What is Net Tangible Benefits For Refinancing
This guide covers what is the definition of net tangible benefits for refinancing. When mortgage rates were at a 3-year…
VA Guidelines on Charge-Offs and Collections on VA Loans
This article discusses the revised VA guidelines regarding charge-offs and collections. According to the VA Guidelines on Charge-Offs and Collections,…
Steps in Mortgage Process For Closing Home Loan on Time
This guide covers the steps in mortgage process for closing home loan on time. Homebuyers looking to purchase a new…
Home Loan Approval After Losing Job During Mortgage Process
This guide covers how to close on home loan after losing job during mortgage process. We will show you qualifying…
Mortgage Underwriter Errors
This guide covers mortgage underwriter errors causing borrowers a loan denial. Mortgage underwriter errors do happen. Underwriters are human and…
Non-Qualified Mortgage Products and Lending Guidelines
Dozens of non-QM loan programs have been created and launched in recent years. A large percentage of homebuyers who cannot qualify for traditional loans gravitate towards non-QM loans.
Credit Score Mortgage Guidelines For Home Loans
In this blog, we will cover and discuss the credit score mortgage guidelines for home purchase and refinance. What is…
Difference Between FHA and Conventional Mortgage Guidelines
This guide covers the difference between FHA and Conventional mortgage guidelines. Many homebuyers, especially first-time buyers shopping for homes often…
Truth in Lending Disclosure During The Mortgage Process
This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…
Can I Qualify For a VA Loan With 500 Credit Scores
Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
What Is a 3-2-1 Buydown Mortgage?
In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
Best Lenders For Non-Qualifying Mortgages
Non-qualifying mortgages, commonly known as Non-QM loans, cater to borrowers seeking alternative home loan programs that diverge from the parameters…
FHA Mortgage Guidelines: Guide To FHA Loan Approval
FHA mortgage loans stand out as the leading choice among borrowers in the United States. The Federal Housing Administration (FHA)…
Mortgage With New Job Lending Requirements and Guidelines
This article delves into the lending prerequisites and regulations concerning mortgage with new job. It addresses the misconception that one…
Employment Gaps Lending Guidelines For Mortgage Approval
This blog addresses the eligibility criteria for obtaining a mortgage and securing approval despite having experienced employment gaps within the…
Non-Traditional Credit In Mortgage Qualification Process
This blog delves into the significance of non-traditional credit in mortgage qualification process, particularly focusing on scenarios where borrowers lack…
Mortgage For College Graduates Lending Guidelines
This article delves into Mortgage For College Graduates Lending Guidelines, shedding light on established norms and recent changes that may…
FHA W-2 Income Only Mortgage With No Income Tax Returns
The FHA W-2 Income Only Mortgage Lending Guidelines provide a pathway for borrowers to qualify for an FHA loan based…
Avoiding Home Loan Denial During The Mortgage Process
This guide covers avoiding home loan denial during the mortgage process. We will go deeply in giving our viewers tips…
How To Get Refer To Approve-Eligible Per AUS Approval
How To Get Refer To Approve-Eligible Per AUS To Qualify For Mortgage: There are ways of trying to get a refer/eligible findings to an approve/eligible per automated underwriting system.
Manufactured Home Financing Requirements
This guide covers manufactured home financing requirements. Many home buyers of manufactured home financing have a difficult time getting it….
Which Mortgage Is Right for Me? The Top 5 Mortgage Types
Every mortgage borrower is different. Your income, debts, credit rating, savings, and goals are unlike anyone else’s. The best mortgage for your neighbor might be the worst home loan for you.
