Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho
Posted on
This guide covers investing in Chicago real estate. Many homebuyers love the City of Chicago, where they would not consider living other than Chicago or the nearby suburbs. Others will only invest in commercial real estate in Chicago and nearby suburbs. In this guide, we will discuss investing in Chicago real estate. Many people would…
ByDustin Dumestre
Posted on
A contingent sales agreement in real estate is a contract that includes one or more contingencies. Contingencies are conditions that must be fulfilled before the sale can be finalized. Common contingencies involve inspection, appraisal, financing, and selling an existing home. Each contingent sales agreement in real estate has a specified timeframe for the buyer to…
ByAnngelli Abenes
Posted on
This guide covers the differences between FICO and VantageScore Credit Scores. We will explain the differences between FICO and VantageScore credit scores in mortgage lending and rebuilding credit. Understanding the differences Between FICO and VantageScore is important when rebuilding credit and applying for a mortgage. FICO and VantageScore are the two most widely recognized scoring…
ByGustan Cho
Posted on
In this blog, we will cover and explain home equity. Home values have skyrocketed over the past few years. Many homeowners are taking advantage of their home equity and doing a cash-out refinance. Proceeds from cash-out refinance loans are tax-free, and the borrower can spend it where they see fit. If you intend on paying…
ByAlex Carlucci
Posted on
This guide covers the dream of owning your own home. The dream of owning your own home is a common aspiration for many people worldwide. It represents a significant milestone in one’s life and is often seen as a symbol of financial stability, security, and personal achievement. Here are some key aspects and reasons why…
ByAlex Carlucci
Posted on
This guide covers understanding mortgage forbearance for homeowners who cannot pay their monthly housing payments. Phase three of the coronavirus pandemic economic stimulus package included assistance for homeowners eligible for forbearance. Homeowners financially affected by the economic meltdown due to the pandemic can defer their mortgage payments for six months. After six months, borrowers can…
ByApril Ramirez
Posted on
In this blog, we will explain how Gustan Cho Associates goes above and beyond for their clients by having strong lending partnerships with the best wholesale mortgage lenders for non-prime loans with fair pricing on rates. We will cover and discuss the difference between using mortgage brokers versus mortgage bankers. Christian Sorenson, a wholesale account…
ByGustan Cho
Posted on
This guide covers home repairs. We will thoroughly explain fixing common problems in your home. Your home is your sanctuary, comfort zone, and biggest investment. But remember that it also requires regular maintenance and repairs to keep it in good shape and prevent bigger problems. Whether you’re a homeowner or a renter, you may encounter…
ByGustan Cho
Posted on
This guide covers the crisis in Florida homeowners insurance. Many insurance companies are getting out of the Florida homeowners insurance marketplace. It is costing insurance companies billions of dollars to insure a typical home in the state of Florida. Consider the company’s reputation and customer service. Research the reputation of the insurance companies you are…
ByGustan Cho
Posted on
This guide covers exploring the enchanting features of Manatee County Florida. Nestled along the picturesque Gulf Coast of Florida, Manatee County boasts a wealth of natural beauty, vibrant communities, and an array of attractions. Named after the gentle and majestic sea creatures that inhabit its waterways, Manatee County offers a diverse range of features that…
ByGustan Cho
Posted on
This guide covers what is a green mortgage and how it works. Are you looking for a way to make your home more energy-efficient and eco-friendly? Do you want to lower your utility bills and reduce your carbon footprint? If so, you may be interested in getting a green mortgage. Gustan Cho Associates are mortgage…
ByPeter Arcuri
Posted on
This guide covers refinancing your California mortgage loan during high rates and soaring inflation. California Homeowners Should Explore Refinancing Your California Mortgage Loan. Homes in California took a major hit during the 2008 Real Estate and Credit Collapse. Many homes in California, depending on the county the home is located, where home values dropped 30%…
ByGustan Cho
Posted on
This guide covers jumbo home loans of over 5 million. Most lenders will cap jumbo loan limits between $1 to $3 million. Some non-QM wholesale lenders will go up to a cap of 5 million and not exceed the 5 million cap. What if you have home loans of over 5 million? Where do you…
ByPeter Arcuri
Posted on
This guide covers important tips for starting small businesses for entrepreneurs and getting financing with SBA Business Loans. Starting a business requires you to do a lot. You have to research, plan, get finances, and meet legal obligations. The first two years are the most risky and have the most dangers of failing when starting…
ByPeter Arcuri
Posted on
This blog will discuss and cover remote MLO career opportunities. Gustan Cho Associates, empowered by NEXA Mortgage LLC, hires remote loan officers. Remote MLO Career Opportunities are available for experienced full-time loan officers. Loan officers with the following qualify: At least one-year full-time experience Familiar with LOS Systems, whether Encompass, Lending Pad, Calyx Point, or…
ByGustan Cho
Posted on
This guide covers Utah hard money loan closings in 24 hours for real estate investors offered at Lending Network, LLC. Lending Network, LLC is the best Utah Hard Money Lender with the fastest loan process and funding time than any other hard money lender in Utah. There was a recent incident where disaster was around…
ByGustan Cho
Posted on
This guide covers student loan forgiveness programs and how to qualify for a mortgage. The weight of student loan debt poses a significant challenge for countless Americans, particularly those aspiring to purchase a home. When taking out student loans, it’s essential to carefully consider the terms and conditions, interest rates, and repayment options. Borrow only…
ByPeter Arcuri
Posted on
Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual underwrites. Gustan Cho Associates are Florida VA lenders with no lender overlays on VA loans. VA loans are the best loan program in the nation. At competitive rates, lenders offer VA loans with no down…
ByPeter Arcuri
Posted on
This guide covers buying home with no private mortgage insurance with 80-10-10 mortgage loans. Any conventional mortgage loan with less than 20% down payment, or equity in the home, requires mandatory private mortgage insurance. Homebuyers who have at least a 10% down payment towards a home purchase and want to eliminate paying for private mortgage…
ByPeter Arcuri
Posted on
This guide covers lending guidelines and mortgage loan programs for non-permanent residents. Certain guidelines exist for non-permanent residents interested in qualifying for a mortgage loan in the United States. Non-permanent residents with work permits or visas can qualify for Conventional and FHA residential mortgage loans if they are legally on work permits in the United…
ByAlex Carlucci
Posted on
This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many of our borrowers are folks with prior bankruptcy, foreclosure, short sale, or deed-in-lieu of foreclosure. Borrowers can qualify for a home loan after bankruptcy and foreclosure. This holds true as long as they meet the…
CALL NOW