Preparing For a VA Loan With a Lender With No Overlays
This guide covers preparing for a VA loan with a lender with no overlays. Preparing for a VA loan with…
Self-Employed Mortgage With One-Year Tax Returns
Self-employed borrowers are now eligible to get an approve/eligible per automated underwriting system with one-year income tax returns.
Benefits of Non-QM Loans and Non-Traditional Mortgages
This guide outlines the advantages of Non-QM loans and Non-Traditional Mortgages. Gustan Cho Associates serves as your reliable ally for…
Getting Faster Mortgage Approvals and Closing on Time
Borrowers should not stress during the mortgage process. . There is no reason why there should be stress during the mortgage process.
What is Net Tangible Benefits For Refinancing
This guide covers what is the definition of net tangible benefits for refinancing. When mortgage rates were at a 3-year…
VA Guidelines on Charge-Offs and Collections on VA Loans
This article discusses the revised VA guidelines regarding charge-offs and collections. According to the VA Guidelines on Charge-Offs and Collections,…
Steps in Mortgage Process For Closing Home Loan on Time
This guide covers the steps in mortgage process for closing home loan on time. Homebuyers looking to purchase a new…
Home Loan Approval After Losing Job During Mortgage Process
This guide covers how to close on home loan after losing job during mortgage process. We will show you qualifying…
Mortgage Underwriter Errors
This guide covers mortgage underwriter errors causing borrowers a loan denial. Mortgage underwriter errors do happen. Underwriters are human and…
Non-Qualified Mortgage Products and Lending Guidelines
Dozens of non-QM loan programs have been created and launched in recent years. A large percentage of homebuyers who cannot qualify for traditional loans gravitate towards non-QM loans.
Credit Score Mortgage Guidelines For Home Loans
In this blog, we will cover and discuss the credit score mortgage guidelines for home purchase and refinance. What is…
Difference Between FHA and Conventional Mortgage Guidelines
This guide covers the difference between FHA and Conventional mortgage guidelines. Many homebuyers, especially first-time buyers shopping for homes often…
Truth in Lending Disclosure During The Mortgage Process
This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…
Can I Qualify For a VA Loan With 500 Credit Scores
Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
What Is a 3-2-1 Buydown Mortgage?
In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
Best Lenders For Non-Qualifying Mortgages
Non-qualifying mortgages, commonly known as Non-QM loans, cater to borrowers seeking alternative home loan programs that diverge from the parameters…
FHA Mortgage Guidelines: Guide To FHA Loan Approval
FHA mortgage loans stand out as the leading choice among borrowers in the United States. The Federal Housing Administration (FHA)…
Mortgage With New Job Lending Requirements and Guidelines
This article delves into the lending prerequisites and regulations concerning mortgage with new job. It addresses the misconception that one…
Employment Gaps Lending Guidelines For Mortgage Approval
This blog addresses the eligibility criteria for obtaining a mortgage and securing approval despite having experienced employment gaps within the…
Non-Traditional Credit In Mortgage Qualification Process
This blog delves into the significance of non-traditional credit in mortgage qualification process, particularly focusing on scenarios where borrowers lack…
Mortgage For College Graduates Lending Guidelines
This article delves into Mortgage For College Graduates Lending Guidelines, shedding light on established norms and recent changes that may…
FHA W-2 Income Only Mortgage With No Income Tax Returns
The FHA W-2 Income Only Mortgage Lending Guidelines provide a pathway for borrowers to qualify for an FHA loan based…
