Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho
Posted on
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans to private lenders. There are no minimum credit score requirements on VA Loans. There are no maximum debt-to-income ratio requirements on VA Loans. VA Loans have much easier lending guidelines than any other loan program….
ByGustan Cho
Posted on
This guide covers reaffirming debts after bankruptcy. Homebuyers can qualify for a mortgage after bankruptcy. Government and conventional loans have mandatory waiting period requirements after bankruptcy. Gustan Cho Associates offers non-QM loans. There are no waiting period requirements after bankruptcy, foreclosure, deed-in-lieu of foreclosure, or short sale with non-QM loans. Alex Carlucci, a senior loan…
ByGustan Cho
Posted on
This guide covers conforming underwriting guidelines on conventional loans. Conventional Loans are called conforming loans because they need to conform to Fannie Mae and Freddie Mac Mortgage Guidelines. Conventional loans are not government-backed loans. No government entity insures and guarantees conforming loans. Dale Elenteny of Gustan Cho Associates explains why conventional loans are called conforming…
ByGustan Cho
Posted on
This guide covers qualifying for mortgage with high student loan debts. Every loan program has different guidelines on mortgage with high student loan debts. Government, Conventional, non-QM, bank statements, jumbo mortgages, and alternative financing loans all have their mortgage with high student loan debts lending requirements. John Strange, a senior loan officer and expert in…
ByMike Gracz
Posted on
This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands of residents are moving out of New York and California, many Americans are migrating to Colorado Springs. Colorado Springs Housing Market has grown double digits annually for the past few years. There is no slowdown…
ByDale Elenteny
Posted on
This guide covers the mortgage timeline on manual underwriting for clear to close and closing. When the COVID-19 coronavirus outbreak hit the country in February 2020, the time it takes to close a mortgage loan changed. Alex Carlucci, a senior loan officer at Gustan Cho Associates, recalls when the COVID-19 political scare hit the United…
ByAlex Carlucci
Posted on
How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.
ByGustan Cho
Posted on
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are still in demand, and prices are increasing. Do you want to know how to sell your home fast? Believe it or not but it is still a seller’s market. Getting a good, experienced real estate…
ByRonda Butts
Posted on
This guide covers the benefits of moving to cities with diverse Farmers Markets. We will discuss exploring local flavors: The benefits of moving to cities with diverse Farmers Markets. Welcome to a journey of exploring local flavors! Have you ever considered moving to a city that offers diverse farmers markets? If not, then this post…
ByGustan Cho
Posted on
This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring inflation. Many wonder when the right time to buy a home is. Home prices have been rising for the past three years. Due to rising home prices, HUD and the Federal Housing Finance Agency have…
ByRonda Butts
Posted on
This guide covers the top U.S. cities for the best jobs with low living costs and affordable housing. Are you tired of living in a city where the cost of living is sky-high, and job opportunities are scarce? Well, we’ve got some good news for you! There are many cities for the best jobs with…
ByGustan Cho
Posted on
This guide covers the steps to buying your first home during a booming housing market. Buying your first home during a booming housing market can be quite challenging. Many would-be homebuyers often get discouraged from purchasing a new home when competition for homes is at historic highs. Gustan Cho Associates are experts in helping first-time…
ByAlaina Phillips
Posted on
This guide covers a comprehensive guide of the top beaches of Florida. We will discuss the top beaches of Florida for tourists or those moving and buying a home in Florida. Welcome to the Sunshine State, where crystal clear waters meet sugar-white sand beaches! Dale Elenteny, a senior loan officer at Gustan Cho Associates, explains…
ByRonda Butts
Posted on
This guide covers buying a lake house for water lovers. Cast your line in paradise. We will discuss buying a lake house in the top US towns for lake fishing and lakefront living. Prepare your tackle box and pack up your boat because it’s time to cast your line in paradise! If you’re an avid…
ByRonda Butts
Posted on
In this guide, we will discuss buying a house in Savannah Georgia. This guide covers discovering the charm of Savannah Georgia. This is a guide to relocating to Georgia’s Coastal Gem. Savannah, Georgia, is a city that captures the hearts of all who visit. From its charming cobblestone streets to its iconic Spanish moss-draped trees,…
ByGustan Cho
Posted on
This guide covers the frequently asked questions at Gustan Cho Associates, What are hard money lenders? What Are Hard Money Lenders? Hard Money Lenders are lenders primarily based on the assets rather than the borrower. Michael Neill, President of AXEN Mortgage, LLC, a dba of NEXA Mortgage, LLC, explains what are hard money lenders as…
ByRonda Butts
Posted on
This guide covers moving and buying a house in a Coastal City in the United States. Have you ever dreamed of waking up to the sound of waves crashing against the shore or watching a stunning sunset over the ocean every evening? If so, then it’s time to consider moving to a coastal city in…
ByRonda Butts
Posted on
This guide covers discovering, moving, and buying a house in small-town America. Do you ever feel like the hustle and bustle of city life is just too much? Are you tired of fighting traffic, waiting in long lines, and feeling lost in a sea of people? It’s time to explore the charm and beauty of…
ByGustan Cho
Posted on
This blog will discuss and cover fix-and-flip mortgage loans. The fix-and-flip mortgage option is one of the most popular loan programs for real estate investors and rehabbers. Several wholesale lenders offer fix-and-flip mortgage loans offer says John Strange, a senior loan officer at Gustan Cho Associates who is an expert on flip-and-fix mortgage loans: The…
ByGustan Cho
Posted on
This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who either got a last-minute mortgage loan denial or are stressed during their mortgage process with their current lender. Alex Carlucci, a senior loan officer at Gustan Cho Associates, explains the reasons for a last-minute mortgage…
ByAlex Carlucci
Posted on
This guide covers qualifying and getting pre-approved for a mortgage loan after foreclosure and short sale guidelines. Previous homeowners who had a prior foreclosure can now qualify for a mortgage loan after foreclosure and short sale. There is a minimum of a 3-year waiting period to qualify for FHA and USDA loans after foreclosure, deed-in-lieu…
CALL NOW