How Student And Car Loans Affect DTI For Mortgages
This article will explore how student and car loans affect DTI (Debt-to-Income) mortgage ratios. Auto loans are typically the second-largest…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | First Time Home Buyers | VA Loans | Videos
Steps To Buying Your First Home In Wyoming Without Stress
In this blog, we will cover and discuss the steps to buying your first home in Wyoming. Buying your first…
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Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Videos
How Mortgage Brokers Get Paid on Closed Home Loans
This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…
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How Loan Officers Qualify Borrowers And Issue Pre-Approvals
This Article Is About How Loan Officers Qualify Borrowers And Issue Pre-Approvals. Understanding how loan officers qualify borrowers is crucial in the…
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FHA 203k Contractor Role For Homebuyers of Fixer-Uppers
In this blog, we will cover and discuss the FHA 203k contractor role for homeowners on FHA 203k loans. The…
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How The Marriage Penalty Works
This guide covers how the marriage penalty works. He loves me, he loves me not, he loves me, he loves…
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Freddie Mac Part-Time Income Mortgage Guidelines
This guide explores the updated Freddie Mac part-time income mortgage guidelines for 2024. The new year has introduced significant changes…
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Mortgage Protection Plans For Homeowners
This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…
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Refinance Waiting Period Mortgage Guidelines
In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…
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HUD Guidelines for FHA Loans: FHA Property Standards
HUD Guidelines On FHA Property Standards is the home needs to be safe, secure, and habitable. No need to be alarmed if the home is old. As long as the home is secured, safe, and habitable, it will pass FHA Home Appraisal.
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Home Buying Stress During Mortgage Underwriting Process
This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…
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Buying Home With Illegal Apartment In Basement And Attic
This blog will discuss the intricacies of buying home with illegal apartment in the basement and attic. Most of these…
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HUD FHA 203k Loans Manual Underwriting Guidelines
This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…
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What Are Barndominiums
Barndominiums is a blend of a barn and barndominium. A barndominium is a portmanteau of “barn” and “barndominium.” Barndominiums are…
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Clearing Mortgage Conditions of Conditional Loan Approval
This guide covers clearing mortgage conditions of conditional loan approval. After borrower’s mortgage application has been processed and underwritten, the…
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How Does Prenuptial Agreements Affect Mortgages
This guide covers how prenuptial agreements affect mortgage loans. You may have heard of prenuptial agreements if you plan to…
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Buying a Home From a Family Member With a Gift of Equity
This guide covers buying a home from a family member with no down payment or closing costs with a gift…
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Sellers Concessions And Tax Prorations On Illinois Home Purchase
Understanding Sellers Concessions and Tax Prorations in Illinois Home Purchases Illinois home buyers benefit from a unique financial advantage that…
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Why Do Mortgage Lenders Ask For Reserves From Borrowers
When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.
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Reaffirming Home Loan After Bankruptcy Mortgage Guidelines
In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…
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Financing Options For an Investment Home Purchase
This guide covers investmetn home pruchase mortgage guidelines. Investment home mortgage loans can be conventional or non-qm loans. Investment home…
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HUD CAIVRS Guidelines on FHA Loans
This article will explore the HUD CAIVRS Guidelines for FHA loans when obtaining a mortgage. Government-backed mortgage loans are an…
