Self-Employed Mortgage With One-Year Tax Returns
Self-employed borrowers are now eligible to get an approve/eligible per automated underwriting system with one-year income tax returns.
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Benefits of Non-QM Loans and Non-Traditional Mortgages
This guide outlines the advantages of Non-QM loans and Non-Traditional Mortgages. Gustan Cho Associates serves as your reliable ally for…
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Non-Qualified Mortgage Products and Lending Guidelines
Dozens of non-QM loan programs have been created and launched in recent years. A large percentage of homebuyers who cannot qualify for traditional loans gravitate towards non-QM loans.
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Best Lenders For Non-Qualifying Mortgages
Non-qualifying mortgages, commonly known as Non-QM loans, cater to borrowers seeking alternative home loan programs that diverge from the parameters…
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Mortgage For College Graduates Lending Guidelines
This article delves into Mortgage For College Graduates Lending Guidelines, shedding light on established norms and recent changes that may…
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Which Mortgage Is Right for Me? The Top 5 Mortgage Types
Every mortgage borrower is different. Your income, debts, credit rating, savings, and goals are unlike anyone else’s. The best mortgage for your neighbor might be the worst home loan for you.
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Fannie Mae Second Home Guidelines on Conventional Loans
This guide explains Fannie Mae second home guidelines, especially vacation properties. As of 2025, a minimum down payment of 10%…
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Non-QM Down Payment Guidelines on Home Purchase
This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on…
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Investor Cash-Flow Mortgage For Investment Properties
This guide covers investor cash-flow mortgage for investment properties. Gustan Cho Associates now offers investor cash-flow loan programs on investment…
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Mortgage Rates on NON-QM Loans and No-Doc Mortgages
This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
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NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
In this article, we will cover and discuss new mortgage programs for homebuyers and real estate investors. We have over…
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Profit and Loss Statement Only Mortgage Loans
In this article, we will cover qualifying for the Profit and Loss Statement Only Mortgage Loans with no-income verification and…
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Self-Employed Mortgage Loans to Buy Homes
Most guidelines require lenders to average the most recent two years of income to qualify applicants. Some programs allow borrowers with newer businesses if they have experience
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Non-QM Down Payment Requirements For Home Buyers
This article covers Non-QM down payment requirements for home buyers. Non-QM down payment requirements for home buyers is anywhere between…
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Subprime Loans and NON-QM Mortgage Guidelines
This guide covers subprime loans and non-QM mortgages. Borrowers who have bad credit or not enough income due to self-employment…
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Investing in a Distressed Property
This guide covers investing in a distressed property and what you need to know. Distressed properties refer to properties for…
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Home Loan Programs after Bankruptcy and Foreclosure
This guide covers home loan programs after bankruptcy and foreclosure. There are various home loan programs after bankruptcy and foreclosure….
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No-Ratio Mortgage Loans
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
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Prime vs Nonprime Types of Jumbo Mortgage Options
This blog will discuss and cover the types of jumbo mortgage loan programs available at Gustan Cho Associates for homebuyers….
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Equipment Financing
This guide covers all about equipment financing. If you run a small or medium-sized business, you know how important it…
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Commercial Loans | Investment Homes | NON-QM Loans | One-Time Close Construction Loans | Profit and Loss Statement Only Mortgages | Real Estate Topic | Videos
Guide To Commercial Mortgage Loans
This guide will cover commercial mortgage loans. We will discuss the various options for investors on commercial mortgage loans and…
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Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans
Borrower Review of Gustan Cho Associates
In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…
