FHA Loan With Bad Credit Versus Late Payments
There is a major difference in qualifying for an FHA Loan With Bad Credit Versus Late Payments. FHA loans are…
How Does The Equity Release Scheme Work For Homeowners
In this blog, we will cover and discuss the equity release scheme mortgage option for senior homeowners. We will be…
Tips For Millennial Home Buyers
In this guide on millennials and mortgages, we will cover tips for millennial home buyers going from renting to becoming…
Predatory Lending Laws And Unfair Credit Practices
In this mortgage guide in Gustan Cho Associates we will cover what predatory lending laws are. Predatory Lending is the…
Buying A Home With A VA Loan With No Money Down
In this blog, we will cover and discuss buying a home with a VA loan with no money down. If…
How Much Income Do I Need To Buy A House In 2022
One of the most frequently asked questions is how much income do I need to buy a house in 2022….
Conditional Mortgage Approval Versus Pre-Approval
In this blog, we will be covering the difference between conditional mortgage approval versus pre-approval during the mortgage process. There…
Home Inspection on Purchase Versus a Real Estate Appraisal
Home inspections are not required. Home Appraisals are required by lenders. However, a home inspection is highly recommended and worth the investment for homebuyers.
Lenders Changing Mortgage Guidelines Post COVID-19
In this article, we will discuss and cover lenders changing mortgage guidelines post COVID-19 ERA due to skyrocketing rates, market…
Non-QM Mortgage Update From Non-Prime Lenders
In this blog, we will cover and discuss the non-QM mortgage update from non-prime lenders. Ever since the coronavirus outbreak…
Mortgage After Short Sale Waiting Period
In this blog, we will cover and discuss when is the best date to qualify for a mortgage after a…
How Mortgage Lenders Determine Interest Rates?
In this article, we will cover and discuss how mortgage lenders determine interest rates. Many home buyers and homeowners often…
FNMA Waiting Period Guidelines After Foreclosure For 2022
In this blog, we will cover and discuss FNMA waiting period guidelines after foreclosure for 2022. Conventional loans are often…
Bankruptcy Mortgage Guidelines on Waiting Period
In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…
FHA Credit Score Determines Mortgage Rate Pricing For 2022
In this article, we will discuss and cover how FHA credit score determines mortgage rate pricing on FHA loans. FHA…
Rental Payments Reported on Credit Bureaus
Many Americans are familiar with the terms Fannie Mae and Freddie Mac, but may not know exactly what they represent….
VA Funding Fee Mortgage Guidelines For VA Home Loans
In this blog, we will discuss and cover the VA funding fee mortgage guidelines for VA home loans. VA loans…
Best Oregon Mortgage Lenders After Bankruptcy In 2022
In this blog, we will discuss the best Oregon mortgage lenders with hundreds of loan options for owner-occupant homes, second…
Traditional and Non-Prime Investment Home Mortgage Loans
In this article, we will discuss and cover investment home loans with no income documentation. There are several different types…
Home Loan With Unpaid Collection Accounts Mortgage Options
In this blog, we will cover and discuss qualifying for home loan with unpaid collection accounts mortgage options. There are…
FHA Jumbo Loans While In The Chapter 13 Bankruptcy
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in the Chapter 13 Bankruptcy repayment…
How Can You Get a Mortgage After Retirement?
In this blog, we will cover and discuss on ways on how can you get a mortgage after retirement. Seniors…
