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ByAlex Carlucci
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In this blog, we will cover and discuss the best bad credit mortgage lenders in Alaska for FHA loans. The housing market in Alaska is booming. Homes are selling the day they are listed. During these volatile economic times with mortgage rates surging, many homebuyers with lower credit scores are shopping for the best bad…
ByDale Elenteny
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In this blog, we will discuss and cover FHA reverse mortgages for senior homeowners. Homeowners who are 62 years old or older can qualify for FHA Reverse Mortgages. Reverse Mortgages are ideal for retired homeowners with limited fixed income such as pension or social security income. Seniors with not enough income to qualify for a traditional…
ByMike Gracz
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The latest data of the top 10 most expensive states to buy a house in 2022 has been released and the results were not surprising. Hawaii, Wyoming, Massachusetts, Alaska, and California have ranked in the top five for the past seven years. Part of the reason why certain states have higher home prices than other…
ByMike Gracz
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In this blog, we will discuss and cover the comparison between Jumbo versus High-Balance Mortgages. What is the difference between Jumbo Versus High-Balance Mortgages In High-Cost Areas? Gustan Cho Associates is a lender licensed in 48 states with over 170 wholesale mortgage lenders on specialty mortgage programs. The team at Gustan Cho Associates are experts…
ByMike Gracz
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Active and/or retired members of the United States Armed Services and eligible surviving spouses of eligible veterans in Kentucky can qualify for VA loans Kentucky with no money down, credit scores down to 500 FICO, less than perfect credit, and prior credit issues. VA loans are hands down the best home loan program in the…
ByGustan Cho
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In this blog, we will cover and discuss the down payment guidelines on home purchase mortgage loans. The down payment guidelines and requirements depend on the particular loan program. Government loans have lower down payment requirements due to the lower level of risk lenders take due to the government guarantee. Down Payment Guidelines on Home…
ByGustan Cho
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In this blog, we will cover and discuss the steps in buying and selling a home and closing on time. Many renters who have been on the sidelines are beginning to pull the trigger on buying their first home. With home values appreciating to record levels and mortgage rates at a 3-year low, many first-time…
ByDale Elenteny
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In this blog, we will cover and discuss qualifying for FHA jumbo loans with FHA High-Balance Lenders in New Jersey with no lender overlays and competitive rates. The minimum credit score guidelines to qualify for a 3.5% down payment home purchase FHA high-balance loan in New Jersey is set at 580. Many lenders in New…
ByGustan Cho
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In this blog, we will cover and discuss qualifying for FHA loans with South Dakota FHA lenders for under 600 FICO with outstanding collection and charged-off accounts. The United States Department of Housing and Urban Development, also known as HUD, is the parent of the Federal Housing Administration, commonly referred to as FHA. Not all…
ByAlex Carlucci
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In this blog, we will cover and discuss qualifying for a mortgage with new lenders after getting mortgage denial for late payments during Chapter 13 repayment plan. Not all lenders have the same mortgage guidelines on government and conventional loans. A mortgage denial for late payments during Chapter 13 plan is normally a dead issue…
ByGustan Cho
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In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for low credit scores in Ohio with an approve/eligible per automated underwriting system. One of the misconceptions consumers have is that all lenders have the same lending requirements on FHA loans since they are government loans….
ByGustan Cho
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In this blog, we will discuss and cover choosing the best lenders after mortgage denial in Iowa due to the lender overlays of the lender who denied you. We will discuss and cover choosing the best lenders after mortgage denial in Iowa after being denied for lower credit scores, high debt to income ratio, manual…
ByGustan Cho
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In this blog, we will cover and discuss homeowners doing a fast-track low-interest FHA streamline refinance in Alabama for homeowners with a current FHA loan. Homeowners can qualify for an FHA streamline refinance in Alabama with bad credit, no appraisal, no income verification, plus no closing costs. Borrowers can have very low credit scores and…
ByMike Gracz
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In this article, we will cover and discuss the FHA Chapter 13 Guidelines in Wyoming to buy a home or do a refinance during the Chapter 13 repayment plan. With the surging values of homes in Wyoming, the FHA Chapter 13 Guidelines in Wyoming enable potential homebuyers to be able to purchase a home while…
ByAlex Carlucci
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In this article, we will discuss and cover qualifying for an FHA streamline refinance in Wisconsin with the best rates and closing in two weeks. Gustan Cho Associates offers FHA streamline refinance in Wisconsin with no appraisal, no income with a fast-track no stress mortgage process. The FHA Streamline Refinance in Wisconsin mortgage process is…
ByGustan Cho
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In this blog, we will cover and discuss qualifying for a mortgage with low credit scores in Vermont in 2022. Homebuyers do not need perfect credit to qualify for a mortgage with low credit scores in Vermont. Outstanding collections and charged-off accounts do not have to be paid off to qualify for a mortgage with…
ByGustan Cho
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In this article, we will cover and discuss how homebuyers can qualify for a mortgage after bankruptcy in South Dakota. Consumers who have filed for bankruptcy can qualify for a mortgage after bankruptcy after meeting the waiting period after bankruptcy requirements in South Dakota. The waiting period to qualify for a mortgage after the bankruptcy discharge…
ByDale Elenteny
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In this blog, we will discuss and cover qualifying for a mortgage after bankruptcy in New Hampshire. New Hampshire has one of the hottest housing markets in the nation. Many families from high-taxed states such as New York, New Jersey, California, and Illinois are moving to New Hampshire. Home prices are surging in New Hampshire….
ByGustan Cho
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In this blog, we will cover and discuss qualifying for an FHA Chapter 13 Bankruptcy Mortgage in Alaska with late payments during the repayment. The housing market in Alaska is booming. Many people in the repayment plan of Chapter 13 are in a five-year term. This is a long time since not been able to…
ByGustan Cho
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In this article, we will cover and discuss qualifying for FHA loans with 580 FICO in West Virginia and getting mortgage loan approval. Not all FHA Mortgage Lenders have the same lending guidelines on FHA loans with 580 FICO in West Virginia. Most lenders in West Virginia have mortgage overlays which are additional guidelines that…
ByGustan Cho
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In this article, we will cover and discuss the best bad credit mortgage lenders in Delaware. Gustan Cho Associates are mortgage brokers licensed in 48 states with lending partnerships with over 170 wholesale lenders. Gustan Cho Associates has a large presence in Delaware. Why choose Gustan Cho Associates? We have a national reputation for being…
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