Can You Buy a House With Bad Credit?
Buying a house with bad credit is still possible, but the loan process can feel confusing if you have been…
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Why Mortgage Rates Are Rising And What It Means For Buyers
A higher mortgage rate can change a buyer’s entire home search. Even a 1% increase can add hundreds of dollars…
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Starting Mortgage Net Branch: A Comprehensive Guide
In this guide, we will cover starting mortgage net branch. Starting mortgage net branch is a great career step for…
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Mortgage Approval Conditions: What They Mean Before Clear to Close
The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
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Can You Get Denied for a Mortgage With Good Credit?
A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
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Refinancing During Coronavirus Pandemic Mortgage Crisis
Many homeowners went into mortgage forbearance during COVID or another financial hardship because they needed time to catch up. Now…
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Stop Student Loan Credit Reporting Errors Before Closing
Student loan credit reporting errors can stop a mortgage file before it gets to final approval. A late payment, incorrect…
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First-Time Home Buyers With Student Loan Debts
Many first-time home buyers with student loan debt worry that their student loan debt will prevent them from being approved…
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Bad Credit Mortgages | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans | video | Videos
Recent Late Payment VA Guidelines on VA Home Loans
VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
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Freddie Mac Mortgage Guidelines on Conventional Loans
Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
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Coronavirus Stimulus Checks: What Happened to Your Money?
Many people still search for coronavirus stimulus check information because they are not sure how much they received, whether they…
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Mortgage Denial After Pre-Approval? What To Do Next
Getting a mortgage denial after pre-approval can feel like the rug was pulled out from under you. You may already…
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The Importance of Credit Scores For Home Loans
A credit score does not have to be perfect to get approved for a home loan, but it can change…
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Opening a New Credit Card Before a Mortgage: Smart or Risky?
Opening a new credit card before a mortgage can help some borrowers, but it can also create problems if the…
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Lender versus Borrower Paid Mortgage Transactions
In this guide, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
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NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
Getting a loan to buy or renovate a house can be hard right now. High property prices and big upfront…
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Headline News Archives | Home Purchase | Income And Employment | Property Taxes | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Illinois Mass Exodus Due To Jobs, Housing, Tax Policy
This guide covers the Breaking News About Illinois Mass Exodus Due to Jobs, Housing, Tax Policy. Illinois’ long-standing high taxes…
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Fannie Mae Collection Guidelines on Conventional Loans
This blog will cover Fannie Mae Collection Guidelines on Conventional loans. Fannie Mae and Freddie Mac are the two mortgage…
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Home Mortgages | Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
HUD Credit Score Guidelines On FHA Home Loans
Understanding HUD Credit Score Guidelines So you want to buy your home, but you are worried about your credit score….
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FHA 203k Loan | FHA Loans | Home Improvement/Renovations | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Buying A Foreclosure with FHA 203k Renovation Loans
Buying a foreclosure can be a smart move if you want to own a property for less than its market…
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NON-QM Loans | FHA Loans | Headline News Archives | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Real Estate Topic | Videos
FHA Back to Work versus NON-QM Mortgages-Pros and Cons
FHA Back to Work Versus Non-QM Mortgages: Pros, Cons, and Current Options After Bankruptcy, Foreclosure, or Short Sale The Federal…
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Income And Employment | Gaps In Employment | High Debt To Income Ratio | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Self-Employed Borrowers | Verification of Employment | Videos
Verification of Employment Before Mortgage Closing
Verification of Employment: This is really important when you want to get a mortgage. Whether you are buying your home…
