FHA Loans in Louisiana: Steps to Qualify with Bad Credit
FHA loans in Louisiana can provide a more flexible path to homeownership, especially for borrowers with limited savings, lower credit…
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Investment Homes | No-Ratio Mortgage Loans | NON-QM Loans | Profit and Loss Statement Only Mortgages | Videos
Profit and Loss Statement Only Mortgage Loans
In this article, we will cover qualifying for the Profit and Loss Statement Only Mortgage Loans with no-income verification and…
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APR Versus Interest Rate Quoted By Mortgage Lenders
The interest rate is the cost of borrowing the loan principal. It directly affects your monthly principal-and-interest payment. The annual…
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Mortgage Processing And Underwriting | Conditional Loan Approval | Qualifying & Getting Pre-approved | Videos
Fully Underwritten TBD Mortgage Approval As Pre-Approvals
In this blog, we will cover and discuss getting a fully underwritten TBD mortgage approval as pre-approvals. Fully Underwritten TBD…
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NON-QM Loans | Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | Videos
Non-QM Loan Requirements and Mortgage Options
The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan programs.
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Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
IRS 4506T Form vs Form 4506C for Mortgage Loans
IRS 4506T Form vs Form 4506C: How Mortgage Lenders Verify Income This guide covers the IRS 4506T Form vs Form…
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Balloon Mortgages
Balloon mortgages require monthly payments for a set period, followed by one large final payment for the remaining loan balance….
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VA Loans in Ohio With Bad Credit and No Lender Overlays
Eligible veterans, active-duty service members, and qualifying surviving spouses may be able to obtain VA loans in Ohio borrowers can…
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Refinancing Your California Mortgage Loan
Refinancing a California mortgage means replacing your existing home loan with a new mortgage. It may help you lower your…
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About Us
About Us at Gustan Cho Associates Gustan Cho Associates is a national five-star mortgage broker licensed in multiple states with…
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Do You Need a Real Estate Agent to Buy a House?
Do you need a real estate agent to buy a house? You generally do not need a real estate agent…
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Home Improvement Projects That Add Value to a Home
Home improvement projects that add value are usually practical, functional, and appealing to a wide range of buyers. Updates such…
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MLO Remote Work and Branch Licensing Requirements by State
State NMLS MLO Remote Work and Branch Licensing Requirements In this guide, we will cover the state NMLS MLO work…
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Direct Versus Correspondent Lender: Key Differences
Direct and correspondent lenders can both originate, process, close, and fund mortgage loans. A direct lender typically funds the mortgage…
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VA Mortgage Process: From Preapproval to Closing
The VA mortgage process begins with confirming eligibility and obtaining a Certificate of Eligibility, followed by loan preapproval, finding a…
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Closing on Your New Home In 21 Days From Application To CTC
Closing on your new home in 21 days may be possible when the mortgage process starts with a complete application…
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UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage
Changes to 2-to-4 Unit Fannie Mae Multi-Family Mortgage Guidelines This manual addresses the modifications in down payment and self-sufficiency for…
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Today’s Surging Mortgage Rates versus Housing Prices
In this guide, we will be comparing the skyrocketing mortgage rates versus housing prices. We will cover the forecast of…
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Bad Credit Mortgages | FHA and VA Streamline Refinance | FHA Loans | First Time Home Buyers | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
FHA Loans in Las Vegas with Bad Credit
This blog will discuss getting approved for FHA loans in Las Vegas with bad credit and credit scores down to…
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HUD Waiting Period Guidelines After Chapter 13 on FHA Loans
In this blog, we will discuss and cover HUD waiting period guidelines after Chapter 13 on FHA loans. Why is…
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FHA and VA Streamline Refinance | Mortgage Processing And Underwriting | Mortgage Refinance | Videos
Refinance Mortgage Home Loan with Bad Credit
This guide covers refinance mortgage home loan with bad credit. Homeowners considering refinancing with low credit scores on their home…
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VA Loan Co-Borrower Guidelines: Who Can Apply With a Veteran?
A veteran may apply for a VA loan with a spouse, another eligible Veteran, or, in some cases, a non-Veteran…
