ByGustan Cho, NMLS 873293
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Buying a home with less-than-perfect credit can feel overwhelming, especially if you are thinking about hiring a credit repair company….
ByGustan Cho, NMLS 873293
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This guide covers mortgage guidelines on foreclosure and bankruptcy. If a mortgage loan borrower had a prior bankruptcy, there is…
ByGustan Cho, NMLS 873293
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This guide covers short sale home purchase process by homebuyers. Due to the financial and credit collapse of 2008, foreclosures…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss qualifying for a mortgage during and after divorce on purchase and refinance…
ByGustan Cho, NMLS 873293
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It has been over a dozen years since the 2008 financial crisis. Skyrocketing home prices is no doubt scaring mortgage regulators of another potential housing bubble and crisis. However, strong extensive mortgage regulations were implemented to avoid another housing crash and mortgage crisis.
ByGustan Cho, NMLS 873293
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Trump’s 50-year mortgage proposal has drawn attention because it promises lower monthly payments by stretching the loan term far beyond…
ByGustan Cho, NMLS 873293
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This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…
ByGustan Cho, NMLS 873293
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This guide covers identity theft process during mortgage application process. Identity theft process is one of the fastest growing crimes…
ByGustan Cho, NMLS 873293
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Buying a house during a recession can feel scary. News headlines discuss job losses, high prices, and interest rate changes….
ByGustan Cho, NMLS 873293
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Veteran Administration loans, more commonly called VA loans, are one of the most valuable home financing benefits available to eligible…
ByGustan Cho, NMLS 873293
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FHA Approved Condos Versus Single-Family Homes: What’s the Best Choice for You? Are you torn between buying an FHA-approved condo…
ByGustan Cho, NMLS 873293
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Buying a home after rental problems can feel overwhelming, especially if past-due rent, collections, landlord debt, or an eviction are…
ByGustan Cho, NMLS 873293
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Qualifying For A Mortgage With High Student Loan Debts And How It Affects DTI On Government and Conventional Loans Buying…
ByGustan Cho, NMLS 873293
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This guide covers the minimum lending requirements with getting approved for a mortgage after bankruptcy. Bankruptcy is a federal law…
ByGustan Cho, NMLS 873293
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Rate and Term Refinance Mortgage Loans: Which Refinance Is Better? Refinancing can lower your payment, lock in a fixed rate,…
ByGustan Cho, NMLS 873293
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Getting approved for a mortgage with marginal credit scores is possible, but the margin for error is smaller. A small…
ByGustan Cho, NMLS 873293
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How does the economy affect the housing markets? If you’re wondering whether now is a good time to buy, sell,…
ByGustan Cho, NMLS 873293
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Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
ByGustan Cho, NMLS 873293
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If you’re trying to buy home loans with no credit score, you’re not alone. First-time buyers, cash-only savers, new immigrants,…
ByGustan Cho, NMLS 873293
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This blog will discuss how mortgage underwriters calculate property taxes on new construction homes. Property taxes on new construction homes…
ByGustan Cho, NMLS 873293
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FHA Mortgage Guidelines on Collection Accounts: How to Qualify for a Home Loan in 2026 Buying a home with collection…
ByGustan Cho, NMLS 873293
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What Is The Role Of A Real Estate Agent? This guide covers the topic of the role of a real…
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