ByGustan Cho, NMLS 873293
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Self-Employed Relocation Mortgage Guidelines: What to Expect in 2026, Requirements, and How to Get Approved This guide covers self-employed relocation…
ByGustan Cho, NMLS 873293
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This guide covers avoiding home loan denial during the mortgage process. We will go deeply in giving our viewers tips…
ByGustan Cho, NMLS 873293
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This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…
ByGustan Cho, NMLS 873293
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Hard Money Loan Closings: A Complete Guide to Quick Financing for Real Estate Investors Are you a real estate investor…
ByGustan Cho, NMLS 873293
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Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
ByGustan Cho, NMLS 873293
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Green mortgages are designed to help homebuyers and homeowners finance energy-efficient homes or eligible upgrades that can reduce long-term utility…
ByGustan Cho, NMLS 873293
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Changes in mortgage lending in 2026 are occurring in several significant ways, particularly for borrowers who are mindful of loan…
ByGustan Cho, NMLS 873293
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Updated FHA Loan Requirements: What You Need to Know Big changes are coming to FHA loan requirements in 2026, including…
ByGustan Cho, NMLS 873293
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In this guide, we will discuss and cover HUD guidelines on student loans vs other mortgage programs. HUD, the Department…
ByGustan Cho, NMLS 873293
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NON-QM Jumbo Loans: Flexible Mortgage Options for Bad Credit and Alternative Income Documentation NON-QM jumbo loans are alternative mortgage loan…
ByGustan Cho, NMLS 873293
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Non-QM 90 LTV Jumbo Loans: How High-Balance Borrowers Qualify With Less Than 20% Down In this blog, we will discuss…
ByGustan Cho, NMLS 873293
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Mistakes To Avoid Selling Your Home: Biggest Mistakes Sellers Should Not Make Great news for homeowners who were stuck from…
ByGustan Cho, NMLS 873293
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Conventional Versus Government-Backed Mortgages: Which Loan Fits You Best? When you’re buying a home, one of the first big decisions…
ByGustan Cho, NMLS 873293
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Buying a home can feel overwhelming, especially if you are not sure what happens first, how much money you need,…
ByGustan Cho, NMLS 873293
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Buying a home with less-than-perfect credit can feel overwhelming, especially if you are thinking about hiring a credit repair company….
ByGustan Cho, NMLS 873293
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This guide covers mortgage guidelines on foreclosure and bankruptcy. If a mortgage loan borrower had a prior bankruptcy, there is…
ByGustan Cho, NMLS 873293
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This guide covers short sale home purchase process by homebuyers. Due to the financial and credit collapse of 2008, foreclosures…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss qualifying for a mortgage during and after divorce on purchase and refinance…
ByGustan Cho, NMLS 873293
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It has been over a dozen years since the 2008 financial crisis. Skyrocketing home prices is no doubt scaring mortgage regulators of another potential housing bubble and crisis. However, strong extensive mortgage regulations were implemented to avoid another housing crash and mortgage crisis.
ByGustan Cho, NMLS 873293
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Trump’s 50-year mortgage proposal has drawn attention because it promises lower monthly payments by stretching the loan term far beyond…
ByGustan Cho, NMLS 873293
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This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…
ByGustan Cho, NMLS 873293
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This guide covers identity theft process during mortgage application process. Identity theft process is one of the fastest growing crimes…
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