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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Conventional Loans W-2 Income ONLY Mortgages
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Buying Condominium Versus Single-Family Homes Mortgage Guidelines
Videos

Buying Condominium Versus Single-Family Homes

ByMike Gracz Posted onApril 6, 2022October 8, 2024

In this blog, we will cover and discuss buying condominium versus single-family homes. Are you looking to buy a condo?…

Continue Reading Buying Condominium Versus Single-Family HomesContinue

Credit Scoring And How It Works To Qualify For Mortgage
Videos

Credit Scoring And How It Works To Qualify For Mortgage

ByGustan Cho Posted onApril 6, 2022October 9, 2024

In this blog, we will cover and discuss credit scoring and how it works in the mortgage process. Credit scoring…

Continue Reading Credit Scoring And How It Works To Qualify For MortgageContinue

How To Avoid Customer Complaints
Home Mortgages

How To Avoid Customer Complaints By Mortgage Borrowers

ByAlex Carlucci Posted onApril 1, 2022October 8, 2024

In this blog, we will cover and discuss how to avoid customer complaints by mortgage borrowers. Mortgage customer complaints have…

Continue Reading How To Avoid Customer Complaints By Mortgage BorrowersContinue

Roles Of Fannie Mae And Freddie Mac
Home Mortgages

Roles Of Fannie Mae And Freddie Mac In The Mortgage Industry

ByGustan Cho Posted onMarch 16, 2022July 22, 2024

In this blog, we will cover and discuss the roles of Fannie Mae and Freddie Mac in the housing and…

Continue Reading Roles Of Fannie Mae And Freddie Mac In The Mortgage IndustryContinue

How Do Underwriters Approve Mortgage Loans For Borrowers
Mortgage Processing And Underwriting | Videos

How Do Underwriters Approve Mortgage Loans For Borrowers

ByGustan Cho Posted onMarch 4, 2022July 22, 2024

In this blog, we will discuss and cover how do underwriters approve mortgage loans when analyzing and processing borrowers. Mortgage…

Continue Reading How Do Underwriters Approve Mortgage Loans For BorrowersContinue

Recorded Date In Foreclosure
Videos | Mortgage After Bankruptcy and Foreclosure

Recorded Date In Foreclosure Versus Surrender Date Of Home

ByDale Elenteny Posted onMarch 1, 2022October 9, 2024

In this blog, we will discuss and cover the recorded date in foreclosure versus the surrender date of the home….

Continue Reading Recorded Date In Foreclosure Versus Surrender Date Of HomeContinue

Teamwork At The Gustan Cho Team And Healthy Competition
Career Opportunities/Loan Officer Training

Teamwork at The Gustan Cho Team at Gustan Cho Associates

ByAlex Carlucci Posted onFebruary 19, 2022October 8, 2024

In this blog, we will cover and discuss the teamwork at The Gustan Cho Team at Gustan Cho Associates. All…

Continue Reading Teamwork at The Gustan Cho Team at Gustan Cho AssociatesContinue

Fannie Mae Guidelines 2018 On Foreclosures
Videos | Conventional Loans

Fannie Mae Guidelines On Mortgage After Foreclosure

ByAlex Carlucci Posted onFebruary 9, 2022October 8, 2024

In this blog, we will discuss and cover Fannie Mae Guidelines on mortgage after foreclosure on conventional loans. Fannie Mae…

Continue Reading Fannie Mae Guidelines On Mortgage After ForeclosureContinue

HUD guidelines on deferred student loans
Student Loans | Videos

HUD Guidelines On Student Loans Versus Other Mortgage Programs

ByGustan Cho Posted onFebruary 9, 2022October 9, 2024

In this blog, we will discuss and cover HUD guidelines on student loans versus other mortgage programs. The Federal Housing…

Continue Reading HUD Guidelines On Student Loans Versus Other Mortgage ProgramsContinue

VA Loans For First Time Veteran Home Buyers With No Overlays
VA Loans

VA Loans For First Time Veteran Home Buyers With No Overlays

ByGustan Cho Posted onFebruary 7, 2022July 22, 2024

In this blog, we will discuss and cover VA loans for first-time home buyers with no lender overlays. The United…

Continue Reading VA Loans For First Time Veteran Home Buyers With No OverlaysContinue

Cash-Out Refinance Mortgage Rates
Mortgage Refinance | Videos

Lenders With The Best Cash-Out Refinance Mortgage Rates

ByAlex Carlucci Posted onJanuary 2, 2022October 8, 2024

Cash-out refinance mortgage rates are higher than rate and term refinance rates.  Cash-out mortgage rates are substantially higher for homeowners…

