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Gustan Cho Associates
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      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Steps of the Home Mortgage Process
Clear To Close | Mortgage Processing And Underwriting | Videos

Steps of the Home Mortgage Process

ByGustan Cho Posted onNovember 19, 2023July 26, 2024

This guide details the steps of the home mortgage process, from pre-approval to closing. Taking the proper steps of the…

Continue Reading Steps of the Home Mortgage ProcessContinue

Getting More House For Your Money
Videos | Credit Scores | Home Purchase | Mortgage Rates | Property Taxes

Getting More House For Your Money With Low Property Taxes

ByGustan Cho Posted onNovember 11, 2023July 26, 2024

This guide covers getting more house for your money with low property taxes.  Getting more house for your money is…

Continue Reading Getting More House For Your Money With Low Property TaxesContinue

How The VA Mortgage Process Work
Mortgage Processing And Underwriting | VA Loans | Videos

How The VA Mortgage Process Work For Homebuyers

ByGustan Cho Posted onNovember 4, 2023June 24, 2024

This guide covers how the VA mortgage process work for homebuyers. How the VA mortgage process work? VA loans are…

Continue Reading How The VA Mortgage Process Work For HomebuyersContinue

Home Loan After Multiple Foreclosures
Mortgage After Bankruptcy and Foreclosure | Videos

Home Loan After Multiple Foreclosures Mortgage Guidelines

ByGustan Cho Posted onOctober 31, 2023March 11, 2024

This guide covers qualifying for a home loan after multiple foreclosures. Homebuyers can qualify for a home loan after foreclosure….

Continue Reading Home Loan After Multiple Foreclosures Mortgage GuidelinesContinue

Buying a house after bankruptcy discharge date.
Mortgage After Bankruptcy and Foreclosure | Videos

Buying a House After Bankruptcy Discharged Date

ByGustan Cho Posted onOctober 30, 2023April 22, 2024

This guide covers buying a house after bankruptcy discharge date. Buying a house after bankruptcy is possible. Many homebuyers think…

Continue Reading Buying a House After Bankruptcy Discharged DateContinue

Mortgage Denial By Underwriter
Mortgage Processing And Underwriting | Conditional Loan Approval | Videos

The Next Steps After a Mortgage Denial By Underwriter

ByGustan Cho Posted onOctober 28, 2023July 26, 2024

This guide covers taking the next steps after getting a mortgage denial by underwriter. There should be no mortgage denial…

Continue Reading The Next Steps After a Mortgage Denial By UnderwriterContinue

How To Review Credit Report
Home Mortgages | Videos

How To Review Credit Report During The Mortgage Process

ByGustan Cho Posted onOctober 25, 2023February 6, 2024

This guide covers how to review credit report during the mortgage process.  We will be discussing how to review credit…

Continue Reading How To Review Credit Report During The Mortgage ProcessContinue

Paying Down Credit Card Balances
High Debt To Income Ratio | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Paying Down Credit Card Balances To Boost Credit Scores

ByGustan Cho Posted onOctober 25, 2023July 8, 2025

This guide covers paying down credit card balances to boost credit scores and lower high debt-to-income ratios to qualify for…

Continue Reading Paying Down Credit Card Balances To Boost Credit ScoresContinue

Chicago Real Estate
Real Estate Topic | Home Purchase | Investment Homes | Videos

Investing In Chicago Real Estate

ByGustan Cho Posted onOctober 16, 2023July 26, 2024

This guide covers investing in Chicago real estate. Many homebuyers love the City of Chicago, where they would not consider…

Continue Reading Investing In Chicago Real EstateContinue

Home Equity
Bad Credit Mortgages

How Much Cash Access Can You Get With Home Equity

ByGustan Cho Posted onOctober 10, 2023June 11, 2024

In this blog, we will cover and explain home equity. Home values have skyrocketed over the past few years. Many…

Continue Reading How Much Cash Access Can You Get With Home EquityContinue

Home Repairs
Home Improvement/Renovations | Home Purchase | Videos

Home Repairs Every Homeowner Should Know About

ByGustan Cho Posted onSeptember 8, 2023December 18, 2023

This guide covers home repairs. We will thoroughly explain fixing common problems in your home. Your home is your sanctuary,…

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Florida Homeowners Insurance
Home Mortgages | Home Purchase | Homeowners Insurance

