, and friendly people. Savannah is also great for living, working, and raising a family. Here are just a few of the many reasons to relocate to Savannah. The Weather is Perfect: Savannah has a mild climate for year-round outdoor activities.

The average temperature in Savannah is 70 degrees Fahrenheit. Summers are warm and humid with occasional thunderstorms, while winters are mild with little snowfall. The Cost of Living is Affordable: Savannah is a very affordable city. Housing, food, and transportation costs are below the national average. In addition, there are no state income taxes in Georgia.

There are Plenty of Job Opportunities: Savannah is home to many large businesses and industries, including Gulfstream Aerospace, JCB Construction Equipment Manufacturing, and Memorial Health University Medical Center. As a result, plenty of job opportunities are available in the city. Education is Top-Notch: Savannah offers residents access to some of the best schools in Georgia. Students can attend public schools like Savannah Arts Academy or private schools like Benedictine Military School. In addition, several colleges and universities are located in the city, including Armstrong State University and Savannah College of Art and Design (SCAD).

The City is Rich in History and Culture Moving and Buying a House in Savannah Georgia

Savannah is known for its rich colonial history and culture. Visitors can explore the city’s museums, galleries, and historic sites. The city also hosts numerous festivals, such as the St Patrick’s Day Parade and Savannah Music Festival. There are Endless Outdoor Activities: Savannah offers residents many outdoor activities.

The city also hosts several professional schools, including the Savannah Law School and the South University – Savannah Campus. Savannah offers several options for employment in tourism, hospitality, retail, healthcare, and manufacturing.

Visitors can kayak, fish, hike, and camp in nearby parks or on Tybee Island. The city also boasts several golf courses and bike trails for avid outdoors people. It’s a Great Place to Raise a Family: Savannah has something for everyone, from young families to retirees. With its low crime rate, excellent schools, and affordable housing, it’s no wonder why so many people decide to call this charming coastal city home.

Neighborhoods and Communities in Savannah Georgia

Savannah is a historical city in the southeastern United States and is the oldest city in Georgia. Again, the city was founded in 1733 and served as the colony’s capital and later the state until 1868. Savannah is known for its elegant architecture, manicured gardens, and oak-lined streets. The Historic District, which includes the downtown area, is one of the largest National Historic Landmarks in the United States.

The city’s neighborhoods and communities are as varied as its history. From the historic district’s Victorian mansions to Midtown’s working-class homes, there is something for everyone in Savannah. Downtown Savannah is home to many of the city’s most popular attractions, including River Street, City Market, and Forsyth Park.

The Victorian-style homes in the historic district are some of the most photographed in Savannah. Midtown is a more residential area with tree-lined streets and single-family homes. Ardsley Park/Chatham Crescent is an upscale neighborhood with large homes and well-manicured lawns. Baldwin Park is a newer development that offers residents amenities such as a swimming pool and clubhouse.

Types of Homes Buying a House in Savannah Georgia

Savannah has a perfect neighborhood whether you’re looking for a historic home or a modern condo. Since Savannah is a historic city with a rich culture, it has plenty to offer residents. The city is divided into many neighborhoods and communities, each with a unique feeling and amenities. Whether looking for a bustling downtown area or a more laid-back suburban setting, you will find the perfect fit in Savannah.

Downtown Savannah is the city’s heart and home to many of its most popular attractions. This lively area is full of restaurants, shops, and nightlife options, as well as historic sites like the Georgia State Capitol Building and River Street. If you’re looking for an urban environment with plenty to do, Downtown Savannah is the place for you.

Downtown Savannah is where you’ll find all the action. Since this lively area has plenty of shopping, dining, and nightlife options, it will fit those looking for a more urban and mobile lifestyle. With everything being made available by walking, downtown may be the place for you. For those seeking a more suburban lifestyle, Savannah also has plenty of great neighborhoods to choose from. Ardsley Park is a lovely residential area with tree-lined streets and Victorian-style homes. Windsor Forest is another great family option, offering spacious homes and ample green space. Whichever type of community you’re looking for, you’re sure to find it in Savannah.

Buying a House in Savannah Georgia Historic District

The Historic District is the most popular neighborhood in Savannah. This area has 18th and 19th-century architecture, cobblestone streets, and gas lamps. Visitors will feel like they have stepped back when exploring this part of town. The Historic District is the most popular neighborhood in Savannah because the area is known for its beautiful architecture and cobblestone streets lined with trees. The Historic District is also known as Savannah’s most iconic neighborhood, as the beautiful Victorian-style houses and cobblestone streets are intertwined with historical monuments. If you’re looking for a taste of old-world charm, this is the place for you. The Historic District also has several museums, art galleries, and parks. This is the perfect place to start if you want to learn about Savannah’s history and culture.

