California FHA Loans Versus Other Mortgage Options For Homebuyers
California FHA loans are a preferred mortgage solution for various borrowers, including first-time homebuyers, individuals with poor credit, and those…
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Difference Between a Job Versus a Career As a Loan Officer
What is the difference between a job versus a career? Is my job a career? What is the difference between…
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Florida Housing Market For Homebuyers and Renters
There is no sign of any housing market crash, especially in Florida. Home prices are booming with no signs of any correction.
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Bad Credit Mortgages | FHA Loans | NON-QM Loans | Qualifying & Getting Pre-approved | VA Loans | Videos
Can I Buy a House in South Dakota With Poor Credit
In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…
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Bank Statement Deposit Only Mortgage For Self-Employed Borrowers
This blog will discuss and cover bank statement deposit only mortgage for self-employed borrowers with no income tax returns required….
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How Underwriters Look at Credit Report vs Credit Scores
This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
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FHA Loan After Chapter 13 Bankruptcy in North Dakota
In this blog, we will discuss the mortgage guidelines for qualifying and being approved for an FHA loan after Chapter…
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North Carolina FHA Lenders For Bad Credit with No Overlays
In this blog post, we’ll discuss qualifying for FHA loans with top North Carolina FHA lenders for bad credit. It’s…
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Federal Employee Mortgage Loan Programs
In this mortgage guide, we will cover and discuss federal employee mortgage loan programs offered at Gustan Cho Associates Gustan…
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Child Support Mortgage Guidelines On Home Purchase And Refinance
What Are The Updated Child Support Mortgage Guidelines On Home Purchase And Refinance For 2021? You cannot have delinquent child support payments and qualify for a mortgage.
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Funds In Bank Statements That Cannot Be Used By Lenders
This guide covers funds in bank statements that mortgage lenders cannot use. All funds in bank statements that are newer…
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How Property Taxes in Mortgage Qualification Affects DTI
This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…
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NON-QM Loans | Bank Statement Loans | Jumbo Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
Using Non-QM Versus Jumbo Mortgages
In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
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FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Videos
Late Payments After Chapter 13 Bankruptcy Guidelines
This guide covers late payments after Chapter 13 bankruptcy mortgage guidelines. Mortgage lenders do not want to see any late…
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Jumbo Mortgage With 10% Down Payment and No PMI
In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | Mortgage With Late Payments | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Bad Credit Mortgage Guidelines on Purchase and Refinance
This guide covers bad credit mortgage guidelines on home purchase and refinance. Mortgage borrowers can qualify for home loans with…
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How Do Mortgage Underwriters Calculate Income of Borrowers
This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
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How Do I Use Future Rental Income To Qualify For a Mortgage
In this article, we will cover and discuss using future rental income to qualify for a mortgage. Some first-time home…
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Credit Tradelines NOT Reporting To Credit Bureaus
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
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VA Derogatory Credit Mortgage Guidelines on VA Loans
This guide covers VA derogatory credit mortgage guidelines on VA loans. VA derogatory credit mortgage guidelines on VA loans are…
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Fannie Mae 97 LTV Conventional Loan Mortgage Guidelines
This guide covers the 97 LTV conventional loan mortgage guidelines for first-time homebuyers. Fannie Mae and Freddie Mac 97 LTV…
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Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Scores | FHA Loans | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Shopping For Mortgage With Poor Credit and Low Credit Scores
In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
