Self-Employed Mortgage Loans When Banks Say No
Most guidelines require lenders to average the most recent two years of income to qualify applicants. Some programs allow borrowers with newer businesses if they have experience
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Reestablishing Credit After Bankruptcy for Mortgage Loan Approval
This guide covers reestablishing credit after bankruptcy and your step-by-step guide to homeownership. Going through bankruptcy is tough, but it…
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How to Get Approved for a Home Mortgage with Bad Credit
This guide covers qualifying for a home mortgage with bad credit. One of the frequently asked questions by our clients…
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Mortgage Rates | Headline News Archives | High Debt To Income Ratio | Mortgage Processing And Underwriting | Real Estate Topic | Refinancing | Videos
Overview of Mortgage Markets and Interest Rates
Mortgage Markets and Interest Rates: Complete Guide for Homebuyers and Homeowners This guide covers the mortgage markets and interest rates….
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Cannot Afford Mortgage Payments? Save Your Home
If you cannot afford mortgage payments, do not ignore the problem and hope it goes away. Failure to make a…
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Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Home Purchase with Bad Credit with Lender with No Overlays
Home purchase with bad credit is possible, but the path depends on your credit score, recent payment history, down payment,…
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Freddie Mac Cash-Out Refinance Guidelines
A Freddie Mac cash-out refinance can help you pull equity from your home, but the rules are not the same…
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Buying a Home with Bad Credit in Nevada with under 600 FICO
In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…
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Understanding FHA Mortgage Rates on Purchases & Refinance
Why is my FHA rate different from the rate I saw online? That is one of the most common questions…
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Home Mortgages | Conventional Loans | FHA Loans | Mortgage Lender Overlays | NON-QM Loans | USDA Loans | VA Loans | Videos
Mortgage Loan Programs with No Overlays and 30-Day Closing
In this guide, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. In…
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Mortgage Forbearance on the Rise: What It Means & What To Do
Seeing headlines about mortgage forbearance on the rise can scare any homeowner who is already stretched thin. Maybe your insurance…
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Mortgage Closing Process in Illinois on Home Purchases
The Complete Guide to the Mortgage Closing Process in Illinois: Everything You Need to Know Buying a home is one…
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Why Mortgage Rates Are Rising And What It Means For Buyers
A higher mortgage rate can change a buyer’s entire home search. Even a 1% increase can add hundreds of dollars…
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Starting Mortgage Net Branch: A Comprehensive Guide
In this guide, we will cover starting a mortgage net branch. Starting a mortgage net branch is a great career…
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Mortgage Approval Conditions: What They Mean Before Clear to Close
The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
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Can You Get Denied for a Mortgage With Good Credit?
A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
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Refinancing During Coronavirus Pandemic Mortgage Crisis
Many homeowners went into mortgage forbearance during COVID or another financial hardship because they needed time to catch up. Now…
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Stop Student Loan Credit Reporting Errors Before Closing
Student loan credit reporting errors can stop a mortgage file before it gets to final approval. A late payment, incorrect…
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First-Time Home Buyers With Student Loan Debts
Many first-time home buyers with student loan debt worry that their student loan debt will prevent them from being approved…
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Bad Credit Mortgages | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans | video | Videos
Recent Late Payment VA Guidelines on VA Home Loans
VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
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NON-QM Loans | Bank Statement Loans | Mortgage Processing And Underwriting | No-Ratio Mortgage Loans | Profit and Loss Statement Only Mortgages | Self-Employed Borrowers | Videos
Non-QM Loans for Self-Employed Borrowers
Non-QM Loans for Self-Employed Borrowers: Qualification Guide This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases…
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Freddie Mac Mortgage Guidelines on Conventional Loans
Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
