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ByGustan Cho, NMLS 873293
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Dozens of non-QM loan programs have been created and launched in recent years. A large percentage of homebuyers who cannot qualify for traditional loans gravitate towards non-QM loans.
ByMike Gracz, NMLS: 1160212
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In this blog post, we will explore a tackle problem many borrowers face – Mortgage Denied After Pre-Approval. The landscape…
ByGustan Cho, NMLS 873293
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This guide covers the difference between FHA and Conventional mortgage guidelines. Many homebuyers, especially first-time buyers shopping for homes often…
ByGustan Cho, NMLS 873293
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This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…
ByJohn Strange, NMLS: 230932
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This blog post will discuss VA loans with no credit scores in detail and examine the DTI (Debt-to-Income) requirements. VA…
ByJohn Strange, NMLS: 230932
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This guide covers using realtor commission for home purchase down payment. This article delves into using realtor commission for a…
ByGustan Cho, NMLS 873293
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Home prices are still at an all-time high, with mortgage rates north of seven percent. The current mortgage market is…
ByAlex Carlucci, NMLS: 229891
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Mississippi has one of the hottest housing markets in the nation. The housing market in the state has been booming for many years.
ByGustan Cho, NMLS 873293
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Non-qualifying mortgages, commonly known as Non-QM loans, cater to borrowers seeking alternative home loan programs that diverge from the parameters…
ByGustan Cho, NMLS 873293
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This article delves into the lending prerequisites and regulations concerning mortgage with new job. It addresses the misconception that one…
ByAlex Carlucci, NMLS: 229891
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In this blog, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
ByMike Gracz, NMLS: 1160212
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Gustan Cho Associates are experts when analyzing consumer credit reports. Since we do not have lender overlays, we see all…
ByAlex Carlucci, NMLS: 229891
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This blog post delves into the crucial aspects of the Two-Year Work History Mortgage Guidelines. It explores the significance of…
ByAlex Carlucci, NMLS: 229891
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This guide covers low appraisal on home purchase and solutions for mortgage borrowers. We will discuss solutions to low appraisal…
ByGustan Cho, NMLS 873293
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How To Get Refer To Approve-Eligible Per AUS To Qualify For Mortgage: There are ways of trying to get a refer/eligible findings to an approve/eligible per automated underwriting system.
ByGustan Cho, NMLS 873293
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Every mortgage borrower is different. Your income, debts, credit rating, savings, and goals are unlike anyone else’s. The best mortgage for your neighbor might be the worst home loan for you.
ByGustan Cho, NMLS 873293
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This guide covers VA credit agency guidelines versus lender overlays on VA loans. Understanding VA Credit Score Agency Guidelines is…
ByGustan Cho, NMLS 873293
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This guide covers the benefits of paying mortgage balance early before end of loan term. Paying mortgage balance early before…
ByGustan Cho, NMLS 873293
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This guide explains Fannie Mae second home guidelines, especially vacation properties. As of 2025, a minimum down payment of 10%…
ByGustan Cho, NMLS 873293
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This article will discuss and cover qualifying for a mortgage after unemployment. Homebuyers do not need a two-year employment history…
ByAlex Carlucci, NMLS: 229891
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In this blog, we will cover and discuss buying and moving to another owner-occupied home without selling their first home….
ByGustan Cho, NMLS 873293
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This guide covers FHA Guidelines on Manufactured Home Loans. FHA Guidelines on manufactured home loans are released. HUD, the parent…
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