The Crisis of Florida Homeowners Insurance

ByGustan Cho Posted onSeptember 6, 2023December 18, 2023

This guide covers the crisis in Florida homeowners insurance. Many insurance companies are getting out of the Florida homeowners insurance…

Continue Reading The Crisis of Florida Homeowners InsuranceContinue

Green Mortgage
Home Improvement/Renovations | Home Mortgages | Home Purchase

What is a Green Mortgage

ByGustan Cho Posted onSeptember 2, 2023December 18, 2023

This guide covers what is a green mortgage and how it works. Are you looking for a way to make…

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Hard Money Loan Closings
Commercial Loans | Hard Money Loans | House Flipping | Investment Homes

Utah Hard Money Loan Closings In 24 Hours

ByGustan Cho Posted onAugust 1, 2023July 25, 2024

This guide covers Utah hard money loan closings in 24 hours for real estate investors offered at Lending Network, LLC….

Continue Reading Utah Hard Money Loan Closings In 24 HoursContinue

Student Loan Forgiveness
Student Loans | Videos

How To Qualify For a Mortgage With Student Loan Forgiveness

ByGustan Cho Posted onJuly 31, 2023November 4, 2024

This guide covers student loan forgiveness programs and how to qualify for a mortgage. The weight of student loan debt…

Continue Reading How To Qualify For a Mortgage With Student Loan ForgivenessContinue

Bi-Weekly Mortgage Payment
Home Mortgages | Videos

Benefits of Making Bi-Weekly Mortgage Payments

ByGustan Cho Posted onJuly 20, 2023June 11, 2024

This guide covers the benefits of making bi-weekly mortgage payments. The benefit of bi-weekly mortgage payments is that homeowners can…

Continue Reading Benefits of Making Bi-Weekly Mortgage PaymentsContinue

Lender Overlays
Collection Accounts | Charge Off Accounts | Mortgage Lender Overlays | Videos

Lender Overlays on Collection Accounts

ByGustan Cho Posted onJuly 19, 2023July 25, 2024

This guide covers lender overlays on collection accounts and charge-off accounts. Homebuyers who have been turned down for a mortgage…

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Installment Loans
Credit Scores | Re-Establishing Credit | Videos

Can Installment Loans Help Build Your Credit For a Mortgage

ByGustan Cho Posted onJuly 19, 2023July 25, 2024

This guide covers how installment loans help rebuild your credit to help borrowers qualify for a mortgage. Installment loans can…

Continue Reading Can Installment Loans Help Build Your Credit For a MortgageContinue

Home Improvement
FHA 203k Loan | House Flipping | One-Time Close Construction Loans | Videos

Home Improvement Projects That Add Value To a Home

ByGustan Cho Posted onJuly 15, 2023July 25, 2024

This guide covers home improvement projects that add value to a home. Home improvement can be a good investment and…

Continue Reading Home Improvement Projects That Add Value To a HomeContinue

Home Warranty
Real Estate Topic | One-Time Close Construction Loans | Videos

What Does a Home Warranty Cover For Homeowners

ByGustan Cho Posted onJuly 13, 2023March 6, 2025

This guide covers a home warranty and how it works for homeowners. When you are looking to buy a house,…

Continue Reading What Does a Home Warranty Cover For HomeownersContinue

Home Loans With No Credit
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgages | Re-Establishing Credit | Videos

Home Loans With No Credit Mortgage Guidelines

ByGustan Cho Posted onJuly 13, 2023March 19, 2024

This guide covers applying for and getting approved for home loans with no credit.  We have covered many blogs on…

Continue Reading Home Loans With No Credit Mortgage GuidelinesContinue

Equipment Financing
Commercial Loans | NON-QM Loans | SBA Loans | Videos

Equipment Financing

ByGustan Cho Posted onJuly 12, 2023October 11, 2024

This guide covers all about equipment financing. If you run a small or medium-sized business, you know how important it…

Continue Reading Equipment FinancingContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • News of Strong Dollar Pushes Mortgage Rates Lower
    News of Strong Dollar Pushes Mortgage Rates LowerJuly 11, 2025
  • Short Sale Home Purchase
    Short Sale Home Purchase Process For HomebuyersJuly 10, 2025
  • Do the prospects for mortgage loans seem promising after the election of a new president?
    Mortgage Rate Forecast and Outlook Seems PromisingJuly 10, 2025
  • Mortgage Interest Rates
    Mortgage Interest Rates on Conventional versus FHA LoansJuly 10, 2025

DTI Calculators

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Resources

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  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
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  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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