Fannie Mae NON-Citizens Mortgage Guidelines
This guide covers Fannie Mae non-citizens mortgage guidelines on conventional loans. Recently Fannie Mae added clarity to Fannie Mae non-citizens mortgage guidelines….
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO Credit Score Requirements To Qualify For a Mortgage
FICO Credit Score: Mortgage Requirements and How to Qualify in 2025 Your FICO credit score plays a significant role in…
Types of Mortgage Lenders For Best Rates and Loan Options
In this blog, we will discuss and cover the types of mortgage lenders homebuyers can consult with to get pre-approved…
Why Do Lenders Have Different Requirement on Credit Scores
This guide covers why do lenders have different requirement on credit scores. There are mortgage lending guidelines on the minimum…
Mortgage Escrows Guidelines on Purchase and Refinance
Mortgage Escrows Guidelines on Purchase and Refinance in 2025 When buying or refinancing a home, many borrowers are surprised by…
Buying a Home in Placer County California
This guide covers buying a home in Placer County California. Placer County California is well known for its phenomenal schools,…
Why Underwriters Issue Denials and What You Can Do
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
Understanding the Components of the Mortgage Payment
Understanding what your mortgage payment consists of is very important for homeowners. Most people do not pay in cash for…
Credit and DTI Guidelines on Conventional Loans vs FHA Loans
This guide covers credit and DTI guidelines on conventional loans vs FHA loans. Credit and DTI guidelines on conventional loans…
FHA Insured Mortgage Loans vs Other Loan Programs
This BLOG covers FHA insured mortgage loans vs other loan programs. FHA insured mortgage loans are government residential home loans…
What Lenders Want to See in a Borrower for Fast Approval
What Lenders Want To See In A Borrower: How To Qualify For A Mortgage In 2025 Are you wondering what…
How Loan Officers Prepare Borrowers For Underwriters
This guide covers how loan officers prepare borrowers for mortgage underwriters. How loan officers prepare borrowers for mortgage underwriters depends…
Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
Owner Financing On Home Purchase For Buyers And Sellers
Owner Financing on Home Purchase: A Simple Guide for Buyers and Sellers If you dream of buying a home but…
Escrow Account Mortgage Guidelines on Home Mortgage Loans
This article covers escrow account mortgage guidelines and requirements. Lenders conduct periodic escrow analyses to ensure that the account balance…
The Crisis of Florida Homeowners Insurance
Florida Homeowners Insurance: What You Need to Know in 2025 Florida homeowners insurance is more than just a requirement—it’s your…
Difference Between Fannie Mae And Freddie Mac
Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…
Preparing To Qualify For Conventional Loans
Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…
Importance of Credit Reports in the Mortgage Process
This guide covers the importance of credit reports in the mortgage application process. Our society is credit-driven. Almost every aspect…
Best Wholesale Mortgage Lenders For Non-Prime Loans
The Best Wholesale Mortgage Lenders for Non-Prime Loans: Your Complete Guide in 2025 Are you a borrower with less-than-perfect credit,…
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
Mortgage Approval For Home Purchase on Acreage
In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
