Comparison of 97 LTV Conventional Versus FHA Loans
97 LTV Conventional Versus FHA Loans: Which One Is Right for You? If you’re like most first-time homebuyers, one of…
How To Prepare Credit For Mortgage and Get Approved
How Do I Know If I Qualify For A Mortgage? All loan programs have different lending guidelines. However, you normally need timely payments in the past twelve months and need qualified income and have the ability to repay your new mortgage.
VA Loans With High Debt-To-Income Ratio Mortgage Guidelines
VA Loans with High Debt-to-Income Ratio: A 2024 Guide for Veterans Are you a Veteran worried about your high debt-to-income…
Freddie Mac Mortgage Guidelines on Conventional Loans
Guide to Freddie Mac Mortgage Guidelines for 2024: Your Path to Homeownership or Refinancing Are you ready to own a…
Difference Between Fannie Mae And Freddie Mac
Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…
Get 100% Financing with a USDA One Credit Score Mortgage
USDA One Credit Score Mortgage: What You Need to Know to Qualify in 2024 If you’ve been told you can’t…
Low Credit Score Pricing Adjustments on Mortgage Loans
2024 Guide to Low Credit Score Pricing Adjustments: Understanding Your Options to Save on Your Mortgage Ready to buy or…
Cash To Close and Seasoned Funds For Closing by Borrower
Cash to Close and Seasoned Funds for Closing: Your 2024 Guide to a Smooth Home Purchase When you’re ready to…
Updated FHA Loan Requirements on HUD Guidelines
Updated FHA Loan Requirements for 2024: What You Need to Know Are you considering an FHA loan to buy a…
How Underwriters Calculate Debt-To-Income Ratio
How Underwriters Calculate Debt-to-Income Ratio (DTI) – 2024 Guide When it comes to buying a home, there are a few…
Verification Of Employment Before Mortgage Closing
Verification of Employment (VOE): Why It’s Crucial for Securing Your Mortgage in 2024 Whether you’re ready to purchase your first…
Mortgage Forbearance During Pandemic Mortgage Crisis
Updated Guide: Mortgage Forbearance During Pandemic When the COVID-19 pandemic hit, it upended the global economy, leaving millions of Americans…
Clear To Close In 2 Weeks or Less Mortgage Process
Clear to Close in 2 Weeks or Less: Here’s How to Fast-Track Your Mortgage Approval At Gustan Cho Associates, we…
Home Mortgages | Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Re-Establishing Credit | Videos
Using Rapid Rescore To Qualify For a Mortgage
How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your…
Portfolio Loan Programs: No Income Documentation Mortgages
Exploring Portfolio Loan Programs for 2024: A Flexible Mortgage Option for Unique Borrowers In the world of mortgages, there isn’t…
Second Home Loans: Easy Guide to Get Started Today
Everything You Need to Know About Second Home Loans in 2024 Are you thinking of buying a second home? Maybe…
2024 Conforming Loan Requirements: What You Need to Know
Conforming Loan Requirements: 2024 Guide for Homebuyers and Refinancers If you’re thinking about buying a home or refinancing your current…
HARP with Second Mortgage: What You Need to Know
HARP With Second Mortgage: Can You Refinance with a Second Mortgage Through HARP in 2024? If you have a second…
Ways to Avoid Stress and Delays in Home Loan Closings
How to Avoid Stress and Delays in Home Loan Closings (Updated for 2024) Buying a home is one of the…
NON-QM Loan With Recent Late Payments In The Past 12 Months
Non-QM Loan with Recent Late Payments: Your Guide to Homeownership in 2024 If you’ve had recent late payments on your…
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | USDA Loans | VA Loans | Videos
Mortgage Guidelines After Bankruptcy and Foreclosure
Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning…
Credit Repair During Mortgage Underwriting Can Halt Loan Process
This guide covers how credit repair during mortgage underwriting can halt loan process . Mortgage borrowers should know the impact…
