Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Author: Gustan Cho

Home / Gustan Cho - Page 24
Hard Money Loan Closings
Commercial Loans | Hard Money Loans | House Flipping | Investment Homes

Utah Hard Money Loan Closings In 24 Hours

ByGustan Cho Posted onAugust 1, 2023July 25, 2024

This guide covers Utah hard money loan closings in 24 hours for real estate investors offered at Lending Network, LLC….

Continue Reading Utah Hard Money Loan Closings In 24 HoursContinue

Student Loan Forgiveness
Student Loans | Videos

How To Qualify For a Mortgage With Student Loan Forgiveness

ByGustan Cho Posted onJuly 31, 2023November 4, 2024

This guide covers student loan forgiveness programs and how to qualify for a mortgage. The weight of student loan debt…

Continue Reading How To Qualify For a Mortgage With Student Loan ForgivenessContinue

Bi-Weekly Mortgage Payment
Home Mortgages | Videos

Benefits of Making Bi-Weekly Mortgage Payments

ByGustan Cho Posted onJuly 20, 2023June 11, 2024

This guide covers the benefits of making bi-weekly mortgage payments. The benefit of bi-weekly mortgage payments is that homeowners can…

Continue Reading Benefits of Making Bi-Weekly Mortgage PaymentsContinue

Lender Overlays
Collection Accounts | Charge Off Accounts | Mortgage Lender Overlays | Videos

Lender Overlays on Collection Accounts

ByGustan Cho Posted onJuly 19, 2023July 25, 2024

This guide covers lender overlays on collection accounts and charge-off accounts. Homebuyers who have been turned down for a mortgage…

Continue Reading Lender Overlays on Collection AccountsContinue

Installment Loans
Credit Scores | Re-Establishing Credit | Videos

Can Installment Loans Help Build Your Credit For a Mortgage

ByGustan Cho Posted onJuly 19, 2023July 25, 2024

This guide covers how installment loans help rebuild your credit to help borrowers qualify for a mortgage. Installment loans can…

Continue Reading Can Installment Loans Help Build Your Credit For a MortgageContinue

Home Improvement
FHA 203k Loan | House Flipping | One-Time Close Construction Loans | Videos

Home Improvement Projects That Add Value To a Home

ByGustan Cho Posted onJuly 15, 2023July 25, 2024

This guide covers home improvement projects that add value to a home. Home improvement can be a good investment and…

Continue Reading Home Improvement Projects That Add Value To a HomeContinue

Home Warranty
Real Estate Topic | One-Time Close Construction Loans | Videos

What Does a Home Warranty Cover For Homeowners

ByGustan Cho Posted onJuly 13, 2023March 6, 2025

This guide covers a home warranty and how it works for homeowners. When you are looking to buy a house,…

Continue Reading What Does a Home Warranty Cover For HomeownersContinue

Home Loans With No Credit
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgages | Re-Establishing Credit | Videos

Home Loans With No Credit Mortgage Guidelines

ByGustan Cho Posted onJuly 13, 2023March 19, 2024

This guide covers applying for and getting approved for home loans with no credit.  We have covered many blogs on…

Continue Reading Home Loans With No Credit Mortgage GuidelinesContinue

Equipment Financing
Commercial Loans | NON-QM Loans | SBA Loans | Videos

Equipment Financing

ByGustan Cho Posted onJuly 12, 2023October 11, 2024

This guide covers all about equipment financing. If you run a small or medium-sized business, you know how important it…

Continue Reading Equipment FinancingContinue

Primary Home Versus Second Home Purchase
Home Purchase | Real Estate Topic | Second Homes | Videos

Primary Home Versus Second Home Purchase

ByGustan Cho Posted onJuly 12, 2023July 25, 2024

This guide covers primary home versus second home purchase. A primary home is the principal residence of the homeowner. John…

Continue Reading Primary Home Versus Second Home PurchaseContinue

Disability Income
Income And Employment | Videos

How To Qualify for a Mortgage With Disability Income

ByGustan Cho Posted onJuly 8, 2023July 25, 2024

This guide covers qualifying for a mortgage with disability income. People with disability income are eligible for a mortgage loan…

Continue Reading How To Qualify for a Mortgage With Disability IncomeContinue

Fannie Mae HomeStyle Mortgage
Conventional Loans | Home Improvement/Renovations | Home Mortgages | Videos

