Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 8
Expatraite Mortgage Loans
NON-QM Loans | Videos

Expatriate Mortgage Loans: Quick Start to U.S. Homeownership

ByDale Elenteny Posted onJanuary 7, 2025January 14, 2025

Unlock Your American Dream with Expatriate Mortgage Loans from Gustan Cho Associates Are you dreaming of owning a piece of…

Continue Reading Expatriate Mortgage Loans: Quick Start to U.S. HomeownershipContinue

Hard Pull Credit Inquiries
Credit Scores | Letter Of Explanation | Videos

How Hard Pull Credit Inquiries Affect Credit Scores For a Mortgage

ByGustan Cho Posted onJanuary 7, 2025January 14, 2025

Understanding Hard Pull Credit Inquiries: Your Guide to Smarter Credit Decisions When you’re considering buying a home, every step you…

Continue Reading How Hard Pull Credit Inquiries Affect Credit Scores For a MortgageContinue

Home Loans in Wyoming
Bad Credit Mortgages | Home Mortgages | Videos

Quick Start to Home Loans in Wyoming: Apply Today

ByMike Gracz Posted onJanuary 6, 2025April 7, 2025

Unlocking Home Loans in Wyoming with Poor Credit: A Comprehensive Guide Are you based in Wyoming and struggling to secure…

Continue Reading Quick Start to Home Loans in Wyoming: Apply TodayContinue

Abandoned Pets
Mortgage After Bankruptcy and Foreclosure

What Happens To Abandoned Pets Due To Foreclosure

ByGustan Cho Posted onJanuary 3, 2025January 14, 2025

What Happens to Abandoned Pets Due to Foreclosure? Insights and Solutions for 2024 Facing Foreclosure: A Tough Reality Losing a…

Continue Reading What Happens To Abandoned Pets Due To ForeclosureContinue

Buying a House Near the Great Lakes Area
Home Purchase | Real Estate Topic | Videos

Guide To Buying a House Near The Great Lakes Area

ByMargarett Jurilla Posted onJanuary 3, 2025January 14, 2025

This guide covers buying a house near the Great Lakes area. You can enjoy coming from city life to buying…

Continue Reading Guide To Buying a House Near The Great Lakes AreaContinue

Balloon Mortgages
NON-QM Loans | Commercial Loans | Hard Money Loans | Investment Homes | Videos

Balloon Mortgages | What is a Balloon Mortgage

ByGustan Cho Posted onJanuary 3, 2025January 14, 2025

Understanding Balloon Mortgages: A Strategic Guide for 2024 In this article, we will discuss and cover balloon mortgages and how…

Continue Reading Balloon Mortgages | What is a Balloon MortgageContinue

Conforming Loan Limits Versus NON-QM Loans
NON-QM Loans

Conforming Loan Limits Versus NON-QM Loans On Home Purchase

ByMike Gracz Posted onJanuary 3, 2025January 14, 2025

This BLOG On Conforming Loan Limits Versus NON-QM Loans On Home Purchase Was UPDATED On January 3rd, 2025. Understanding your…

Continue Reading Conforming Loan Limits Versus NON-QM Loans On Home PurchaseContinue

Insurance Claim
Mortgage Insurance

Insurance Claim By Policyholders Often Yields An Increase Of Premium

ByMike Gracz Posted onJanuary 3, 2025January 14, 2025

This BLOG On Insurance Claim By Policyholders Often Yields An Increase Of Premium Was UPDATED On January 3rd, 2025. Filing…

Continue Reading Insurance Claim By Policyholders Often Yields An Increase Of PremiumContinue

Mortgage Guidelines On Foreclosure And Bankruptcy
Bad Credit Mortgages

Mortgage Guidelines on Foreclosure and Bankruptcy

ByGustan Cho Posted onJanuary 3, 2025January 21, 2025

This blog on mortgage guidelines on foreclosure and bankruptcy was updated on January 3rd, 2025. If a mortgage loan borrower…

Continue Reading Mortgage Guidelines on Foreclosure and BankruptcyContinue

Health Care Insurance
Mortgage Insurance

Health Care Insurance Open Enrollment For Consumers

ByAlex Carlucci Posted onJanuary 3, 2025January 14, 2025

This BLOG On Health Care Insurance Open Enrollment For Consumers Was UPDATED On January 3rd, 2025. Open enrollment for health…

Continue Reading Health Care Insurance Open Enrollment For ConsumersContinue

Walking Away After a Home Inspection
Appraisal

Walking Away After a Home Inspection

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

Walking Away After a Home Inspection: A Smart Decision or a Risky Move? Purchasing a house is among the most…

