ByGustan Cho, NMLS 873293
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This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…
ByGustan Cho, NMLS 873293
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This guide covers buying a second home and renting the exiting home. Many hard-working folks plan on retiring and moving…
ByGustan Cho, NMLS 873293
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This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…
ByGustan Cho, NMLS 873293
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In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
ByAlex Carlucci, NMLS: 229891
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When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
ByGustan Cho, NMLS 873293
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This guide covers how solid is your pre-approval for a home purchase mortgage. A mortgage pre-approval letter means that a…
ByGustan Cho, NMLS 873293
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Lenders can cover borrowers’ mortgage refinance costs with a lender, credit in lieu of a higher mortgage rate to the…
ByGustan Cho, NMLS 873293
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Interest Rate Buydowns are when borrowers pay DISCOUNT POINTS to buy down interest rates. Borrowers with great credit and a…
ByAlex Carlucci, NMLS: 229891
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This guide covers government and conventional loans after bankruptcy and foreclosure. There are mandatory waiting period requirements on government and…
ByMike Gracz, NMLS: 1160212
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This guide covers qualifying and getting approved for a home mortgage moving to new home. Moving to new home is…
ByAlex Carlucci, NMLS: 229891
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This guide covers subprime loans and non-QM mortgages. Borrowers who have bad credit or not enough income due to self-employment…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the mortgage guidelines Chapter 13 versus Chapter 7 Bankruptcy. Homebuyers qualifying for…
ByDale Elenteny, NMLS: 904444
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This GUIDE covers the experience with homeowners associations. Have you ever wondered where your HOA fee goes every month or…
ByAlex Carlucci, NMLS: 229891
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Data Show More Homebuyers Buying Homes In The Suburbs And Fleeing City Life. More city dwellers are fleeing the city and buying homes in the suburbs due to the high crime rate in the city due to the Black Lives Matter Movement and incompetent politicians.
ByGustan Cho, NMLS 873293
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This guide covers how credit card balance affect debt-to-income ratio for mortgage borrowers. We will discuss the negative impact how…
ByGustan Cho, NMLS 873293
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This article covers Freddie Mac foreclosure guidelines on Conventional loans. Fannie Mae and Freddie Mac is the nations largest buyers…
ByAlex Carlucci, NMLS: 229891
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This guide covers the importance of job stability when buying a house with a mortgage. Income is the most important…
ByGustan Cho, NMLS 873293
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This article will cover and discuss refer-eligible per automated underwriting system findings. All mortgage loan applicants need to go through…
ByGustan Cho, NMLS 873293
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This guide covers mortgage rates after bankruptcy on government and conventional loans. There are loan level pricing adjustments (LLPA) charged…
ByAlex Carlucci, NMLS: 229891
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This guide covers how lender overlays prevent mortgages for homebuyers. The Federal Reserve Board announced that almost a third of…
ByDale Elenteny, NMLS: 904444
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This guide covers how homeowners insurance deductibles work. Homeowners insurance deductibles used to be straightforward. It was the dollar amount…
ByDale Elenteny, NMLS: 904444
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This guide covers investing in a distressed property and what you need to know. Distressed properties refer to properties for…
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