Freddie Mac Cash-Out Refinance Guidelines
A Freddie Mac cash-out refinance can help you pull equity from your home, but the rules are not the same…
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Buying a Home with Bad Credit in Nevada with under 600 FICO
In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…
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Understanding FHA Mortgage Rates on Purchases & Refinance
Why is my FHA rate different from the rate I saw online? That is one of the most common questions…
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Home Mortgages | Conventional Loans | FHA Loans | Mortgage Lender Overlays | NON-QM Loans | USDA Loans | VA Loans | Videos
Mortgage Loan Programs with No Overlays and 30-Day Closing
In this guide, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. In…
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Mortgage Forbearance on the Rise: What It Means & What To Do
Seeing headlines about mortgage forbearance on the rise can scare any homeowner who is already stretched thin. Maybe your insurance…
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Mortgage Closing Process in Illinois on Home Purchases
The Complete Guide to the Mortgage Closing Process in Illinois: Everything You Need to Know Buying a home is one…
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Why Mortgage Rates Are Rising And What It Means For Buyers
A higher mortgage rate can change a buyer’s entire home search. Even a 1% increase can add hundreds of dollars…
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Starting Mortgage Net Branch: A Comprehensive Guide
In this guide, we will cover starting a mortgage net branch. Starting a mortgage net branch is a great career…
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Mortgage Approval Conditions: What They Mean Before Clear to Close
The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
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Can You Get Denied for a Mortgage With Good Credit?
A mortgage denial with good credit usually means another part of the loan file did not meet underwriting guidelines. A…
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Refinancing During Coronavirus Pandemic Mortgage Crisis
Many homeowners went into mortgage forbearance during COVID or another financial hardship because they needed time to catch up. Now…
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Stop Student Loan Credit Reporting Errors Before Closing
Student loan credit reporting errors can stop a mortgage file before it gets to final approval. A late payment, incorrect…
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First-Time Home Buyers With Student Loan Debts
Many first-time home buyers with student loan debt worry that their student loan debt will prevent them from being approved…
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Bad Credit Mortgages | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans | video | Videos
Recent Late Payment VA Guidelines on VA Home Loans
VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
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NON-QM Loans | Bank Statement Loans | Mortgage Processing And Underwriting | No-Ratio Mortgage Loans | Profit and Loss Statement Only Mortgages | Self-Employed Borrowers | Videos
Non-QM Loans for Self-Employed Borrowers
Non-QM Loans for Self-Employed Borrowers: Qualification Guide This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases…
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Freddie Mac Mortgage Guidelines on Conventional Loans
Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
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Coronavirus Stimulus Checks: What Happened to Your Money?
Many people still search for coronavirus stimulus check information because they are not sure how much they received, whether they…
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Mortgage Denial After Pre-Approval? What To Do Next
Getting a mortgage denial after pre-approval can feel like the rug was pulled out from under you. You may already…
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The Importance of Credit Scores For Home Loans
A credit score does not have to be perfect to get approved for a home loan, but it can change…
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Opening a New Credit Card Before a Mortgage: Smart or Risky?
Opening a new credit card before a mortgage can help some borrowers, but it can also create problems if the…
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Lender versus Borrower Paid Mortgage Transactions
In this guide, we will discuss lender versus borrower paid mortgage transactions. Mortgage brokers can often opt to go with…
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NON-QM Loans | Bank Statement Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
New Mortgage Programs For Homebuyers and Investors
Getting a loan to buy or renovate a house can be hard right now. High property prices and big upfront…
