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Call or Text: (800) 900-8569

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Home / NON-QM Loans
Mortgage Insurance Premium
NON-QM Loans

Mortgage Insurance Premium On NON-QM Mortgage Loans

ByGustan Cho Posted onApril 29, 2025May 9, 2025

Mortgage Insurance Premium on Non-QM Mortgage Loans: What You Need to Know When buying a home, mortgage insurance premium often…

Continue Reading Mortgage Insurance Premium On NON-QM Mortgage LoansContinue

Jumbo Loans Chapter 13 Bankruptcy Guidelines
Mortgage After Bankruptcy and Foreclosure | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Videos

Jumbo Loans Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onMarch 24, 2025March 26, 2025

Jumbo Loans Chapter 13 Bankruptcy Guidelines: How to Get Approved in 2025 Many homebuyers think filing Chapter 13 bankruptcy means…

Continue Reading Jumbo Loans Chapter 13 Bankruptcy GuidelinesContinue

Best Mortgage Loan for Buying a House
FHA Loans | Home Mortgages | NON-QM Loans | USDA Loans | VA Loans

What Is The Best Mortgage Loan For Buying A House?

ByGustan Cho Posted onFebruary 10, 2025February 11, 2025

What Is the Best Mortgage Loan for Buying a House? If you plan to buy a house, you probably wonder:…

Continue Reading What Is The Best Mortgage Loan For Buying A House?Continue

Best Mortgage Lenders for Bad Credit in Hawaii
Bad Credit Mortgages | FHA Loans | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Best Mortgage Lenders For Bad Credit in Hawaii

ByGustan Cho Posted onFebruary 10, 2025February 11, 2025

Best Mortgage Lenders for Bad Credit in Hawaii: Get Approved in 2025 If you have bad credit and want to…

Continue Reading Best Mortgage Lenders For Bad Credit in HawaiiContinue

1099-Income Versus W-2 Income
Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos

1099-Income Versus W-2 Income Mortgage Guidelines

ByGustan Cho Posted onJanuary 29, 2025January 30, 2025

1099-Income Versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…

Continue Reading 1099-Income Versus W-2 Income Mortgage GuidelinesContinue

Mortgage Guidelines on Late Payments
Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | NON-QM Loans | Videos

Learn Mortgage Guidelines on Late Payments Today

ByAlex Carlucci Posted onJanuary 23, 2025May 13, 2025

Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…

Continue Reading Learn Mortgage Guidelines on Late Payments TodayContinue

Qualifying for Jumbo Loans
Jumbo Loans | Bank Statement Loans | NON-QM Loans | Videos

Qualifying For Jumbo Loans With Low FICO in 2025

ByAlex Carlucci Posted onJanuary 20, 2025January 21, 2025

Qualifying for Jumbo Loans in 2025: Your Complete Guide If you dream of purchasing a high-value home and need a…

Continue Reading Qualifying For Jumbo Loans With Low FICO in 2025Continue

Freddie Mac Bankruptcy Guidelines on Conventional Loans
Conventional Loans | Bankruptcy | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans

Freddie Mac Bankruptcy Guidelines on Conventional Loans

ByGustan Cho Posted onJanuary 17, 2025January 20, 2025

In this blog, we will discuss and cover Freddie Mac bankruptcy guidelines on conventional loans. Mortgage borrowers can qualify for…

Continue Reading Freddie Mac Bankruptcy Guidelines on Conventional LoansContinue

FHA Back to Work Mortgage
FHA Loans | Headline News Archives | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

FHA Back To Work Mortgage Waives Bankruptcy and Foreclosure

ByAlex Carlucci Posted onJanuary 14, 2025January 14, 2025

This guide covers the ill-fated HUD’s FHA Back to Work Mortgage. The FHA Back to Work Mortgage no longer exists….

Continue Reading FHA Back To Work Mortgage Waives Bankruptcy and ForeclosureContinue

QM-Qualified Mortgages
Home Mortgages | NON-QM Loans | Videos

What Are QM-Qualified Mortgages Versus Non-QM Loans

ByAlex Carlucci Posted onJanuary 14, 2025January 20, 2025

Understanding QM-Qualified Mortgages: What Borrowers Need to Know in 2025 If you’re thinking about buying a home or refinancing, chances…

Continue Reading What Are QM-Qualified Mortgages Versus Non-QM LoansContinue

TBD Property Mortgage Pre-Approvals
NON-QM Loans

TBD Property Mortgage Pre-Approvals

ByAlex Carlucci Posted onJanuary 10, 2025January 13, 2025

In this guide, we will cover TBD Property Mortgage Pre-Approvals. We will also discuss the ill-fated HUD FHA Back to…