Other Neighborhoods in Savannah

There are many charming neighborhoods to explore in Savannah. From the historic downtown area to the scenic waterfront, there is something for everyone in this southern city. The Victorian District is another popular neighborhood known for its stately mansions and tree-lined streets. This area was once home to many of Savannah’s wealthy citizens and is now a popular spot for tourists to visit. The Ardsley Park-Chatham Crescent Area is the perfect place to call home for those looking for a more laid-back atmosphere. This neighborhood is full of stately homes and tree-lined streets, but it also has a more relaxed feel than other parts of town.

Buying a House in Savannah Georgia Waterfront Homes

If you’re looking for a waterfront view, you’ll want to check out the Isle of Hope neighborhood. This community is located on an island off the coast of Savannah and offers stunning water views. It’s the perfect place to relax and enjoy the Georgia coastline. Savannah has a rich history and culture, and its neighborhoods reflect that.

There are also plenty of affordable activities to enjoy in Savannah as well. From exploring the historic district to strolling through one of the many parks, there’s no shortage of things to do. And with its mild climate, Savannah is a great place to live year-round.

Overall, the cost of living in Savannah is quite reasonable. With its charming atmosphere and plenty of activities to enjoy, it’s no surprise that so many people enjoy calling this city home. Each neighborhood has its unique charm, from the Victorian-style homes of the Historic District to the Spanish moss-draped live oaks of Ardsley Park. If you’re looking for a place to call home in Savannah, let us cover some other neighborhoods mentioned earlier with more detail concerning the city’s most popular neighborhoods.

Buying a Mansion in Savannah Georgia

As mentioned above, Ardsley Park is one of Savannah’s most affluent neighborhoods. It’s known for its stately mansions, tree-lined streets, and Spanish moss-draped live oaks. If you’re looking for a peaceful and picturesque setting, this neighborhood is for you. Midtown is one of Savannah’s most vibrant neighborhoods. It’s home to eclectic shops, trendy restaurants, and lively nightlife.

If you’re looking for an exciting and energizing place to live, this neighborhood is for you. Midtown Savannah is a great option for those who want to be close to all the action but want to avoid living in the thick of things. This area is slightly quieter than downtown but still offers plenty regarding shopping, dining, and entertainment.

The Islands are a group of neighborhoods located on three islands just off the coast of Savannah. These communities offer a more laid-back lifestyle with easy access to beaches and outdoor activities. If you’re looking for a slower pace of life, one of these island neighborhoods might be just what you’re looking for. There is no shortage of charming neighborhoods in Savannah. Each one has its unique personality and appeal. Whether you’re looking for a historic district with cobblestone streets or a vibrant, modern community, you’ll find it here.

Cost of Living Buying a House in Savannah Georgia

Savannah is a relatively affordable city to live in. The cost of living index is below the national average, and housing costs are also reasonable. Between April 2023 and May 2023, the Savannah, GA, real estate market experienced an 8.8% rise in listings. In May 2023, the median list price was quoted as $308,173, and the average listing age was 16 days.

According to The Council for Community and Economic Research, the cost of living in Savannah is 6.4% higher than the national average. However, this number can be deceiving because it doesn’t consider that wages in Savannah are also higher than the national average. When you factor in wages, the cost of living in Savannah is 2.8% lower than the national average.

The prices of homes varied between bedroom types: 1 bedroom stayed at the same cost; 2 bedrooms rose by 22.1%; 3 bedrooms grew by 23.1%; 4 bedrooms surged by 25.3%, and five bedrooms increased by 19.9%. As for the availability of homes, 1-bedroom properties were 63.6% more abundant; 2 bedrooms ticked up by 1.5%; 3 bedrooms rose 6%; 4 bedrooms grew 14.4%; and five bedrooms climbed 9.9%. Additionally, during May 2023, over 131 listings in Savannah, GA, sold for more than what was asked, 56 at the asking price and 118 below the advertised amount.

Education and Job Opportunities in Savannah

Savannah has plenty of educational and job opportunities for those who wish to relocate to this Georgia coastal gem. The city is home to several colleges, universities, and businesses offering employment opportunities. For those seeking higher education, Savannah is home to Savannah College of Art and Design, Armstrong State University, and South University. Many public and private elementary and secondary schools are available for families with children.

Savannah is a beautiful coastal city with a rich history, and it’s no wonder that so many people are interested in relocating here. However, before moving, consider the cost of living in Savannah. As you can see, Savannah’s living cost is very reasonable. With some planning and budgeting, you’ll enjoy all these wonderful city offers without breaking the bank.

As far as employment goes, there are opportunities in a variety of industries in Savannah. The city’s port is a major source of jobs and the tourism industry. Many businesses cater to the needs of the military personnel stationed at Fort Stewart and Hunter Army Airfield. Savannah has several colleges and universities and ample job opportunities in various industries. Students can pursue higher education at institutions such as the Savannah College of Art and Design, Armstrong State University, and Georgia Southern University.

Things to Do and See in Moving and Buying a House in Savannah Georgia

As the oldest city in Georgia, Savannah is rich in history and culture. When the city was founded, it was the first planned city in the American colonies and served as a strategic port during the Revolutionary War and the Civil War. Savannah is known for its beautiful architecture, scenic parks, and friendly people.

