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Home / Mortgage & Real Estate News - Page 10
Home Loan with Bad Credit in Iowa
Bad Credit Mortgages | Credit Scores | FHA Loans | Home Mortgages | Home Purchase | NON-QM Loans | USDA Loans | VA Loans

Home Loan With Bad Credit In Iowa With Competitive Rates

ByDale Elenteny Posted onDecember 9, 2024December 12, 2024

Home Loan With Bad Credit in Iowa: Your Complete Guide for 2024 Don’t lose hope if you have bad credit…

Continue Reading Home Loan With Bad Credit In Iowa With Competitive RatesContinue

Home Loan After Deed in Lieu of Foreclosure
Mortgage After Bankruptcy and Foreclosure

Qualifying For Home Loan After Deed In Lieu Of Foreclosure

ByGustan Cho Posted onDecember 6, 2024December 9, 2024

Qualifying for a Home Loan After Deed in Lieu of Foreclosure in 2024 Life happens. Financial struggles can force homeowners…

Continue Reading Qualifying For Home Loan After Deed In Lieu Of ForeclosureContinue

HUD Manual Underwriting DTI Guidelines
Manual Underwriting | Compensating Factors | FHA Loans | Videos

HUD Manual Underwriting DTI Guidelines: Your Approval Guide

ByEric Jeanette Posted onDecember 6, 2024December 9, 2024

HUD Manual Underwriting DTI Guidelines: Everything You Need to Know in 2024 If you’ve been denied a mortgage because your…

Continue Reading HUD Manual Underwriting DTI Guidelines: Your Approval GuideContinue

Buying a Foreclosed Home
Mortgage After Bankruptcy and Foreclosure | Real Estate Topic | Videos

Buying a Foreclosed Home as First-Time Homebuyers

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

Buying a Foreclosed Home: A First-Time Homebuyer’s Guide for 2024 If you’re considering buying a foreclosed home as a first-time…

Continue Reading Buying a Foreclosed Home as First-Time HomebuyersContinue

Student Loans Mortgage Guidelines
Student Loans | Videos

Student Loans Mortgage Guidelines on Home Loans

ByGustan Cho Posted onDecember 5, 2024February 12, 2025

Student Loans Mortgage Guidelines: Qualify for a Mortgage Even with Student Debt Are you worried your student loans might stop…

Continue Reading Student Loans Mortgage Guidelines on Home LoansContinue

Changing Jobs During Mortgage Approval Process
Income And Employment | Gaps In Employment | Videos

Changing Jobs During Mortgage Approval Process

ByAlex Carlucci Posted onDecember 5, 2024February 26, 2025

Changing Jobs During Mortgage Approval Process: What You Need to Know in 2024 Changing jobs during the mortgage approval process…

Continue Reading Changing Jobs During Mortgage Approval ProcessContinue

Mortgage Approval Can Be Revoked
Mortgage Processing And Underwriting | Conditional Loan Approval | Mortgage Denial | Videos

Mortgage Approval Can Be Revoked During Mortgage Process

ByGustan Cho Posted onDecember 5, 2024May 13, 2025

Mortgage Approval Can Be Revoked: What Every Borrower Needs to Know in 2024 Getting your mortgage approval feels like crossing…

Continue Reading Mortgage Approval Can Be Revoked During Mortgage ProcessContinue

Chicago Home Loan with Bad Credit
Bad Credit Mortgages | NON-QM Loans | Videos

Chicago Home Loan With Bad Credit

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

In this blog, we will discuss and cover qualifying and getting approved for a Chicago home loan with bad credit….

Continue Reading Chicago Home Loan With Bad CreditContinue

15 Day Mortgage Process
Mortgage Processing And Underwriting

15 Day Mortgage Process From Application to Closing

ByMike Gracz Posted onDecember 4, 2024December 6, 2024

How fast can you close a mortgage? Americans love instant gratification! Gustan Cho Associates has a fast-track, 15-day mortgage process.

Continue Reading 15 Day Mortgage Process From Application to ClosingContinue

Mortgage After Bankruptcy in Minnesota
Bad Credit Mortgages | Bankruptcy

Mortgage After Bankruptcy in Minnesota Home Loan Options

ByAlex Carlucci Posted onDecember 4, 2024February 27, 2025

Mortgage After Bankruptcy in Minnesota: Your Complete 2024 Guide Buying a home might feel like a far-off dream if you’ve…

Continue Reading Mortgage After Bankruptcy in Minnesota Home Loan OptionsContinue

Why Do Lenders Request Bank Statements
Letter Of Explanation | Mortgage Processing And Underwriting | Videos

Why Do Lenders Request Bank Statements During Underwriting

ByGustan Cho Posted onDecember 4, 2024December 5, 2024

Why Do Lenders Request Bank Statements? A 2024 Guide for Borrowers If you plan to buy a home or refinance…

Continue Reading Why Do Lenders Request Bank Statements During UnderwritingContinue

Waiting Period Mortgage Guidelines
Home Mortgages | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period Mortgage Guidelines After Housing Events

ByGustan Cho Posted onDecember 4, 2024May 13, 2025

This guide covers the waiting period mortgage guidelines after housing events and bankruptcy. Homebuyers with prior bankruptcy, foreclosure, deed-in-lieu of…

Continue Reading Waiting Period Mortgage Guidelines After Housing EventsContinue

Non-Permanent Residents
NON-QM Loans | Videos

Easy Mortgage Guide for Non-Permanent Residents in the U.S.