Continue Reading Lenders With The Best Cash-Out Refinance Mortgage RatesContinue

Merry Christmas From Gustan Cho Associates Mortgage
Bad Credit Mortgages

Merry Christmas From Gustan Cho Associates Mortgage

ByAlex Carlucci Posted onDecember 24, 2021October 8, 2024

Gustan Cho Associates like to thank and wish all of our clients, viewers, and partners a very Merry Christmas from…

Continue Reading Merry Christmas From Gustan Cho Associates MortgageContinue

Washington VA Loan Requirements
VA Loans

Washington VA Loan Requirements With No Overlays On VA Loans

ByAlex Carlucci Posted onDecember 16, 2021July 22, 2024

Eligible active duty and retired veterans meeting the minimum Washington VA loan requirements can qualify for VA loans with no…

Continue Reading Washington VA Loan Requirements With No Overlays On VA LoansContinue

NON-QM Home Loan Guidelines For Borrowers With Bad Credit
NON-QM Loans | Videos

NON-QM Home Loan Guidelines For Borrowers With Bad Credit

ByMike Gracz Posted onNovember 15, 2021March 11, 2024

This Article Is About NON-QM Home Loan Guidelines For Borrowers With Bad Credit NON-QM Home Loan Guidelines And How It…

Continue Reading NON-QM Home Loan Guidelines For Borrowers With Bad CreditContinue

Recommended Lender By Realtors Due To Its No Lender Overlays Policy
Videos | Mortgage Lender Overlays

Recommended Lender By Realtors Due To Its No Lender Overlays Policy

ByMike Gracz Posted onNovember 5, 2021July 22, 2024

This Article Is About Recommended Lender By Realtors Due To Its No Lender Overlays Policy  In this article, we will…

Continue Reading Recommended Lender By Realtors Due To Its No Lender Overlays PolicyContinue

LLPA During Coronavirus Pandemic Mortgage Crisis
Headline News Archives | Videos

LLPA During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onOctober 28, 2021June 19, 2024

This Breaking News Is About LLPA During Coronavirus Pandemic Mortgage Crisis. Understanding LLPA During Coronavirus Pandemic Mortgage Crisis. The coronavirus…

Continue Reading LLPA During Coronavirus Pandemic Mortgage CrisisContinue

NON-QM Loans For Real Estate Investors Qualification Requirements
Videos

NON-QM Loans For Real Estate Investors Mortgage Options

ByGustan Cho Posted onOctober 15, 2021January 22, 2025

This Article Is About NON-QM Loans For Real Estate Investors Qualification Requirements  Gustan Cho Associates now offers NON-QM Loans For…

Continue Reading NON-QM Loans For Real Estate Investors Mortgage OptionsContinue

VA Chapter 13 Mortgage Guidelines During COVID-19 Pandemic
Headline News Archives

VA Chapter 13 Mortgage Guidelines During COVID-19 Pandemic

ByMike Gracz Posted onSeptember 15, 2021January 22, 2025

VA Chapter 13 Mortgage Guidelines During COVID-19 Pandemic If you have been following Gustan Cho Associates, you know that we…

Continue Reading VA Chapter 13 Mortgage Guidelines During COVID-19 PandemicContinue

Conventional Loans After Chapter 13 Versus Chapter 7 Bankruptcy (1)
Conventional Loans | Videos

Conventional Loans After Chapter 13 Versus Chapter 7 Bankruptcy

ByGustan Cho Posted onSeptember 11, 2021March 11, 2025

What Are The Waiting Period Requirements On Conventional Versus FHA Loans On Chapter 13 Bankruptcy? There is no waiting period requirements after Chapter 13 Bankruptcy discharged date on FHA loans but Conventional loans require a two-year waiting period.

Continue Reading Conventional Loans After Chapter 13 Versus Chapter 7 BankruptcyContinue

Buy A Home If I Do Not Have The Down Payment
Videos

How To Buy A Home If I Do Not Have The Down Payment

ByGustan Cho Posted onAugust 31, 2021January 22, 2025

This Article Is About How To Buy A Home If I Do Not Have The Down Payment How To Buy…

Continue Reading How To Buy A Home If I Do Not Have The Down PaymentContinue

Steps In Buying A House And Getting Qualified For Mortgage
Home Purchase | Videos

Steps In Buying A House And Getting Qualified For Mortgage

ByGustan Cho Posted onAugust 30, 2021January 22, 2025

This Article Is About Steps In Buying A House And Getting Qualified For A Mortgage Buying a home can be…

Continue Reading Steps In Buying A House And Getting Qualified For MortgageContinue

Conventional loan with low credit scores
Conventional Loans | Videos

Myths And Truths About Conventional Loans Versus FHA Mortgages

ByGustan Cho Posted onAugust 28, 2021January 22, 2025

This Article Is About Myths And Truths About Conventional Loans Versus FHA Mortgages What do you believe is the most…

Continue Reading Myths And Truths About Conventional Loans Versus FHA MortgagesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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