ByGustan Cho, NMLS 873293
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FHA mortgage guidelines have strict rules for calculating borrower’s wages. This article explains the different types of income and the income documents needed for an FHA mortgage.
ByGustan Cho, NMLS 873293
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Mississippi homebuyers, have you ever dreamed of a fixer-upper that you can turn into the perfect home but worried about…
ByGustan Cho, NMLS 873293
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This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…
ByGustan Cho, NMLS 873293
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This guide covers no tax returns mortgages. We will discuss W2 income mortgages and no-doc mortgage loans for self-employed borrowers….
ByGustan Cho, NMLS 873293
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Qualifying for FHA loan after foreclosure is now possible for homebuyers who meet the mandatory waiting period after foreclosure. Fannie…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss home loans in South Carolina for homebuyers with bad credit and low…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover bad credit mortgage lenders in Rhode Island for borrowers with bad credit…
ByGustan Cho, NMLS 873293
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This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
ByGustan Cho, NMLS 873293
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Washington NON-QM Lenders are offering multiple non-prime loans throughout the state. Homebuyers in Washington state no longer are tied with…
ByGustan Cho, NMLS 873293
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Jumbo Mortgages are home mortgage loans that are higher than the conforming loan limit. The conforming loan limit for 2024…
ByGustan Cho, NMLS 873293
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In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…
ByGustan Cho, NMLS 873293
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This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
ByGustan Cho, NMLS 873293
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This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
ByGustan Cho, NMLS 873293
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Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss qualifying for FHA loans Colorado with bad credit and credit scores down…
ByGustan Cho, NMLS 873293
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Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.
ByGustan Cho, NMLS 873293
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In this article, we will cover getting approved for VA loans in New Mexico. Are you an active duty military…
ByGustan Cho, NMLS 873293
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This blog will discuss the VA guidelines after short sale waiting period requirements to qualify for a VA loan. VA…
ByGustan Cho, NMLS 873293
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This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
ByGustan Cho, NMLS 873293
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In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss VA foreclosure guidelines in qualifying for VA loans. VA Foreclosure Guidelines require…
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