UPDATED Non-QM Guidelines POST Coronavirus Outbreak
This guide covers the updated non-QM guidelines post-coronavirus outbreak and political scare. Non-QM guidelines are not uniform agency lending guidelines…
Income Guidelines To Qualify For Home Loan Programs
This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…
FHFA FNMA Guidelines UPDATE on Conventional Loans
This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…
Why Rent When You Can Own a Home With DPA
This guide covers why rent when you can own a home. We will discuss the advantages of owning versus renting…
What Is Lender-Paid Mortgage Insurance on Conventional Loans
In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…
Types of Commercial Lending For Real Estate Investors
In this guide on types of commercial lending, we will cover the various commercial loans available at Gustan Cho Associates…
Mortgage Lending Guidelines on Traditional Home Loans
Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..
Role of Mortgage Loan Coordinator In The Mortgage Process
In this guide, we will cover the role of mortgage loan coordinator in the mortgage process. When borrowers apply for…
FHA Versus Conforming Loans Mortgage Lending Guidelines
This guide will cover the difference between FHA versus conforming loans. We will discuss FHA versus conforming loans mortgage lending…
How Much House Can I Afford To Buy Versus Qualify
In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers…
How Does Down Payment Assistance Work
In this guide, we will cover what down payment assistance is and how it works. We will discuss how down…
Mortgage for First-Time Home Buyers with Bad Credit
Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
Credit Score Needed For Mortgage on Home Loans
This blog will cover the credit score needed for mortgage on home loans. We will cover the frequently asked question…
Underwriting Credit Guidelines During Mortgage Process
This article will cover underwriting credit guidelines during the mortgage process. Mortgage borrowers should not stress during the mortgage process….
Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | NON-QM Loans | Videos
Alternative Lending Mortgage Options For Bad Credit
Thanks to alternative lending mortgage options, homebuyers who could not qualify for government and conventional loans can now qualify for…
Conventional Loan Guidelines For Mortgage Borrowers
This article will cover the conventional loan guidelines for mortgage borrowers on primary, second, and investment homes. Borrowers needing Conventional…
Bad Credit Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Lowest Credit Score Allowed For Mortgage Approvals
This guide covers what is the lowest credit score allowed for mortgage approvals. The team at Gustan Cho Associates gets…
Buying a Home in Alaska With Low FICO Scores and Poor Credit
This article will cover buying a home in Alaska with bad credit. Buying a home in Alaska with bad credit…
NON-QM Mortgage Guidelines
This article is about NON-QM Mortgage Guidelines on primary homes, second homes, and investment properties. Every non-QM lender has their…
The Correlation Between Credit Card Balance vs Credit Scores
In this article, we will cover the correlation between credit card balance vs credit scores. There are mortgage guidelines on…
Overlays With FHA Loans By Mortgage Lenders
This blog will cover overlays with FHA loans compared to HUD agency guidelines. FHA loans are the most popular home…
Using Secured Credit Cards To Improve Scores For Mortgage
The best and easiest way to rebuild and re-establish credit to qualify for a mortgage is using secured credit cards…
