Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho
Posted on
This guide covers what is a green mortgage and how it works. Are you looking for a way to make your home more energy-efficient and eco-friendly? Do you want to lower your utility bills and reduce your carbon footprint? If so, you may be interested in getting a green mortgage. Gustan Cho Associates are mortgage…
ByPeter Arcuri
Posted on
This guide covers refinancing your California mortgage loan during high rates and soaring inflation. California Homeowners Should Explore Refinancing Your California Mortgage Loan. Homes in California took a major hit during the 2008 Real Estate and Credit Collapse. Many homes in California, depending on the county the home is located, where home values dropped 30%…
ByGustan Cho
Posted on
This guide covers jumbo home loans of over 5 million. Most lenders will cap jumbo loan limits between $1 to $3 million. Some non-QM wholesale lenders will go up to a cap of 5 million and not exceed the 5 million cap. What if you have home loans of over 5 million? Where do you…
ByPeter Arcuri
Posted on
This guide covers important tips for starting small businesses for entrepreneurs and getting financing with SBA Business Loans. Starting a business requires you to do a lot. You have to research, plan, get finances, and meet legal obligations. The first two years are the most risky and have the most dangers of failing when starting…
ByPeter Arcuri
Posted on
This blog will discuss and cover remote MLO career opportunities. Gustan Cho Associates, empowered by NEXA Mortgage LLC, hires remote loan officers. Remote MLO Career Opportunities are available for experienced full-time loan officers. Loan officers with the following qualify: At least one-year full-time experience Familiar with LOS Systems, whether Encompass, Lending Pad, Calyx Point, or…
ByGustan Cho
Posted on
This guide covers Utah hard money loan closings in 24 hours for real estate investors offered at Lending Network, LLC. Lending Network, LLC is the best Utah Hard Money Lender with the fastest loan process and funding time than any other hard money lender in Utah. There was a recent incident where disaster was around…
ByGustan Cho
Posted on
This guide covers student loan forgiveness programs and how to qualify for a mortgage. The weight of student loan debt poses a significant challenge for countless Americans, particularly those aspiring to purchase a home. When taking out student loans, it’s essential to carefully consider the terms and conditions, interest rates, and repayment options. Borrow only…
ByPeter Arcuri
Posted on
Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual underwrites. Gustan Cho Associates are Florida VA lenders with no lender overlays on VA loans. VA loans are the best loan program in the nation. At competitive rates, lenders offer VA loans with no down…
ByPeter Arcuri
Posted on
This guide covers buying home with no private mortgage insurance with 80-10-10 mortgage loans. Any conventional mortgage loan with less than 20% down payment, or equity in the home, requires mandatory private mortgage insurance. Homebuyers who have at least a 10% down payment towards a home purchase and want to eliminate paying for private mortgage…
ByPeter Arcuri
Posted on
This guide covers lending guidelines and mortgage loan programs for non-permanent residents. Certain guidelines exist for non-permanent residents interested in qualifying for a mortgage loan in the United States. Non-permanent residents with work permits or visas can qualify for Conventional and FHA residential mortgage loans if they are legally on work permits in the United…
ByAlex Carlucci
Posted on
This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many of our borrowers are folks with prior bankruptcy, foreclosure, short sale, or deed-in-lieu of foreclosure. Borrowers can qualify for a home loan after bankruptcy and foreclosure. This holds true as long as they meet the…
ByPeter Arcuri
Posted on
This guide covers VA credit score mortgage guidelines on VA home loans. VA mortgages are the best home loan program in the Nation. The U.S. government created and implemented VA loans with approval by the U.S. Congress to reward our veterans. Only military veterans with a Certificate of Eligibility (COE) are eligible for VA loans. There…
ByGustan Cho
Posted on
This guide covers the benefits of making bi-weekly mortgage payments. The benefit of bi-weekly mortgage payments is that homeowners can pay off their loan balance before their 30-year fixed rate term. In the following paragraphs, we will be discussing how making bi-weekly mortgage payments can save you mortgage interest and shave four years off a…
ByGustan Cho
Posted on
This guide covers lender overlays on collection accounts and charge-off accounts. Homebuyers who have been turned down for a mortgage loan by a bank, credit union, or mortgage banker because due to having older collection accounts with balances may qualify for a mortgage but not with that particular lender. Just because one lender has turned…
ByAlex Carlucci
Posted on
This guide covers the role of a mortgage loan processor. We will discuss the important role processors undertake during the mortgage process. Mortgage processors are the backbone of a lender. Processors are the quarterbacks and the professionals who make the loan to the closing table. Ami Thakkar of Gustan Cho Associates is one of the…
ByGustan Cho
Posted on
This guide covers how installment loans help rebuild your credit to help borrowers qualify for a mortgage. Installment loans can be found in three major categories: personal, car, and home mortgages (likewise called home loans). Though the three loans have minor dissimilarities, such as safe and unsafe loans, they still have some similarities. Today’s borrowers…
ByAlex Carlucci
Posted on
This guide covers the risk of taking out that next student loan when getting a mortgage loan approved. If you plan on buying a home, think twice before taking out that next student loan. I worked in the medical field for three years while slowly chipping away at my student loans by making minimal payments….
ByPeter Arcuri
Posted on
This blog is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a mortgage application has become much easier than a few years ago. Homebuyers with prior bad credit, prior bankruptcy, foreclosure, deed-in-lieu of foreclosure, and a short sale can now qualify for home loans. Many home buyers…
ByGustan Cho
Posted on
This guide covers home improvement projects that add value to a home. Home improvement can be a good investment and add value to a home. However, over-improving a home for the area is never a good investment. The right-hand rule is that homeowners never want to own the biggest home in the block unless they…
ByApril Ramirez
Posted on
This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you pay for your mortgage loan. Many factors determine what mortgage rates will be offered to you. John Strange, a senior loan officer at Gustan Cho Associates, explains how no two borrowers will get the same…
ByRavinder Sharma
Posted on
This guide covers the top 5 reasons to buy a home now rather than wait. Rents are increasing across the nation with no signs of a pullback. Home prices have been rising nationally. There has been double-digit yearly appreciation in many parts of the country since 2012. In many parts of California, there are housing…
CALL NOW