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Gustan Cho Associates
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      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 10
Preparing Credit Profile To Qualify For Mortgage
Bad Credit Mortgages | Videos

Preparing Credit Profile to Qualify for Mortgage Quickly

ByAnngelli Abenes Posted onJuly 23, 2025July 24, 2025

Preparing Credit Profile to Qualify for Mortgage: 2025 Guide Buying a home is exciting, but getting approved for a mortgage…

Continue Reading Preparing Credit Profile to Qualify for Mortgage QuicklyContinue

Buying Home Cash
Mortgage Refinance

Buying Home Cash on a Home Purchase and Refinancing Later

ByGustan Cho Posted onJuly 23, 2025July 24, 2025

This guide covers buying home cash and refinancing afterwards to get a better deal on the home purchase. It is…

Continue Reading Buying Home Cash on a Home Purchase and Refinancing LaterContinue

Effective Ways to Finance Your Dream Condo
Condominium Loans

Effective Ways To Finance Your Dream Condo For Homebuyers

ByGustan Cho Posted onJuly 23, 2025July 29, 2025

This guide covers effective ways to finance your dream condo for condominium buyers. Acquiring a house or a condominium unit…

Continue Reading Effective Ways To Finance Your Dream Condo For HomebuyersContinue

Why Underwriters Issue Denials
Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

Why Underwriters Issue Denials and What You Can Do

ByGustan Cho Posted onJuly 23, 2025July 24, 2025

This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…

Continue Reading Why Underwriters Issue Denials and What You Can DoContinue

Mortgage Payment
Home Mortgages

Understanding the Components of the Mortgage Payment

ByAlex Carlucci Posted onJuly 23, 2025July 24, 2025

Understanding what your mortgage payment consists of is very important for homeowners. Most people do not pay in cash for…

Continue Reading Understanding the Components of the Mortgage PaymentContinue

Rebuilding Credit By Being an Authorized Credit Card User
Videos | Re-Establishing Credit

Rebuilding Credit Being an Authorized Credit Card User

ByGustan Cho Posted onJuly 22, 2025July 23, 2025

This guide covers rebuilding and re-establishing your credit by being an authorized credit card user.  There are many home buyers…

Continue Reading Rebuilding Credit Being an Authorized Credit Card UserContinue

Credit And DTI Guidelines on Conventional Loans
Home Mortgages

Credit and DTI Guidelines on Conventional Loans vs FHA Loans

ByGustan Cho Posted onJuly 22, 2025July 23, 2025

This guide covers credit and DTI guidelines on conventional loans vs FHA loans. Credit and DTI guidelines on conventional loans…

Continue Reading Credit and DTI Guidelines on Conventional Loans vs FHA LoansContinue

FHA Insured Mortgage Loans
Home Mortgages

FHA Insured Mortgage Loans vs Other Loan Programs

ByGustan Cho Posted onJuly 22, 2025July 23, 2025

This BLOG covers FHA insured mortgage loans vs other loan programs. FHA insured mortgage loans are government residential home loans…

Continue Reading FHA Insured Mortgage Loans vs Other Loan ProgramsContinue

FHA Investor Overlays
Mortgage Lender Overlays

FHA Investor Overlays Versus HUD Agency Mortgage Guidelines

ByGustan Cho Posted onJuly 22, 2025August 21, 2025

FHA Investor Overlays: What They Are and How to Avoid Them Are you trying to get an FHA loan but…

Continue Reading FHA Investor Overlays Versus HUD Agency Mortgage GuidelinesContinue

Mistakes Sellers Make Choosing a Realtor
Videos | Mortgage Processing And Underwriting

Borrowers Cost Out of Pocket in The Mortgage Process

ByGustan Cho Posted onJuly 22, 2025July 23, 2025

This guide covers borrowers cost out of pocket in the mortgage process. There are two types of costs involved when…

Continue Reading Borrowers Cost Out of Pocket in The Mortgage ProcessContinue

Steps of the Home Mortgage Process
Clear To Close | Mortgage Processing And Underwriting | Videos

Steps of the Home Mortgage Process

ByGustan Cho Posted onJuly 22, 2025July 23, 2025

Steps of the Home Mortgage Process: A Simple Guide to Get Approved Fast Are you thinking about buying a home…

Continue Reading Steps of the Home Mortgage ProcessContinue

How to Choose the Right Internet Lawyer
Bad Credit Mortgages

How to Choose the Right Internet Lawyer

ByAlex Carlucci Posted onJuly 21, 2025July 22, 2025

This article covers everything you need to know about how to choose the right internet lawyer. How do you go…

