Waiting Period After CARES Act Forbearance Easy Loan Guide
When COVID-19 hit in early 2020, millions of homeowners used the CARES Act mortgage forbearance program to stay afloat. Years…
-
-
Getting Pre-Approved Prior To Moving To Utah
Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…
-
How Do Principal Payments Work On Home Mortgages
How Do Principal Payments Work On Home Mortgages Understanding how principal payments work on home mortgages is one of the…
-
The Pros and Cons of All-in-One Mortgage and How it Works
Gustan Cho Associates are always expanding the mortgage programs we offer to our clients such as our new all-in-one mortgage…
-
Smart Tips for Buying a Beachfront Property in Florida
Buying a Beachfront Property in Florida: Everything You Need to Know Florida’s sunshine, sandy beaches, and breathtaking views have made…
-
Reserve Requirements on a Home Loan By Mortgage Lenders
Quick Take: 2025 Mortgage Reserve Requirements FHA: 0–1 month (manual = 1, multi-unit = 3–6) VA: 0 months (manual =…
-
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO Score Needed to Buy a House: Fast Approval Tips Inside
Introduction: Your Credit Score Is the Key to Homeownership Buying a home is one of the most significant financial steps…
-
Washington DC Lenders For Traditional and Non-QM Mortgages
In this blog, we will cover and discuss the top-rated five-star Washington DC lenders for traditional and non-QM mortgages who…
-
Escrow Account Mortgage Guidelines on Home Mortgage Loans
Buying a home is exciting, but it also comes with new responsibilities. Property taxes, homeowners’ insurance, and mortgage payments can…
-
Roles of Fannie Mae and Freddie Mac in The Mortgage Industry
In this blog, we will cover and discuss the roles of Fannie Mae and Freddie Mac in the housing and…
-
How Do Mortgage Underwriters View Assets For Down Payment
In this article, we will cover and discuss how do mortgage underwriters view assets for down payment on home purchases….
-
Your Dream Starts: Buying a House in Savannah Georgia
Buying a House in Savannah, Georgia: Your 2025 Guide to Homeownership If you’ve been considering buying a house in Savannah…
-
Refinancing Your California Mortgage Loan
Refinancing Your California Mortgage Loan in 2025: A Complete Guide If you’re a California homeowner, you’ve probably heard friends or…
-
Conditional Mortgage Approval Versus Pre-Approval
Conditional Mortgage Approval Versus Pre-Approval: What Borrowers Need to Know in 2025 Buying a home is super exciting, but the…
-
Avoid Customer Complaints as a Loan Officer and Win Trust
How to Avoid Customer Complaints as a Loan Officer: Proven Tips That Work The mortgage business is full of moving…
-
Fannie Mae NON-Citizens Mortgage Guidelines
This guide covers Fannie Mae non-citizens mortgage guidelines on conventional loans. Recently Fannie Mae added clarity to Fannie Mae non-citizens…
-
FHA-Insured Mortgage Loans Made Simple
FHA-insured mortgage loans are home loans made by private mortgage lenders and insured by the Federal Housing Administration. FHA does…
-
How Loan Officers Prepare Borrowers For Underwriters
This guide covers how loan officers prepare borrowers for mortgage underwriters. How loan officers prepare borrowers for mortgage underwriters depends…
-
Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
-
Difference Between Fannie Mae And Freddie Mac
Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…
-
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
-
Mortgage Approval For Home Purchase on Acreage
In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