Continue Reading Walking Away After a Home InspectionContinue

NON-QM Versus Traditional Mortgage
NON-QM Loans | Videos

NON-QM Versus Traditional Mortgage Performance

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

NON-QM Versus Traditional Mortgage: Which is Right for You? Finding your way through the complex array of mortgage choices can…

Continue Reading NON-QM Versus Traditional Mortgage PerformanceContinue

Turning 30 Years Old
Career Opportunities/Loan Officer Training

Turning 30 Years Old and Revisiting Your Career Goals

BySapna Sharma Posted onDecember 30, 2024January 2, 2025

This guide covers in turning 30 years old and revisiting your career goals. Hello world! I hope you’re having an…

Continue Reading Turning 30 Years Old and Revisiting Your Career GoalsContinue

Smart Technology
Career Opportunities/Loan Officer Training

The Importance of Smart Technology in Mortgage Careers

ByMike Gracz Posted onDecember 28, 2024December 30, 2024

This guide covers the importance of smart technology in mortgage careers. Let’s first start with the definition of smart technology….

Continue Reading The Importance of Smart Technology in Mortgage CareersContinue

Tire Maintenance
Bad Credit Mortgages

Tire Maintenance and Safety Advice for Car Owners

ByAlex Carlucci Posted onDecember 27, 2024December 30, 2024

This guide covers tire maintenance and safety for car owners. Your vehicles tires are the only part of your vehicle…

Continue Reading Tire Maintenance and Safety Advice for Car OwnersContinue

What To Do With Proceeds From Sale Of A House
Home Sellers | Videos

What To Do With Proceeds From Sale of a House

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

What to Do with Proceeds from Sale of a House: Smart Financial Moves for 2024 Selling a home often elicits…

Continue Reading What To Do With Proceeds From Sale of a HouseContinue

Mortgage With No Income Documentation
Income And Employment | Bank Statement Loans | NON-QM Loans | Videos

Mortgage With No Income Documentation and No Tax Returns

ByGustan Cho Posted onDecember 26, 2024December 26, 2024

Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…

Continue Reading Mortgage With No Income Documentation and No Tax ReturnsContinue

What is an 80-10-10 or Piggyback Mortgage Loan
Home Mortgages | Videos

What Is An 80-10-10 Or Piggyback Mortgage Loan

ByGustan Cho Posted onDecember 26, 2024December 26, 2024

What Is an 80-10-10 or Piggyback Mortgage? Buying a home can be one of life’s most exciting yet challenging journeys….

Continue Reading What Is An 80-10-10 Or Piggyback Mortgage LoanContinue

Homeschooling
Bad Credit Mortgages

Benefits of Homeschooling versus Public Education

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

This guide covers the benefits and negatives of homeschooling versus public education. Lately I’ve been feeling kind of nostalgic about…

Continue Reading Benefits of Homeschooling versus Public EducationContinue

Interest Rates
Mortgage Rates

How High Interest Rates Affect Housing Market

ByAlex Carlucci Posted onDecember 25, 2024December 26, 2024

This guide covers how skyrocketing interest rates affect housing prices going into 2025. When it comes to the current housing…

Continue Reading How High Interest Rates Affect Housing MarketContinue

Mortgage Markets
Headline News Archives

Overview of Mortgage Markets and Interest Rates

ByGustan Cho Posted onDecember 25, 2024April 7, 2025

This guide covers the mortgage markets and interest rates. The mortgage markets and interest rates have seen volatile trends in…

Continue Reading Overview of Mortgage Markets and Interest RatesContinue

HARP Mortgage Loans After the 2008 Housing Crash
Mortgage Refinance

HARP Mortgage Loans After the 2008 Housing Crash

ByDale Elenteny Posted onDecember 24, 2024December 26, 2024

HARP Mortgage Loans was launched and created due to the 2008 financial crisis. Millions of homeowners bailed where they just turned in their keys to their mortgage lenders.

Continue Reading HARP Mortgage Loans After the 2008 Housing CrashContinue

Page navigation

Previous PagePrevious 1 … 6 7 8 9 10 … 79 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025
  • Foreclosure In Mortgage Qualification
    Foreclosure In Mortgage Qualification Lending GuidelinesJuly 2, 2025
  • How Do I Qualify For A Conventional Loan
    How Do I Qualify For A Conventional LoanJuly 2, 2025
  • Mortgage Rates Rise
    Mortgage Rates Rise For 7 Continuous WeeksJuly 2, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search