Fannie Mae HomeStyle Mortgage Guidelines

ByGustan Cho Posted onJuly 8, 2023July 25, 2024

This guide covers  Fannie Mae HomeStyle Mortgage Guidelines on conventional loans. Have you thought about adding a pool to your…

Continue Reading Fannie Mae HomeStyle Mortgage GuidelinesContinue

Curb Appeal In Selling Your House
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Curb Appeal In Selling Your House Will Attract More Buyers

ByGustan Cho Posted onJuly 4, 2023July 25, 2024

This guide covers curb appeal in selling your house fast. Importance Of Curb Appeal In Selling Your House: Home sales…

Continue Reading Curb Appeal In Selling Your House Will Attract More BuyersContinue

Debt-To-Income Ratio Overlays
High Debt To Income Ratio | FHA Loans | Home Mortgages | Videos

Debt-To-Income Ratio Overlays Versus Agency Guidelines

ByGustan Cho Posted onJuly 2, 2023July 25, 2024

This guide covers debt-to-income ratio overlays versus agency mortgage guidelines. We will be discussing what debt-to-income ratio overlays by independent…

Continue Reading Debt-To-Income Ratio Overlays Versus Agency GuidelinesContinue

Final Mortgage Underwriter Approval Prior To Clear To Close
Mortgage Processing And Underwriting | Videos

Final Mortgage Underwriter Approval Prior To Clear To Close

ByGustan Cho Posted onJuly 1, 2023May 15, 2024

This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…

Continue Reading Final Mortgage Underwriter Approval Prior To Clear To CloseContinue

Lender Overlays On Government Mortgages
Videos | Mortgage Lender Overlays

What Are Common Lender Overlays on Government Mortgages

ByGustan Cho Posted onJuly 1, 2023July 25, 2024

All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.

Continue Reading What Are Common Lender Overlays on Government MortgagesContinue

Disabled Veterans Benefits
Videos | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans

Disabled Veterans Benefits on VA Loans

ByGustan Cho Posted onJune 30, 2023October 8, 2024

This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…

Continue Reading Disabled Veterans Benefits on VA LoansContinue

Conforming Underwriting Guidelines On Conventional Loans
Conventional Loans | Automated Underwriting System | Videos

Conforming Underwriting Guidelines on Conventional Loans

ByGustan Cho Posted onJune 30, 2023July 25, 2024

This guide covers conforming underwriting guidelines on conventional loans. Conventional Loans are called conforming loans because they need to conform…

Continue Reading Conforming Underwriting Guidelines on Conventional LoansContinue

Mortgage With High Student Loan Debts
Student Loans | High Debt To Income Ratio | Mortgage Processing And Underwriting | Videos

Qualifying For Mortgage With High Student Loan Debts

ByGustan Cho Posted onJune 30, 2023November 4, 2024

This guide covers qualifying for mortgage with high student loan debts. Every loan program has different guidelines on mortgage with…

Continue Reading Qualifying For Mortgage With High Student Loan DebtsContinue

How To Sell Your Home Fast
Home Sellers | House Flipping | Real Estate Topic | Videos

Easy Tips That Work on How to Sell Your Home Fast

ByGustan Cho Posted onJune 30, 2023July 25, 2024

This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…

Continue Reading Easy Tips That Work on How to Sell Your Home FastContinue

When Is The Right Time To Buy a Home With High Rates
Home Purchase | Mortgage Rates | Real Estate Topic | Videos

When Is The Right Time To Buy a Home With High Rates

ByGustan Cho Posted onJune 29, 2023June 28, 2024

This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…

Continue Reading When Is The Right Time To Buy a Home With High RatesContinue

Steps To Buying Your First Home
Home Purchase | First Time Home Buyers | Mortgage Processing And Underwriting | Videos

Steps To Buying Your First Home During a Booming Housing Market

ByGustan Cho Posted onJune 28, 2023July 25, 2024

This guide covers the steps to buying your first home during a booming housing market. Buying your first home during…

Continue Reading Steps To Buying Your First Home During a Booming Housing MarketContinue

Page navigation

Previous PagePrevious 1 … 22 23 24 25 26 … 40 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2023 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search