ByLaurie Cho Posted onDecember 3, 2024December 5, 2024

This guide covers lending guidelines and mortgage loan programs for non-permanent residents. Certain guidelines exist for non-permanent residents interested in…

Continue Reading Easy Mortgage Guide for Non-Permanent Residents in the U.S.Continue

Mortgage Guidelines on Co-Borrowers
Non-Occupant Co-Borrowers | Videos

Mortgage Guidelines On Co-Borrowers On Home Purchase

ByGustan Cho Posted onDecember 3, 2024December 5, 2024

Mortgage Guidelines on Co-Borrowers: Everything You Need to Know for 2024 If you want to buy a home and need…

Continue Reading Mortgage Guidelines On Co-Borrowers On Home PurchaseContinue

Conventional Loan After Chapter 13
Mortgage After Bankruptcy and Foreclosure

Conventional Loan After Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onDecember 3, 2024December 5, 2024

Can You Get a Conventional Loan After Chapter 13 Bankruptcy? Your Complete Guide to 2024 Requirements and Options If you’ve…

Continue Reading Conventional Loan After Chapter 13 Bankruptcy GuidelinesContinue

Refinancing Community Property States
Mortgage Refinance

Refinancing Community Property States Mortgage Guidelines

ByMike Gracz Posted onDecember 2, 2024December 5, 2024

What Are Refinancing Community Property States Mortgage Guidelines? Refinancing in community property states requires non-borrowers debts to be included on FHA loans. Conventional loans do not require non-borrowers debts to be included in the debt to income ratio calculations.

Continue Reading Refinancing Community Property States Mortgage GuidelinesContinue

Fix-and-Flip Mortgage
NON-QM Loans | Fix-and-Flip Mortgage Loans | Hard Money Loans | Home Improvement/Renovations | House Flipping | Videos

Fix-and-Flip Mortgage Guidelines For Real Estate Investors

ByGustan Cho Posted onDecember 2, 2024December 5, 2024

Fix-and-Flip Mortgage: The Ultimate Guide for 2024 If you’re a real estate investor or thinking about diving into the world…

Continue Reading Fix-and-Flip Mortgage Guidelines For Real Estate InvestorsContinue

Mortgage for Self-Employed Versus W-2 Borrowers
Income And Employment | Bank Statement Loans | Gaps In Employment | Mortgage Processing And Underwriting | Videos

Mortgage For Self-Employed Versus W-2 Borrowers

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Mortgage for Self-Employed Versus W-2 Borrowers: 2024 Guide to Getting Approved Are you a self-employed worker or a W-2 employee…

Continue Reading Mortgage For Self-Employed Versus W-2 BorrowersContinue

Freddie Mac CHOICERenovation
Conventional Loans | Home Improvement/Renovations | HomeReady | One-Time Close Construction Loans | Videos

Freddie Mac CHOICERenovation Mortgage Guidelines

ByMike Gracz Posted onNovember 27, 2024May 13, 2025

Freddie Mac’s CHOICERenovation mortgage might be the best home improvement loan for larger renovation projects.  You can use a Freddie Mac CHOICERenovation home to purchase or refinance a home.

Continue Reading Freddie Mac CHOICERenovation Mortgage GuidelinesContinue

Home Loans of Over 5 Million
Hard Money Loans | Jumbo Loans | NON-QM Loans | Videos

Get Approved for Home Loans of Over 5 Million Today

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Home Loans of Over 5 Million: Your Ultimate Guide to Jumbo and Super Jumbo Mortgages in 2024 If you’re in…

Continue Reading Get Approved for Home Loans of Over 5 Million TodayContinue

Can You Get Denied for a Mortgage with Good Credit
Home Mortgages | Conditional Loan Approval | Mortgage Lender Overlays | Videos

Can You Get Denied For a Mortgage With Good Credit

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Can You Get Denied for a Mortgage With Good Credit? If you’re asking yourself, “Can you get denied for a…

Continue Reading Can You Get Denied For a Mortgage With Good CreditContinue

Manatee County Florida
Home Mortgages | Home Purchase | Real Estate Topic

Is Manatee County Florida a Good Place To Buy a House

ByGustan Cho Posted onNovember 26, 2024May 14, 2025

Manatee County Florida: Is It a Good Place to Buy a House in 2024? Are you thinking about buying a…

Continue Reading Is Manatee County Florida a Good Place To Buy a HouseContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Refinancing NON-QM Loans
    Refinancing NON-QM Loans To Traditional MortgagesJuly 1, 2025
  • Funds required for first-time home buyer on a home purchase
    Funds Required For First-Time Home Buyer on a PurchaseJuly 1, 2025
  • Escrow Hold Back
    Escrow Hold Back For Home RepairsJuly 1, 2025
  • Understanding VA Mortgage Rates
    Understanding VA Mortgage Rates And LLPAJuly 1, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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