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ByGustan Cho, NMLS 873293
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This guide covers the frequently asked question how do I qualify for a mortgage loan and get approved. Mortgage lenders…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
ByGustan Cho, NMLS 873293
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This guide covers late payments after Chapter 13 bankruptcy mortgage guidelines. Mortgage lenders do not want to see any late…
ByGustan Cho, NMLS 873293
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This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…
ByGustan Cho, NMLS 873293
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This guide covers saving money on mortgage on home purchase and refinance loans. A home purchase is a very happy…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…
ByGustan Cho, NMLS 873293
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This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
ByGustan Cho, NMLS 873293
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Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
ByGustan Cho, NMLS 873293
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This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
ByGustan Cho, NMLS 873293
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This guide covers bad credit mortgage guidelines on home purchase and refinance. Mortgage borrowers can qualify for home loans with…
ByGustan Cho, NMLS 873293
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This guide covers how to keep loan pre-approval valid for home purchase. One of the many questions home buyers often…
ByGustan Cho, NMLS 873293
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This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss using future rental income to qualify for a mortgage. Some first-time home…
ByGustan Cho, NMLS 873293
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This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
ByGustan Cho, NMLS 873293
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This guide covers VA derogatory credit mortgage guidelines on VA loans. VA derogatory credit mortgage guidelines on VA loans are…
ByGustan Cho, NMLS 873293
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This guide covers understanding FHA mortgage rates on purchase and refinance transactions. FHA loans are the most popular mortgage program…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
ByGustan Cho, NMLS 873293
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This guide covers the frequently asked question do I have to pay collections for FHA loan approval. We will discuss…
ByGustan Cho, NMLS 873293
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This guide covers the 97 LTV conventional loan mortgage guidelines for first-time homebuyers. Fannie Mae and Freddie Mac 97 LTV…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the statute of limitations on collection accounts and charge-offs. We will go…
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