Colorado Mortgage Loan Limits on FHA and Conforming Loans
This blog will explore and discuss the Colorado mortgage loan limits for FHA and Conventional Loans. Similar to trends nationwide,…
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos
Comparing FHA Versus Conforming Mortgages
This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….
Steps To Buying a House in Washington DC
In this blog, we will cover the frequently asked question of what are the steps to buying a house in…
Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
Shopping For Insurance With Best Premium and Terms
This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is…
Home Mortgages | Career Opportunities/Loan Officer Training | First Time Home Buyers | Mortgage Processing And Underwriting | Real Estate Topic | Videos
Realtors Marketing Package For Home Buyers
This guide covers realtors marketing package for home buyers, real estate agents and referral partners. Home buyers rely on their…
Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Videos
How Mortgage Brokers Get Paid on Closed Home Loans
This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…
Home Buying Stress During Mortgage Underwriting Process
This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…
Verification Of Mortgage Guidelines And Requirements By Lenders
This Article Is About Verification Of Mortgage Guidelines And Requirements By Lenders. A Verification of Mortgage, commonly known as VOM,…
How Does Prenuptial Agreements Affect Mortgages
This guide covers how prenuptial agreements affect mortgage loans. You may have heard of prenuptial agreements if you plan to…
Buying a Home From a Family Member With a Gift of Equity
This guide covers buying a home from a family member with no down payment or closing costs with a gift…
Sellers Concessions And Tax Prorations On Illinois Home Purchase
Understanding Sellers Concessions and Tax Prorations in Illinois Home Purchases Illinois home buyers benefit from a unique financial advantage that…
Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgages | Mortgage Rates | NON-QM Loans | Videos
Mortgage Guidelines on Home Loans
This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…
Fannie Mae HomePath Mortgage Loans
This Article On Fannie Mae HomePath Mortgage Was PUBLISHED On May 10, 2024. Fannie Mae is now offering the Fannie…
Mortgage With Late Payments After Bankruptcy And Foreclosure
Home loans are still available to borrowers with collections, charged-off accounts, or late payments. Lenders are generally willing to approve…
Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Credit Score For Mortgage Used By Lenders
In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
Home Loan Without Spouse Mortgage Guidelines
This guide covers qualifying for a home loan without spouse mortgage guidelines. There are many reasons why home buyers want…
Why Underwriters Issue Denials
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
Comparison of Mortgage Rates on Purchase and Refinance
This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
Working With A Loan Officer During The Mortgage Loan Process
In this blog, we’ll explore the process of working with a loan officer during your mortgage application. Choosing a loan…
Using 401k To Purchase Home Down Payment
Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.
Correspondent Lending Versus Mortgage Brokers
This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
