Can I Have Two FHA Loans at the Same Time
This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…
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Mortgage Payment Shock: How It Affects Loan Approval
Payment shock can contribute to mortgage denial, but a large increase in housing expenses does not automatically disqualify a borrower….
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Mortgage QC Review Prior Clear to Close: What to Expect
A mortgage QC review prior clear to close is an additional check of selected loan information before closing or funding….
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Credit Score Changes During Underwriting Process: What Happens Before Closing
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
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How to Turn Refer Into Approve-Eligible in AUS
How To Get Refer To Approve-Eligible Per AUS To Qualify For Mortgage: There are ways of trying to get a refer/eligible findings to an approve/eligible per automated underwriting system.
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Fannie Mae Guidelines on Timeshare Foreclosure and Mortgage Approval
Fannie Mae guidelines on timeshare foreclosure do not require borrowers to complete the standard foreclosure waiting period that applies to…
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Buying a Home Near Railroad Tracks: What Buyers Should Check
Buying a home near railroad tracks is not automatically a bad investment or a deal-breaker for a mortgage. The important…
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Fannie Mae Rental Income Guidelines: 2026 Rules & 75% Calculation
Fannie Mae Rental Income Guidelines: 2026 Rules for Investment Properties and Multi-Unit Homes Fannie Mae rental income guidelines determine when…
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Choosing The Right Neighborhood When Buying a Home
How do you choose the right neighborhood? Choosing the right neighborhood means looking beyond the house and deciding whether the…
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Homebuyers Buying Homes in the Suburbs: Costs, Benefits, and Mortgage Considerations
Data Show More Homebuyers Buying Homes In The Suburbs And Fleeing City Life. More city dwellers are fleeing the city and buying homes in the suburbs due to the high crime rate in the city due to the Black Lives Matter Movement and incompetent politicians.
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NON-QM Loans | FHA 203k Loan | Fix-and-Flip Mortgage Loans | Hard Money Loans | Home Improvement/Renovations | Home Purchase | House Flipping | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Fix-and-Flip Mortgage: Loan Guidelines for Investors
Fix-and-Flip Mortgage Guidelines: Loans for Real Estate Investors A Fix-and-Flip Mortgage is short-term financing designed primarily for real estate investors…
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Fannie Mae-Freddie Mac Charge-Off Guidelines On Conventional Loans
Can you get a conventional loan with charge-offs? The Fannie Mae-Freddie Mac charge-off guidelines do not automatically require every non-mortgage…
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Bad Credit Mortgages | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Credit Balance Impacts Credit Scores for Mortgage Approval
Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
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How Credit Card Balances Affect Debt-to-Income Ratio for a Mortgage
How does a credit card balance affect the debt-to-income ratio? How credit card balance affects debt-to-income ratio depends mainly on…
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Home Mortgages | Automated Underwriting System | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Conventional Loans | Credit Scores | FHA Loans | First Time Home Buyers | Home Purchase | Income And Employment | Investment Homes | Manual Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Working With a Loan Officer: Mortgage Process Guide
Working With a Loan Officer: Mortgage Process From Pre-Approval to Closing Your journey with a loan officer begins even before…
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Unsourced Funds in Mortgage Underwriting
Unsourced Funds in Mortgage Underwriting: 2026 Large Deposit and Bank Statement Rules A large deposit in your bank account does…
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Mortgage After Bankruptcy and Foreclosure | Automated Underwriting System | Conventional Loans | FHA Loans | Manual Underwriting | NON-QM Loans | Qualifying & Getting Pre-approved | USDA Loans | VA Loans | Videos
Chapter 13 Trustee Mortgage Approval | FHA, VA & USDA
Securing a mortgage is still within reach, even if your Chapter 13 bankruptcy is ongoing. You do not always have…
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Manual Underwriting | Automated Underwriting System | Compensating Factors | FHA Loans | First Time Home Buyers | High Debt To Income Ratio | Videos
HUD Manual Underwriting DTI Guidelines: Your Approval Guide
HUD Manual Underwriting DTI Guidelines for FHA Loans: 2026 Approval Guide Getting a Refer result from an automated underwriting system…
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Conventional Loans | FHA Loans | Investment Homes | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Selling Your Home | Videos
Buying a New Primary Residence While Renting Out Your Current Home
Buying a Second Primary Home While Renting Your Current Home You can buy a new primary residence and keep your…
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Videos | Credit Scores | Manual Underwriting | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Re-Establishing Credit
Credit Score Mortgage Guidelines for Home Loans
Credit Score Mortgage Guidelines for FHA, VA, USDA, and Conventional Loans This guide covers credit score mortgage guidelines for FHA,…
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FHA Loans with 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
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Buying a House With a New Job or Employment Gap: Mortgage Guidelines
This guide covers mortgage guidelines for buying a new house when starting a new job or facing an employment gap….