Continue Reading TBD Property Mortgage Pre-ApprovalsContinue

Manufactured Home Construction To Permanent Mortgages
NON-QM Loans | Home Purchase | Manufactured Homes | One-Time Close Construction Loans | Videos

Manufactured Home Construction To Permanent Mortgages

ByAlex Carlucci Posted onJanuary 9, 2025January 18, 2025

Manufactured Home Construction to Permanent Mortgages: A Simple Guide to Financing Your Dream Home Manufactured homes are quickly becoming the…

Continue Reading Manufactured Home Construction To Permanent MortgagesContinue

Expatraite Mortgage Loans
NON-QM Loans | Videos

Expatriate Mortgage Loans: Quick Start to U.S. Homeownership

ByDale Elenteny Posted onJanuary 7, 2025January 14, 2025

Unlock Your American Dream with Expatriate Mortgage Loans from Gustan Cho Associates Are you dreaming of owning a piece of…

Continue Reading Expatriate Mortgage Loans: Quick Start to U.S. HomeownershipContinue

Balloon Mortgages
NON-QM Loans | Commercial Loans | Hard Money Loans | Investment Homes | Videos

Balloon Mortgages | What is a Balloon Mortgage

ByGustan Cho Posted onJanuary 3, 2025January 14, 2025

Understanding Balloon Mortgages: A Strategic Guide for 2024 In this article, we will discuss and cover balloon mortgages and how…

Continue Reading Balloon Mortgages | What is a Balloon MortgageContinue

Conforming Loan Limits Versus NON-QM Loans
NON-QM Loans

Conforming Loan Limits Versus NON-QM Loans On Home Purchase

ByMike Gracz Posted onJanuary 3, 2025January 14, 2025

This BLOG On Conforming Loan Limits Versus NON-QM Loans On Home Purchase Was UPDATED On January 3rd, 2025. Understanding your…

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NON-QM Versus Traditional Mortgage
NON-QM Loans | Videos

NON-QM Versus Traditional Mortgage Performance

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

NON-QM Versus Traditional Mortgage: Which is Right for You? Finding your way through the complex array of mortgage choices can…

Continue Reading NON-QM Versus Traditional Mortgage PerformanceContinue

Mortgage With No Income Documentation
Income And Employment | Bank Statement Loans | NON-QM Loans | Videos

Mortgage With No Income Documentation and No Tax Returns

ByGustan Cho Posted onDecember 26, 2024December 26, 2024

Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…

Continue Reading Mortgage With No Income Documentation and No Tax ReturnsContinue

Bad credit Mortgage Loans Kansas
Bad Credit Mortgages | FHA Loans | NON-QM Loans

Bad Credit Mortgage Loans Kansas: Winning Strategies

ByAlex Carlucci Posted onDecember 18, 2024December 20, 2024

Unlock Your Dream Home in Kansas: A Guide to Bad Credit Mortgage Loans in 2024 If you’re eyeing a new…

Continue Reading Bad Credit Mortgage Loans Kansas: Winning StrategiesContinue

One-Time Construction Loan Close
NON-QM Loans | One-Time Close Construction Loans

One-Time Construction Loan Close Mortgage Program

ByMike Gracz Posted onDecember 16, 2024May 13, 2025

The one-time construction loan close for new construction homes enables homebuyers to purchase land, build, and permanently finance a new home.

Continue Reading One-Time Construction Loan Close Mortgage ProgramContinue

1099-income-only mortgages
NON-QM Loans | Videos

1099-Income-Only Mortgages

ByAlex Carlucci Posted onDecember 10, 2024December 16, 2024

1099 Income Only Mortgages: A Game-Changer for Self-Employed Borrowers in 2024 Self-employed borrowers, freelancers, and independent contractors often face hurdles…

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Home Loan With Bad Credit Ohio
Bad Credit Mortgages | Bankruptcy | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos

Home Loan With Bad Credit Ohio Mortgage Options

ByAlex Carlucci Posted onDecember 9, 2024April 7, 2025

Home Loan With Bad Credit Ohio: Your 2024 Guide to Buying a Home Owning a home is a dream for…

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Home Loan with Bad Credit in Iowa
Bad Credit Mortgages | Credit Scores | FHA Loans | Home Mortgages | Home Purchase | NON-QM Loans | USDA Loans | VA Loans

Home Loan With Bad Credit In Iowa With Competitive Rates

ByDale Elenteny Posted onDecember 9, 2024December 12, 2024

Home Loan With Bad Credit in Iowa: Your Complete Guide for 2024 Don’t lose hope if you have bad credit…

Continue Reading Home Loan With Bad Credit In Iowa With Competitive RatesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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