Things That Determines Your Mortgage Rates
This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…
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Chicago Housing Market Forecast For Homebuyers
This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…
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Final Mortgage Underwriter Approval Prior To Clear To Close
This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…
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What Are Common Lender Overlays on Government Mortgages
All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
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Disabled Veterans Benefits on VA Loans
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
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Colorado Springs Housing Market For Home Buyers
This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…
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How High Should Homebuyers Go Over List Price In a Bidding War
How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.
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Easy Tips That Work on How to Sell Your Home Fast
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…
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Income Guidelines To Qualify For Home Loan Programs
This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…
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FHFA FNMA Guidelines UPDATE on Conventional Loans
This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…
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What Is Lender-Paid Mortgage Insurance on Conventional Loans
In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…
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Homebuying and Mortgage Process in a Sellers Market
The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The…
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Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans
Borrower Review of Gustan Cho Associates
In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…
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How Much House Can I Afford To Buy Versus Qualify
In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers…
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Mortgage for First-Time Home Buyers with Bad Credit
Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
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Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | NON-QM Loans | Videos
Alternative Lending Mortgage Options For Bad Credit
Thanks to alternative lending mortgage options, homebuyers who could not qualify for government and conventional loans can now qualify for…
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Bad Credit Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Lowest Credit Score Allowed For Mortgage Approvals
This guide covers what is the lowest credit score allowed for mortgage approvals. The team at Gustan Cho Associates gets…
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Choosing The Right Lender To Get a Mortgage Loan Approval
In this blog, we will cover choosing the right lender for a mortgage loan approval. Choosing The Right Lender with…
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Home Inspection on Purchase Versus a Real Estate Appraisal
Home inspections are not required. Home Appraisals are required by lenders. However, a home inspection is highly recommended and worth the investment for homebuyers.
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Lenders Changing Mortgage Guidelines Post COVID-19
In this article, we will discuss and cover lenders changing mortgage guidelines post COVID-19 ERA due to skyrocketing rates, market…
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Illinois Home Purchase Mortgage Options Guide
In this blog, we will cover and discuss Illinois home purchase mortgage options for homebuyers. Going through the home purchase…
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Recorded Date In Foreclosure Versus Surrender Date Of Home
In this blog, we will discuss and cover the recorded date in foreclosure versus the surrender date of the home….
