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What Are Non-QM Loans Compared To Qualified Mortgages

What Are Non-QM Loans Compared To Qualified Mortgages

What Are Non-QM Loans?

Non-QM loans are mortgages that don’t meet the requirements for Qualifying Mortgages (QM).
Non-QM loans are not backed by the government like FHA, VA and USDA loans, and they don’t conform to standards of Fannie Mae or Freddie Mac.
Borrowers who have unusual sources of income, are experiencing credit challenges or need to purchase investment property can often benefit from a non-QM loan.

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