ByGustan Cho, NMLS 873293
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Many homebuyers worry that a low credit score will automatically stop them from qualifying for a home loan. The lowest…
ByGustan Cho, NMLS 873293
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByDale Elenteny, NMLS: 904444
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Why is the lender asking you to pay for an appraisal or credit report before you are fully approved? It…
ByGustan Cho, NMLS 873293
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Non-QM versus Traditional Mortgage Loans: Which is Right for You? Finding your way through the complex array of mortgage choices…
ByMike Gracz, NMLS: 1160212
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Conforming Loan Limits versus Non-QM Loans on Home Purchase Understanding your financing options is important to making an informed decision…
ByMike Gracz, NMLS: 1160212
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This article explores the various mortgage options available to homebuyers seeking approval for a home loan with bad credit Texas….
ByGustan Cho, NMLS 873293
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Mortgage rates during the COVID-19 pandemic changed quickly and did not affect every borrower the same way. National averages eventually…
ByJohn Strange, NMLS: 230932
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Mortgage Loan Underwriting Process: Simple, Step-by-Step Guide The mortgage loan underwriting process is the lender’s review of your income, credit,…
ByGustan Cho, NMLS 873293
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HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
ByGustan Cho, NMLS 873293
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This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
ByAlex Carlucci, NMLS: 229891
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Getting the lowest mortgage rate is not just about calling lenders and asking for today’s rate. The best mortgage pricing…
ByMike Gracz, NMLS: 1160212
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Buying a home in Illinois can feel out of reach when the down payment, closing costs, and moving expenses all…
ByDale Elenteny, NMLS: 904444
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This article will cover traditional and non-QM mortgage programs for homebuyers and homeowners. The historically low mortgage rates fueling a…
ByGustan Cho, NMLS 873293
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A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
ByGustan Cho, NMLS 873293
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This guide covers 15-year versus 30-year fixed rate mortgages on loan programs. All residential mortgage loan programs have amortized terms. …
ByGustan Cho, NMLS 873293
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Changing Jobs During Mortgage Approval Process: What You Need to Know Changing jobs during mortgage approval process can be a…
ByAlex Carlucci, NMLS: 229891
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Buying a home involves paperwork, and it can be frustrating when your lender asks for additional documents after you have…
ByJohn Strange, NMLS: 230932
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A refinance can lower your payment, shorten your loan term, remove mortgage insurance, or give you access to equity. But…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
ByMike Gracz, NMLS: 1160212
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This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
ByGustan Cho, NMLS 873293
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1099-Income versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
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