There are plenty of things to do and see in Savannah. For history buffs, there are numerous museums and historical sites to explore, such as the Georgia State Railroad Museum and Fort Pulaski National Monument. Some other things to do in Savannah include touring the historic district, visiting the Cathedral of St. John the Baptist, taking a riverboat cruise, and exploring Forsyth Park. There are also many great restaurants and shops in Savannah.

Nature lovers can stroll through one of Savannah’s many parks or take a boat ride down the Savannah River. And for those who want to relax and soak up the atmosphere of this charming city, there are plenty of places to sit and rest if you are not up to walking around the area. Yes, Savannah is a historic city located on the beautiful Georgia coast. The city is known for its charming old buildings, beautiful parks, and friendly people. Savannah has many things to do and see and is a great place to live. The Port of Savannah is one of the busiest ports in the United States, providing many jobs related to maritime trade. Additionally, Savannah-Hilton Head International Airport is a major hub for Delta Air Lines and serves as a gateway to the region for tourists and business travelers alike.

Buying a House in Savannah Georgia For Its Restaurants and Shopping

As mentioned, there is no shortage of great places to eat and shop in Savannah. The city’s historic downtown district has various restaurants, cafes, boutiques, and art galleries. Check out The Lady & Sons, Mrs. Wilkes’ Dining Room, or The Pirates’ House for a taste of the local flavor. Savannah’s City Market is the perfect place to find unique gifts and souvenirs if you want to shop. Or head over to Broughton Street for various retail options, including clothing stores, home decor shops, and bookstores.

Working With a Local Realtor and Lender Buying a House in Savannah Georgia

If you’re considering a move to Savannah, working with a local Realtor and lender can make the process much smoother. Here are a few things to keep in mind. A local Realtor will be familiar with the area and can help you find the perfect home for your needs. A local lender will be familiar with the market and can help you get the best financing for your new home. Working with a team of professionals who know the area well can save you time and stress during your move.  Be sure to ask your Realtor and lender any questions about relocating to Savannah – they’re here to help!

Loan Programs for Homes in Savannah

There are several loan programs available for potential homeowners in Savannah. The city’s Housing and Neighborhood Services Department offers a variety of programs, including down payment assistance, homebuyer education, and mortgage assistance. Several federal and state programs, such as the Georgia Dream Homeownership Program, are also available.

If you’re thinking of relocating to Savannah, you’re not alone. This coastal Georgia city is a popular destination for retirees, families, and young professionals. And if you’re looking for a home in Savannah, a variety of loan programs are available to help make your dream a reality.

Determining your desired home is the first step in finding the right loan program. Are you looking for a single-family home, townhome, or condo? Once you’ve decided on the type of home you want, you can start exploring your financing options. Many government-backed loan programs are available for those looking to purchase a single-family home in Savannah. The most popular program is the Federal Housing Administration (FHA) loan program. FHA loans are available to buyers with less-than-perfect credit and require as little as 3.5% down.

Thousands of Veterans Call Savannah Georgia Home

You may be eligible for a VA loan if you’re a veteran or active duty military member. The Department of Veterans Affairs guarantees VA loans and offers competitive interest rates and terms. You must work with a VA-approved lender to apply for this loan. Numerous conventional loan programs are also available for buyers looking to purchase a home in Savannah. Conventional loans typically require 20% down and have fixed or adjustable interest rates. Some lenders also offer low-down-payment conventional loans for qualified borrowers.

Conclusion and Summary of Moving and Buying a House in Savannah Georgia

Savannah offers a unique combination of culture, history, and natural beauty. From the historic River Street to the colorful Forsyth Park to the scenic waterfront views along the Savannah River, there is something for everyone in this charming southern city. Savannah has it all, whether you’re looking for a laid-back or active lifestyle. You can rest assured that relocating and buying a house in Savannah Georgia can be a rewarding experience for those looking for the charm of Southern hospitality, good food, and plenty of activities. With its mild climate year-round, Savannah is an ideal place to call home.

Whether you are looking for historical sites, outdoor recreation opportunities, or want to enjoy the scenic beauty of Georgia’s coast – there is something in Savannah that everyone will love. So don’t wait any longer – take your first steps toward discovering all that Savannah has to offer by planning your move today. You’ll soon find yourself basking in all these charming city offers!

If you should decide to move and buying a house in Savannah Georgia, don’t look any further. Before you decide to buy and begin looking for a home or start with the mortgage process, we have vast experience working with buyers to get them ready to buying a house in Savannah Georgia. We can help you shop for your dream home. We can take you through your home loan’s buying and financing process. We also can connect you to title companies/attorneys and real estate agents in your area that can help as needed. Call or text Ronda Butts at 407-460-7999 or email at for more information and further assistance. Ronda is an experienced referral agent, a dually licensed real estate agent, and a mortgage originator. Ronda Butts has successfully guided many homeowners through obtaining a home on both the lending and real estate side. She does not represent buyers or sellers but offers free consultation in 48 states at Gustan Cho by connecting homeowners, buyers, and sellers to the needed sources.

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