Continue Reading How to Choose the Right Internet LawyerContinue

Loss Of Employment During Mortgage Process
Income And Employment

How to Handle Loss of Employment During Mortgage Process

ByGustan Cho Posted onJuly 21, 2025July 23, 2025

Loss of Employment During Mortgage Process: What You Need to Know Losing your job while trying to buy a home…

Continue Reading How to Handle Loss of Employment During Mortgage ProcessContinue

Property Tax Appeal
Property Taxes

Property Tax Appeal For Homeowners With High Property Taxes

ByGustan Cho Posted onJuly 21, 2025September 25, 2025

This guide covers property tax appeal for homeowners with high property taxes. Property Taxes are one of the highest expenses…

Continue Reading Property Tax Appeal For Homeowners With High Property TaxesContinue

How Do Mortgage Lenders View Periods Of Unemployment
Gaps In Employment

How Do Mortgage Lenders View Periods of Unemployment

ByGustan Cho Posted onJuly 21, 2025July 22, 2025

This guide covers how do mortgage lenders view periods of unemployment. Qualified income is extremely important when qualifying for a…

Continue Reading How Do Mortgage Lenders View Periods of UnemploymentContinue

How Loan Officers Prepare Borrowers
Home Mortgages

How Loan Officers Prepare Borrowers For Underwriters

ByAlex Carlucci Posted onJuly 21, 2025July 22, 2025

This guide covers how loan officers prepare borrowers for mortgage underwriters. How loan officers prepare borrowers for mortgage underwriters depends…

Continue Reading How Loan Officers Prepare Borrowers For UnderwritersContinue

Future of Texas Homeowners
Headline News Archives

The Future of Texas Homeowners Living Near The Border Wall

ByGustan Cho Posted onJuly 20, 2025July 22, 2025

This guide covers the future of Texas homeowners living near border wall. The state of Texas is the second largest…

Continue Reading The Future of Texas Homeowners Living Near The Border WallContinue

Homeowners Who Should Refinance Now
Mortgage Refinance

Homeowners Who Should Refinance Now To Save Money

ByGustan Cho Posted onJuly 20, 2025August 25, 2025

This guide covers homeowners who should refinance now to save money. Par mortgage rates are hovering around 5.0% for prime…

Continue Reading Homeowners Who Should Refinance Now To Save MoneyContinue

Things To Consider If You Want To Rent A Room
Income And Employment

Things to Consider if You Want To Rent a Room of Your Home

ByGustan Cho Posted onJuly 20, 2025July 22, 2025

This guide covers things to consider if you want to rent a room in your house. When you’re getting ready…

Continue Reading Things to Consider if You Want To Rent a Room of Your HomeContinue

Learn How To Use Money And Not Let Money Use You
Bad Credit Mortgages

Learn How to Use Money and Not Let Money Use You

ByGustan Cho Posted onJuly 19, 2025July 22, 2025

This guide cover learn how to use money and not let money use you. There’s more to managing your finances…

Continue Reading Learn How to Use Money and Not Let Money Use YouContinue

States With Exceptional Campgrounds
Home Purchase | Home Sellers | Real Estate Topic | Videos

Buying a House in States With Exceptional Campgrounds

ByMargarett Jurilla Posted onJuly 18, 2025July 22, 2025

Buying a Home in States With Exceptional Campgrounds: Your Guide to Outdoor Living Are you dreaming of a home where…

Continue Reading Buying a House in States With Exceptional CampgroundsContinue

How to Find a Good Realtor
VA Loans

How to Find a Good Realtor That Can Work Great With Veterans

ByAlex Carlucci Posted onJuly 18, 2025July 21, 2025

This guide covers how to find a good realtor for veterans when buying a house. When you separate from the…

Continue Reading How to Find a Good Realtor That Can Work Great With VeteransContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • HUD FHA 203h Mortgage Guidelines
    HUD FHA 203h Mortgage Guidelines For Disaster VictimsOctober 13, 2025
  • Preparing for a Mortgage in Illinois
    Ready to Buy? Start Preparing for a Mortgage in Illinois NowOctober 13, 2025
  • Mortgage Guidelines on Home Loans
    Mortgage Guidelines on Home Loans Made EasyOctober 10, 2025
  • Home Buying Mistakes
    12 Home Buying Mistakes To Avoid By First-Time HomebuyersOctober 10, 2025

DTI Calculators

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Resources

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  • How To Increase FICO Scores For a Mortgage
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  • GCA Approves When Others Can’t
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  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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